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HomeMy WebLinkAboutContracts & Agreements_180-2006 MUNICIPAL FINANCE CORPORATION 23945 CALABASAS ROAD, SUITE 103 CALABASAS, CA 91302 Telephone(818)224-4787 Telecopier(818)224-4789 www munifinance corn Table of Contents 1. Lease with Option to Purchase #06-048-AF 2. Lease Schedule 3. Assignment of Lease/Acknowledgment of Assignment 4. Arbitrage and Tax Certificate 5. Certificate of Lessee F 6. Certificate of Acceptance #03-075 7. Investment Authorization Letter 8. Legal Opinion of District's Counsel 9. District's Resolution No. 6532 10. Incumbency and Signature Certificate 11. 8038-G CN LEASE WITH OPTION TO PURCHASE #06-048-AF This LEASE WITH OPTION TO PURCHASE dated July 18, 2006 (this "Lease") is by and between MUNICIPAL FINANCE CORPORATION, ("Corporation") a corporation duly organized and operating under the laws of the State of California as lessor and CITY OF REDLANDS, a municipal corporation duly organized and existing under the laws of the State of California ("Lessee") as .lessee RECITALS : WHEREAS, Lessee deems it essential for Lessee to acquire the property described herein for its own public purposes, and WHEREAS, it is intended that this Lease be treated as a tax-exempt obligation of Lessee for federal income tax purposes, and WHEREAS, Lessee and Corporation agree to mutually cooperate now and hereafter, to the extent possible, in order to sustain the intent of this Lease and the bargain of both parties hereto WITNESSETH NOW, THEREFORE in consideration of the mutual covenants hereinafter set forth, the parties hereto agree as follows ti SECTION 1 Lease Corporation hereby leases to Lessee, and Lessee hereby leases and hires from Corporation all property (the "Property" ) described in the schedule or schedules (collectively, the "Schedule" ) executed by the parties concurrently herewith and hereafter and made a part hereof Hereinafter, reference to Corporation means Corporation and Corporation' s assigns for those rights, interests and obligations that may be assigned by Corporation SECTION 2 Term The terms and conditions of this Lease shall become effective upon the authorized execution of this Lease by the parties hereto The rental term of the Property .leased hereunder commences and terminates on the dates specified in the Schedule SECTION 3 Representations, Covenants and Warranties of Lessee Lessee represents, covenants and warrants to Corporation that (a) Lessee is a municipal corporation and political subdivision, duly organized and existing under the Constitution and laws of the State of California with authority to enter into this Lease and to perform all of its obligations hereunder (b) Lessee ' s governing body has duly authorized the execution and delivery of this Lease and further represents and warrants that all E r requirements have been met and procedures followed to ensure its enforceability (c) The execution, delivery and performance of this Lease do not and will not result in any breach of or constitute a default under any indenture, mortgage, contract, agreement or instrument to which Lessee is a party or by which it or its property is bound. (d) There is no pending or, to the knowledge of Lessee, threatened action or proceeding before any court or administrative agency which will materially adversely affect the ability of Lessee to perform its obligations under this Lease (e) Lessee has complied with all public bidding laws or provisions of the California Public Contract Code applicable to the acquisition of the Property leased hereunder (f) The Property being leased is essential to Lessee in the performance of its governmental functions and its estimated useful life to Lessee exceeds the term of this Lease (g) within one hundred eighty (180) days of the end of each fiscal year of Lessee during the term hereof, Lessee shall provide Corporation with a copy of its audited financial statements for such fiscal year SECTION 4 Representations and warranties of Corporation Corporation represents and warrants to Lessee that (a) Corporation is duly organized, validly existing and in good standing under the laws of the State of California, with full corporate power and authority to lease and own real and personal property (b) Corporation has full power, authority and legal right to enter into and perform its obligations under this Lease, and the execution, delivery and performance of this Lease have been duly authorized by all necessary corporate actions on the part of Corporation and do not require any further approvals or consents (c) The execution, delivery and performance of this Lease do not and will not result in any breach of or constitute a default under any indenture, mortgage, contract, agreement or instrument to which Corporation is a party by which it or its property is bound (d) There is no pending or, to the knowledge of Corporation, threatened action or proceeding before any court or administrative agency which will materially adversely affect the ability of Corporation to perform its obligations under this Lease 2 F SECTION 5 Property Acquisition, p y De osit of Moneys Corporation hereby appoints Lessee as its purchasing agent to acquire the Property leased hereunder and Lessee hereby accepts said appointment (hereinafter, the "Agency") The Agency is limited to i) negotiation of terms, conditions and acquisition cost of acquiring the Property from suppliers and contractors (collectively, the "Supplier") selected by Lessee; ii) to the inspection and acceptance of the Property upon its delivery and installation, and ill) to the exercise of any rights or remedies with respect to Property warranties or guarantees All warranties and guarantees, either express or implied, that inure to Corporation by virtue of the Agency are hereby passed through to Lessee to prosecute at Lessee' s sole discretion The costs associated with the acquisition and installation of the Property including appurtenant work and related expenses are set forth in the Schedule Corporation and Lessee agree that, in order to ensure that moneys sufficient to pay all costs will be available for this purpose when required, Corporation shall cause the financing amount designated on the Schedule (the "Financing Amount") to be deposited to a custodial account (the "Acquisition Account") and held in the name of Corporation as custodian for the benefit of Lessee The date said Financing Amount is initially deposited to the Acquisition Account is defined as the Lease Issuance Date Disbursements may be made either directly to the Supplier or to Lessee as a reimbursement of its prior expenditures for Property costs Lessee shall deliver to Corporation a disbursement authorization form along with Supplier invoices and required reconciliation documents prior to Corporation making a disbursement to the Supplier or a reimbursement to Lessee Corporation shall receive a $50 fee per disbursement, which Corporation shall deduct from the Acquisition Account without any further authorization from Lessee Corporation shall retain at least ten percent (10%) of the Financing Amount in the Acquisition Account until Lessee delivers to Corporation a Certificate of Acceptance Any moneys that remain in the Acquisition Account (including future earnings thereon) after completing the disbursements for Property costs shall apply towards the payment or prepayment (with applicable premium) of the principal component of succeeding Rental Payments Upon final disbursement from the Acquisition Account that shall occur no later than three years from the Lease Issuance Date, the Acquisition Account shall be closed SECTION 6 Lease Proceeds The Financing Amount deposited to the Acquisition Account may be invested in interest bearing instruments pursuant to written direction and authority given by Lessee Permitted investments are those specified in Government Code Sections 53601 and 53635 Principal and interest earnings from each investment will be deposited directly to the Acquisition Account The Financing Amount plus earnings thereon shall constitute the Lease Proceeds available for acquiring the Property (the "Lease Proceeds") Corporation shall be responsible for the safekeeping of deposit certificates and other investment confirmation documents With the exception of acts of gross 3 negligence or willful misconduct by Corporation, Corporation will not be held responsible for any investment .losses for any reason whatsoever and is indemnified and held harmless by Lessee In the event the Lease Proceeds are not sufficient to pay for the Property due to insufficient investment earnings or an increase in such costs subsequent to the Lease Issuance Date, Lessee shall deposit additional moneys in the Acquisition Account immediately upon request of Corporation or its assignee sufficient to pay the remaining Property costs Failure by Lessee to deposit the additional moneys will constitute a default under the Lease SECTION 7 Rental Payments LESSEE SHALL PAY CORPORATION RENTAL PAYMENTS (the "Rental Payments" ) IN THE AMOUNTS AND AT THE TIMES SET FORTH IN THE SCHEDULE, AT THE OFFICE OF CORPORATION OR TO SUCH OTHER PERSON OR AT SUCH OTHER PLACE AS CORPORATION MAY FROM TIME TO TIME DESIGNATE IN WRITING Should Lessee fail to pay any part of the Rental Payments herein within fifteen (15) days from the due date thereof, Lessee shall upon Corporation' s written request, pay interest on such delinquent Rental Payment from the date said Rental Payment was due until paid at the rate of twelve percent (120) per annum or the maximum legal rate, whatever is less Lessee shall pay Rental Payments exclusively from legally available funds, in lawful money of the United States of America, to Corporation The obligation of Lessee to pay Rental Payments hereunder shall constitute a current expense of Lessee and shall not in any way be construed to be a debt of Lessee in contravention of any applicable constitutional or statutory limitations or requirements concerning the creation of indebtedness by Lessee, nor shall anything contained herein constitute a pledge of the general tax revenues of Lessee Except as specifically provided in Section 29, the obligation of Lessee to pay the Rental Payments will be absolute and unconditional in all events, and will not be subject to set-off, defense, abatement, reduction, counterclaim, or recoupment for any reason whatsoever The periodic Rental Payments paid by Lessee shall be conclusive as to its fair value for the possession, use and/or occupancy of the Property SECTION 8 Security Interest As security for the payment of all of Lessee ' s obligations hereunder, Lessee hereby grants Corporation, its successors or assigns, a security interest in the Property, its accessions and attachments thereto and replacements thereof and substitutions therefor and all proceeds of the Acquisition Account and all proceeds of any of the foregoing Lessee agrees to execute such additional documents, including financing statements, and authorizes Corporation to file such financing statements, which Corporation deems necessary or appropriate to establish, perfect and maintain Corporation' s security interest SECTION 9 Use . Lessee shall use the Property in a careful and proper manner and shall comply with and conform to all national, state, r 4 municipal, police, and other laws, ordinances, and regulations in anyway relating to the possession, use, or maintenance of the Property SECTION 10 Acceptance Lessee shall acknowledge receipt, inspection and acceptance of the Property by executing a "Certificate of Acceptance" SECTION 11 Corporation' s Inspection Upon forty-eight (48) hours prior notice, the Corporation shall at any and all Mmes during normal business hours have the right to enter into and upon Lessee ' s premises where the Property is located for the purpose of inspecting the same or observing its use Lessee shall give Corporation immediate notice of any attachment or other judicial process affecting the Property SECTION 12 Property Selection and Ordering. Lessee has selected or will select the type and quantity of the Property leased hereunder. Lessee shall ensure that all Property is properly invoiced to Corporation Corporation shall not be liable for, nor shall the validity, enforceability or effectiveness of this Lease be affected by, any delay in or failure of delivery of the Property Lessee acknowledges that it is solely responsible for determining the suitability of the Property for its intended use Corporation shall have no duty to inspect the Property If the Property is not properly installed, does not operate as represented or warranted by the Supplier, or is unsatisfactory for any reason, Lessee shall make any claim on account thereof solely against the Supplier Lessee hereby assumes the risks, burdens and obligations to the Supplier on account of nonacceptance of the Property and/or cancellation of this Lease and upon the occurrence of any such event, Corporation will assign to Lessee, without recourse or warranty, its rights and title to the Property and any documents related thereto. SECTION 13 Disclaimer of Warranty CORPORATION NOT BEING THE MANUFACTURER OR SUPPLIER OF THE PROPERTY NOR A DEALER IN SIMILAR PROPERTY, HAS NOT MADE AND DOES NOT MAKE ANY REPRESENTATION, WARRANTY, OR COVENANT, EXPRESS OR IMPLIED, WITH RESPECT TO THE DESIGN, DURABILITY, FITNESS FOR USE, SUITABILITY, OR MERCHANTABILITY OF THE PROPERTY IN ANY RESPECT, AND AS BETWEEN CORPORATION AND LESSEE, ALL PROPERTY SHALL BE ACCEPTED AND LEASED BY LESSEE "WHERE IS, " "AS IS, " AND "WITH ALL FAULTS, " AND CORPORATION SHALL NOT BE RESPONSIBLE FOR ANY PATENT OR LATENT DEFECTS THEREIN LESSEE AGREES TO SETTLE DIRECTLY SUCH CLAIMS WITH THE SUPPLIER AND WILL NOT ASSERT ANY SUCH CLAIMS AGAINST CORPORATION SECTION 14 Alterations and Attachments All additions and improvements that are made to the Property shall belong to and become the property of the Corporation except that separately identifiable attachments added to the Property by Lessee may remain the property of Lessee as long as (i) the attachment is paid for in full by Lessee and 5 (ii) Lessee agrees to remove the attachment and restore the Property to substantially as good condition as when received, normal wear and tear excepted, if and when the Property may be returned to Corporation SECTION 15 Relocation Lessee shall provide Corporation prior written notice of its intent to relocate the Property Lessee assumes all risks of loss to the Property attendant to its movement and relocation The Property location shall be under Lessee ' s full control for its own governmental purpose SECTION 16 Maintenance and Repairs Lessee, at its own cost and expense, shall EUYnish necessary labor and materials to maintain the Property in good repair, condition, and working order Lessee ' s obligations to maintain the Property does not relieve the Supplier of its responsibility to fully perform with respect to all applicable Property warranties and guarantees SECTION 17 Risk of Loss; Damage, Destruction With the exception of acts resulting from intentional misconduct or gross negligence by Corporation, its agents and representatives, Lessee hereby assumes and shall bear the entire risk of loss and damage to the Property from any and every cause whatsoever No loss or damage to the Property or any part thereof shall impair any obligation of Lessee under this Lease, which shall continue in full force and effect. Lessee waives the benefit of Civil Code Sections 1932 (2) and 1933 (4) and any r and all other rights to terminate this Lease by virtue of any damage or destruction to the Property SECTION 16 Physical Damage/Public Liability Insurance Lessee shall keep the Property insured, as nearly as practicable, against risk of loss or damage from any peril covered under an "all-risk" insurance policy for not less than the full replacement value thereof, and Lessee shall carry public liability and property damage insurance covering the Property All said insurance shall be in form and amount and with reputable companies and shall name Corporation as an additional insured and loss payee Lessee shall pay the premiums therefore and deliver certification of said policies to Corporation Each insurer shall agree, by endorsement upon the policy or policies issued by it or by independent instrument furnished to Corporation, that it will give Corporation thirty (30) days ' written notice before the policy or policies shall be altered or canceled The proceeds of such insurance, at the option of Lessee, shall be applied• (a) toward the replacement, restoration, or repair of the Property, or (b) toward payment of the total remaining obligations of Lessee hereunder, provided, however, that Lessee shall be responsible for the amount by which such insurance proceeds are insufficient to satisfy the cost of option (a) or option (b) above, as applicable Should Lessee replace, restore, or repair the Property as set out in option (a) above, this Lease shall continue in full force and effect Lessee may self-insure up to specified limits as evidenced by a certificate of self insurance to be attached hereto in 6 form and amount acceptable to Corporation. Any self-insurance program in which Lessee is a participant shall comply with the provisions under this Lease respecting cancellation and modification and payment of losses to the Corporation as its respective interests may appear Such self-insurance shall be maintained on a basis which is actuarially sound as established by Lessee 's risk manager or an independent insurance consultant which determination shall be made annually Any deficiency shall be corrected within sixty (50) days of Lessee becoming aware of such deficiency SECTION 19 Liens and Taxes Lessee shall keep the Property free and cle«r of all levies, liens, and encumbrances and shall promptly pay all fees, assessments, charges, and taxes (municipal, state and federal) , including personal property taxes, which may now or hereafter be imposed upon the ownership, leasing, renting, sale, possession, or use of the Property, excluding, however, all taxes on or measured by Corporation' s income SECTION 20 Indemnity Subject to California law concerning contribution and enforceability of indemnifications, Lessee shall indemnify Corporation against and hold Corporation harmless from any and all claims, actions, suits, proceedings, costs, expenses, damages, and liabilities, including attorneys ' fees, arising out of, connected with or resulting from the selection, possession, use, operation, or return of the Property excepting that Lessee shall not be required to indemnify Corporation in the event that such liability or damages are caused by the gross negligence or intentional misconduct of Corporation, its agents or representatives SECTION 21 Events of Default The term "Event of Default", as used in this Lease, means the occurrence of any one or more of the following events (a) Lessee fails to make any Rental Payment (or any other payment) within fifteen (15) days after the due date thereof or Lessee falls to perform or observe any other covenant, condition or agreement to be performed or observed by it hereunder and such failure to either make the payment or perform the covenant, condition or agreement is not cured within ten (10) days after written notice thereof by Corporation, (b) Corporation discovers that any statement, representation or warranty made by Lessee in this Lease, the Schedule or in any document ever delivered by Lessee pursuant hereto or in connection herewith is false, misleading or erroneous in any material. respect, (c) Lessee becomes insolvent, is unable to pay its debts as they become due, makes an assignment for the benefit of creditors, applies or consents to the appointment of a receiver, trustee, conservator or liquidator of Lessee or of all or a substantial part of its assets, or a petition for relief is filed by Lessee under federal bankruptcy, insolvency or similar laws SECTION 22 Remedies . Upon Lessee ' s failure to cure an Event of Default within ten (10) days after Corporation' s written notice 7 thereof, Lessee ' s rights under this Lease shall terminate and the Corporation will become entitled to retain all Rental. Payments previously paid and to recover all past due payments together with interest thereon to the end of Lessee ' s current fiscal year The Corporation may pursue all of its available remedies at law and in equity including, but not limited to, the repossession and sale of the Property No right or remedy conferred upon Corporation is exclusive of any other right or remedy, but each shall be cumulative of every other right or remedy given hereunder or now or hereafter existing at law or in equity or by statute or otherwise, and may be enforced concurrently therewith or from time to time, provided, however, that notwithstanding any provisions to the contrary herein, Corporation shall not under any circumstances have the right to accelerate the Rental Payments that fall due in future rental periods or otherwise declare any Rental Payments not then in default to be immediately due and payable SECTION 23 Non-Waiver No covenant or condition to be performed by Lessee under this Lease can be waived except by the written consent of Corporation Forbearance or indulgence by Corporation in any regard whatsoever shall not constitute a waiver of the covenant or condition in question Until performance by Lessee of said covenant or condition is complete, Corporation shall be entitled to invoke any remedy available to Corporation under this Lease or by law or in equity despite said forbearance or indulgence. SECTION 24 Assignment and Subleasing Lessee shall not (a) assign, transfer, pledge, or hypothecate this Lease, the Property, or any part thereof, or any interest therein, or (b) sublet or lend the Property or any part thereof except with the prior written consent of Corporation which, in the case of subletting, shall not be unreasonably withheld, provided such subletting shall not affect the tax -exempt status of the interest components of the Rental Payments payable by Lessee hereunder No such pledge, assignment, sublease or any other transfer shall in any event affect or reduce the obligation of Lessee to make the Rental Payments due hereunder Consent to any of the foregoing acts applies only in the given instance and is not a consent to any subsequent like act by Lessee or any other person Corporation shall not assign its obligations under this Lease with the exception of its obligation to issue default notices and its obligations pursuant to Section 28 Corporation may assign its right, title and interest in this Lease, the Rental Payments and other amounts due hereunder and the Property in whole or in part to one or more assignees or subassignees at any time, without the consent of Lessee Any such assignment by Corporation or its assigns shally comply with the requirements of Sections 5950--5955 of the California Government Code No such assignment shall be effective as against Lessee unless and until Corporation shall have filed with Lessee a copy of such assignment or written notice thereof Lessee shall pay all Rental Payments hereunder pursuant to the direction of Corporation or the assignee named in the most recent assignment or notice of assignment filed with Lessee 8 During this Lease term, Lessee shall keep a complete and accurate record of all such assignments or notices of assignment Sub3ect to the foregoing, this Lease inures to the benefit of, and is binding upon, the successors and assigns of the parties hereto SECTION 25 Ownership The Property is and shall at all times be and remain the sole and exclusive property of Corporation, and Lessee shall have no right, title, or interest therein or thereto except as expressly set forth in Sections 27 and 28 Lessee shall take all actions necessary to insure that legal title to the Property being acquired by Lessee hereunder, whether by Lessee or by a third party acting on behalf of Lessee, is vested in Corporation SECTION 26 Personal Property The Property is and shall at all times be and remain personal property notwithstanding that the Property or any part thereof may now be or hereafter become an any manner affixed or attached to or imbedded in, or permanently resting upon, real property or any building thereon, or attached in any manner to what is permanent by means of cement, plaster, nails, bolts, screws or otherwise SECTION 27 Purchase Option If Lessee is not in default of any term, condition or payment specified hereunder, Lessee may exercise options to prepay this Lease and purchase not less than all of the Property in "as-is" and "where-is" condition on the specified dates and f for the specified amounts set forth in the Schedule . The purchase option price specified for a particular date is in addition to the Rental Payment due on the same date SECTION 28 Release of Liens Upon Lessee either making ^all of the Rental Payments scheduled herein or making a purchase option payment, Corporation, its successors or assigns shall cause i) legal title to the Property to be transferred to Lessee and ii) the release of all liens, encumbrances or security interests on the Property created pursuant to Corporation' s rights under this Lease SECTION 29 Early Termination Lessee may terminate this Lease in its entirety as of the end of any fiscal year based solely upon Lessee ' s failure to appropriate funds for the subsequent fiscal year' s Rental Payments after exercising reasonable efforts to appropriate funds from any and all of its legally available sources Lessee agrees to deliver notice to Corporation of such termination promptly upon adoption of Lessee ' s final budget if no appropriation is included therein to make Rental Payments as set forth in the Schedule Upon termination of this Lease due to Lessee ' s failure to budget and appropriate funds, Lessee, at its expense, shall redeliver the Property to the Corporation at a location within the State of California designated by Corporation in substantially as good a condition as when received, normal wear and tear excepted. If Lessee terminates this Lease, Corporation may retain all amounts previously paid by Lessee and 9 may collect and retain any amounts due and unpaid to the end of Lessee ' s then current fiscal year Corporation shall remit to Lessee any proceeds from the subsequent sale of the Property in excess of the then applicable purchase option price SECTION 30 Tax Covenants (a) Generally. Lessee shall not take any action or permit to be taken any action within its control which would cause or which, with the passage of time if not cured would cause, the interest components of the Rental Payments to become includable in gross income for federal income tax purposes (b) Private Activity Bond Limitation Lessee shall assure that the Lease Proceeds are not so used as to cause this Lease to satisfy the private business tests of Section 141 (b) of the Internal Revenue Code of 1986, as amended (the "Code") , or the private loan financing test of Section 141 (c) of the Code (c) No Arbitrage . Lessee will not take any action or omit to take any action which action or omission, if reasonably expected on the date of this Lease, would have caused this Lease to be an "arbitrage bond" within the meaning of Section 148 (a) of the Code (d) Federal Guarantee Prohibition The Rental Payments are not directly guaranteed or indirectly guaranteed in whole or in part by the United States or any agency or instrumentality of the United States so as to cause the Rental Payments to be "federally guaranteed" within the meaning of Section. 149 (b) of the Code (e) Reimbursement Regulations The Lease Proceeds used for reimbursement of prior expenditures will be made pursuant to and in compliance with Income Tax Regulations Section 1 150-2 (f) Bank Qualified Lessee hereby designates this Lease for purposes of paragraph (3) of Section 265 (b) of the Code and represents that not more than $10, 000, 000 aggregate principal amount of obligations the interest on which is excludable (under Section 103 (a) of the Code) from gross income for federal income tax purposes (excluding (i) private activity bonds, as defined in Section 141 of the Code, except qualified 501 (c) (3) bonds as defined in Section 145 0£ the Code and (ii) current refunding obligations to the extent the amount of the refunding obligation does not exceed the outstanding amount of the refunded obligation) , including this Lease, has been or will be issued by Lessee, including all subordinate entities of Lessee, during calendar year 2006 (g) Arbitrage Rebate . Lessee shall take any and all actions necessary to assure compliance with Section 148 (f) of the Code, relating to the rebate of excess investment earnings, if any, to the 10 E' federal government, to the extent that such section is applicable to this Lease SECTION 31 Extraordinary Costs In the case of litigation, the prevailing party shall be entitled to recover from the opposing party all costs and expenses, including attorneys ' fees (which may be the allocable cost of in-house counsel) , incurred by the prevailing party in exercising any of its rights or remedies hereunder or enforcing any of the terms, conditions or provisions hereof SECTION 32 . Severability If any provision of this Lease shall be held invalid of unenforceable by a court of competent jurisdiction, such holdings shall not invalidate or render unenforceable any other provision of this Lease, unless elimination of such provision materially alters the rights and obligations embodied in this Lease SECTION 33 . Entire Agreement This Lease, the Schedule, and any agreements that specifically refer to this Lease that are duly executed by authorized agents of the parties hereto constitute the entire agreement between Corporation and Lessee, and it shall not be further amended, altered, or changed except by a written agreement that is properly authorized and executed by the parties hereto. SECTION 34 Notices Service of all notices under this Lease shall be sufficient if given personally or mailed to the party involved at its respective address hereinafter set forth or at such address as such party may provide in writing from time to time Any such notice mailed to such address shall be effective when deposited in the United States mail, duly addressed and with postage prepaid SECTION 35 Titles The titles to the Sections of this Lease are solely for the convenience of the parties and are not an aid in the interpretation thereof SECTION 36 Further Assurances and Corrective Instruments Corporation and Lessee agree that they will, from time to time, execute, acknowledge and deliver, or cause to be executed, acknowledged and delivered, such supplements hereto and such further instruments as may be reasonably required for correcting any inadequate or incorrect description of the Property hereby leased or intended so to be or for carrying out the expressed intention of this Lease SECTION 37 Execution in Counterparts This Lease may be executed in several counterparts, each of which shall be original and all of which shall constitute but one and the same instrument SECTION 38 Time. Time is of the essence in this Lease and each and all of its provisions 11 SECTION 39 . Lease Interpretation This Lease and the rights and obligations of the parties hereunder shall be determined in accordance with the laws of the State of California IN WITNESS WHEREOF, the parties hereto have caused their authorized agents to execute this Lease on the dates specified below MUNICIPAL FINANCE CORPORATION CITY OF REDLANDS 23945 Calabasas Road, Suite 103 35 Caaon St , P 0 Box 3005 Calabasas, CA 91302 Redlands, CA 92373-1505 (lessor)) (l ee) B f B �f A Jon rrison Title MANAGERTitXe Mayor AN NIS i19' ON, Date `'� G' Date Auqust 28 , 2006 i ATTEST Cc Lori e Poyze� ,/ y Clerk City of Redl`�n , California f 12 LEASE SCHEDULE #06-048-AF This Schedule is issued pursuant to the Lease with Option to Purchase dated as of July 18, 2006 by and between the undersigned A Property Location City of Redlands, Fare Station 264 1270 W Park Ave . , Blvd C Redlands, CA 92373 B Property Description Two (2) Seagrave fare apparatus (pumpers) and equipment C Name and Address of Supplier (s) Seagrave Fare Apparatus, LLC 105 e 12" St Clintonville, WI 54929-1590 D. Financing Amount Summary Estimated Property Cost (including related expenses) . $970, 000 00 Financing Amount $970, 000 00 E. Lease Term The full term of this Schedule as for a period commencing on the Lease Issuance Date and concluding one hundred twenty (120) months thereafter Upon closing, the Lease Issuance Date shall be inserted an the following blank ( September 11, 200§ F Rental Payments Rental Payments for this Schedule are due an ten (10) consecutive annual payments an accordance with the Payment Schedule herein Each payment includes interest at the rate of 4 . 350 per annum on the unpaid principal balance The Financing Amount an Section D represents the original principal balance G. Lease Acquisition Cost The cost for Lessee to acquire the Property over the full specified term of this Schedule as $1, 216, 850 10 Lease with Option to Purchase #06-048-AF dated July 18, 2006 H Payment Schedule Payable annually in arrears #06-048-AF PMT Due Date (1) Rental (2) Purchase To To f # Payment Option Principal Interest J 1 09/11/07 $121, 685 01 912, 772 74 $79, 490 01 42 , 195 00 2 09/11/08 1.21, 685 01 827, 751 21 82 , 947 83 38, 737 18 3 09/11/09 121, 685 01 739, 031 25 86, 556 06 35, 128 95 4 09/11/10 121, 685 01 646, 451 98 90, 321 24 31., 363 77 5 09/11/11 121, 685 01 549, 845 51. 94, 250 22 27 , 434 79 6 09/11/12 121, 685 01 449, 036 . 65 98, 350 10 23 , 334 91 7 09/11/13 121, 685 01 343, 842 62 102, 628 33 19, 056 68 8 09/11/14 121, 685 01 234, 072 64 107, 092 66 14, 592 35 9 09/11/15 121, 685 01 119, 527 66 111, 751 20 9, 933 81 10 09/11/16 121, 685 01 0 00 116, 612 35 5, 072 66 TOTALS 81, 216 850 1D 8970 000 00 8246 850 10 (1) Refer to the paragraph in the Lease entitled "Release of Liens" (2) Refer to the paragraph in the Lease entitled "Purchase Option and "Release of Liens Purchase options are in addition to the rental payment due on the same day AApproved and agreed to MUNICIPAL FINANCE CORPORATION CITY OF REDLAN S (le or) (1 ee) ] By / 3y Title Ey / MANAGERdF Title Title�on Harrison, Mayor afkNI OTnAT10K. Date /j Date Auqust 28 , 2006 / ATTEST Lorroyzer, Clerk Y City of Redlan lifornia ASSIGNMENT OF LEASE #06-048-AF FOR VALUE RECEIVED, MUNICIPAL FINANCE CORPORATION ("Corporation") as assignor without recourse does hereby sell, assign, and transfer to CITIZENS BUSINESS BANK ( "Assignee") as assignee and its successors and assigns (i) all of its right, title and interest in and to the attached Lease with Option to Purchase contract dated July 18, 2006 between the Corporation as lessor and CITY OF REDLANDS ( "Lessee") as lessee (hereinafter said lease and any supplements, amendments, additions thereof and any extension or renewals thereof is referred to as the "Lease") and (ii) all moneys, sums and amounts now due or hereinafter to become due under the Lease Corporation represents that the Lease and Lease Schedule (s) delivered to Assignee are the only duly executed duplicate originals and comprise the entire writing, obligat3.on and agreement between Corporation and Lessee Corporation further represents and warrants that it has made no prior sale or assignment of any interest covered hereby, that the Lease is genuine and in all respects is what it purports to be, that Assignee shall not be liable for and does not assume responsibility for the performance of any of the covenants, agreements, or obligations specified in the Lease to be kept, paid or performed by Corporation with exception of Assignee ' s obligation to issue notices upon Lessee ' s default of the Lease and to convey title to the leased Property upon Lessee ' s exercise of its option to purchase said Property in conformance with the terms of the Lease Corporation further represents and warrants that as of the date this assignment is made, the Lease is in full force and effect, has not been amended except as set forth in instrument delivered to Assignee and Lessee is not in default of any terms thereunder Corporation hereby constitutes and irrevocably appoints Assignee the true and lawful attorney of Corporation to demand, receive and endorse payments and to give receipts, releases and satisfactions either in the name of Assignee or in the name of Corporation in the same manner and with the same effect as Corporation could do if this Assignment of Lease had not been made Within fifteen (15) days after receiving its full bargain with respect to each Schedule covered hereby, Assignee shall cause to be released to Lessee its vested interest in the Property thereto This Assignment of Lease shall be construed and governed in accordance with the laws of the State of California Any provision of this Assignment of Lease found to be prohibited by law shall be ineffective only to the extent of such prohibition, and shall not invalidate the remainder of this Assignment of Lease This Assignment shall be binding upon and inure to the benefit of the parties and their respective successors and assigns and is made in accordance with the Municipal Lease Placement Agreement dated as of .: January 1, 1999, as amended, entered into between Corporation and Assignee In the case of litigation, the g prevailing party shall be entitled to recover from the opposing party all costs and expenses, including attorneys ' fees which may be the allocable cost of in-house counsel, incurred by the prevailing party in exercising any of its rights or remedies hereunder or enforcing any of the terms, conditions, or provisions hereof IN WITNESS WHEREOF, Corporation has caused this Assignment of Lease to be executed by its duly authorized agent on the date specified below MUNICIPAL FINANCE CORPORATION (assignor)) BY �'� /��C L'/ / %f 7 ,V ANAUt Title ADMIM,9TRATI/CIN Date �7��J (' ACKNOWLEDGEMENT OF ASSIGNMENT The undersigned hereby acknowledges the assignment by MUNICIPAL FINANCE CORPORATION over to CI`T'IZENS BUSINESS BANK of that certain Lease with Option to Purchase #06-048-AF dated as of July 18, 2006 (the "Lease") , entered into between MUNICIPAL FINANCE CORPORATION as lessor and the undersigned as lessee With respect to the Lease, the undersigned agrees to pay, commencing with the first scheduled Rental Payment, all rentals and moneys due or to become due under said Lease to CITIZENS BUSINESS BANK, 701 North Haven Avenue, Ste 250, Ontario, CA 91764 and further agrees it shall have no counterclaim or offset against rentals due thereunder as to said Assignee and expressly further agrees that said Assignee shall not (except for the obligations specifically set forth in the foregoing Assignment of Lease) be liable for any of the obligations or burdens of the lessor under said Lease IN WITNESS WHEREOF, the lessee has caused this Acknowledgment of Assignment to be executed by its authorized agent on the date specified below CITY OF REDLANDS lessee �O By Tit.1/e/ Jon Harrison , Mayor Date Auqust 28 , 2006 ATTEST- 2 Lorrie Poyze k ARBITRAGE AND TAX CERTIFICATE 406-048-AF ( The undersigned hereby certifies that he/she is a duly appointed authorized agent, of the CITY OF REDLANDS (the "Lessee" ) , for the purpose of executing and delivering, on behalf of the Lessee, the Lease with Option to Purchase dated July 18 , 2006 (the "Lease" ) , by and between MUNICIPAL FINANCE CORPORATION (the "Corporation" ) as lessor and the Lessee as lessee This Certificate is being issued pursuant to Section 148 of the Internal Revenue Code of 1986 (the "Code" ) , and Treasury Regulations, Sections 1 148-1 through 1 148-11 promulgated thereunder (the "Regulations" ) The following facts , estimates and circumstances are either in existence on the date of this Arbitrage and Tax Certificate or are reasonably expected to occur hereafter 1 Under the Lease, the Corporation is required to acquire the property described in the schedule attached to the Lease (the "Property" ) , and to lease and sell the Property to the Lessee, and the Lessee is required to lease and purchase the Property from Corporation by making Rental Payments with respect thereto, comprising principal and interest, an the dates and in the amounts set forth in the Lease 2 On the date of Lease issuance, the Lessee will receive not less than $970, 000 00 from the Corporation Such moneys will be deposited with the Lessee and used, together with interest earnings thereon, to pay the Property costs 3 The Lessee on behalf of the Corporation, will proceed to acquire and install the Property with due diligence and, based upon the provisions of the purchase contracts, delivery and acceptance of the Property is scheduled to occur on or before six months after the date hereof but in no case later than three years from the date hereof, and it is expected that all Lease proceeds will be spent by such date 4 . The original proceeds of the Lease plus the interest earned thereon, will not exceed by more than 5% the amount necessary for the governmental purpose for which the Lease is issued 5 The yield of the Lease, without taking into account costs of issuance thereon, and on the basis of the initial reoffering price of the Lease to the Assignee, is not less than 4 3500000% 6 No sinking fund will be maintained for the payment of the Rental Payments due under the Lease 7 The term of the Lease is not longer than is reasonably necessary for the governmental purpose of the Lease, and the weighted average maturity of the Lease does not exceed 120 percent of the average reasonably expected economic life of the leased Property 909 335 4735 Finance Department 08 14 50 a rn 09-07 2006 213 7 . The term of the Lease is not longer than is reasonably necessary for the governmental purpose of the Lease, and the weighted average maturity of the Lease does not exceed 120 percent of the average reasonably expected economic life of the leased Property. 8 . The Property has not been, and is not expected during the term of the Lease, to be sold or otherwise disposed of by the Lessee . 9 In the event the Lessee does not expend all Lease Proceeds within six months of the date hereof, Lessee will comply with the arbitrage rebate provisions under Section 148 of the Code with respect to timeliness and amounts that may be required for remittance to the United States Treasury. 10 . To the best of the knowledge and belief of the undersigned, the expectations of the Lessee, as set forth above, are .reasonable, and there are no present facts, estimates and circumstances which would change the foregoing expectations IN WITNESS WHEREOF, the party hereto has caused its authorized agent to execute this Arbitrage and Tax Certificate on the date specified below CITY OF REDLANDS (lessee) By Title J Dated CER'T'IFICATE OF LESSEE The undersigned, duly authorized representative of City of Redlands ("Lessee") as lessee under that Lease with Option to Purchase #06-048--AF dated as of July 18, 2006 ("Lease") with Municipal Finance Corporation as lessor, hereby certifies as follows. 1 I hold the position noted below and have been duly authorized to execute and deliver, on behalf of Lessee, the Tease and related documents pursuant to a resolution adopted by Lessee' s governing body, an original or certified copy of which is attached hereto Jon Harrison Name of Authorized Representative (Print or Type) Mayor Title (Print or Type) 2 Lessee has complied with all agreements and covenants and satisfied all conditions contemplated by the Lease on its part to be performed or satisfied on or before the date hereof y 3 The representations, warranties and covenants of Lessee contained in the Lease are true and correct in all material .respects as of the date hereof, as if made on this date 4 No litigation is pending or, to the best of my knowledge, threatened (either in state or federal courts) (a) to restrain or en3oin the issuance and delivery of the Lease or the collection of revenues to be used to meet Lessee' s obligations under the Lease, (b) in any way contesting or affecting the authority for the execution or delivery of the Lease, or the validity of the Lease, (c) in any way contesting the existence or powers of Lessee, as such existence or powers in any way relate to the issuance of the Lease or Lessee' s obligations under the Lease, or (d) could materially adversely affect the financial position of Lessee 5 The Property being leased pursuant to the Lease is essential to the function of Lessee and is immediately needed by Lessee Such need is neither temporary nor expected to diminish during the Lease term The Property as expected to be used by Lessee for a period in excess of the Lease term 6 The scheduled Rental Payments for the Property do not exceed the fair rental value of the Property The meaning of th capitalized terms in this Certificate are the same as those pro ed an the Lease By �c �r �i� , Jon Harrison, Mayor Dat Aquust 28 , 2006 f ATTEST - Lorri Poyzer, it Clerk CL�f Redlan California of ::—�qdfauzd(�, p0RRL IM July 18, 2006 Ms Dixie Matte Manager of Administration Municipal Finance Corporation 23945 Calabasas Road, Suite 103 Calabasas, CA 91302 Re Investment of Financing Amount Lease with Option to Purchase#06-048-AF Dear Dixie Pursuant to Section 5 of Lease with Option to Purchase#06-048-AF dated July 18, 2006 between the City of Redlands (the"City") and Municipal Finance Corporation(the "Corporation"), the City hereby directs the Corporation(or its assignee) to open an Acquisition Account at Fidelity Investments Public Sector Services Company 82 Devonshire Street Boston, MA 02109 The Financing Amount deposited to the Acquisition Account shall be invested in Treasury Portfolio, Class 1 (fund number 695) The City hereby acknowledges a receipt of the fiend prospectus for its file The Financing Amount and interest earnings thereon shall remain invested in the Acquisition Account until such time as the City provides the Corporation further notice Sincerely, Tina T Kundig Finance Director City of Redlands "Preserving the Past, Protecting the Future" PO BOX 3005 REDLANDS, CA 92373 Office of the Daniel 7 McHugh City Attorney ml City Attorney Michael Renter R, City of Redlands Assistant City Attorney July 24, 2006 MUNICIPAL FINANCE CORPORATION 23945 Calabasas Road, Suite 103 Calabasas, CA 91302 RE Lease with Option to Purchase 906-048-AF dated as of July 18,2006 by and between Municipal Finance Corporation ("Corporation"), as lessor, and City of Redlands ("Lessee") as Iessee Ladies and Gentlemen I have acted as counsel to Lessee with respect to the Lease with Option to Purchase agreement described above (the "Lease") and in this capacity have reviewed a copy of the executed Lease and related documents or exhibits attached thereto Based upon the examination of these and such other documents as I deem relevant, it is my opinion that 1 Lessee is a municipal corporation and political subdivision ofthe State of California (the "State"), duly organized, existing and operating under the Constitution and Laws of the State 2 Lessee is authorized and has the power under applicable law to enter into the Lease, and to carry out its obligations thereunder and the transactions contemplated thereby 3 The Lease has been duly authorized, approved, executed and delivered by and on behalf of Lessee,and is a legal,valid and binding contract of Lessee enforceable in accordance with its terms, except to the extent limited by State and Federal laws affecting remedies and by bankruptcy, reorganization of other laws of general application relating to or affecting the enforcement of creditors' rights f t DJM\Agree\Municipal Finance Corp-Lease P 0 Box 3005, Redlands, CA 92373-1505 (909) 798-7595 FAX(909)798-7503 4 A resolution duly authorizing the execution and delivery of the Lease and related documents was duly adopted by the governing body of Lessee on July 18,2006 and such resolution has not been amended or repealed and remains in full force and effect 5 There is no litigation, action, suit or proceeding pending or, to the best of my knowledge after due inquiry, threatened before any court, administrative agency, arbitrator or governmental body that challenges the authority of Lessee to enter into the Lease or the ability of Lessee to perform its obligations under the Lease and the transactions contemplated thereby This opinion may be relied upon by Municipal Finance Corporation, its successors and assigns Very truly yours, Daniel J McHugh City Attorney City of Redlands Cc John Davidson Tina Kundig r DIM1AgreeNtinicipal Finance Corp Lease RESOLUTION NO. 6532 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF REDLANDS AUTHORIZING THE EXECUTION AND DELIVERY OF A LEASE WITH OPTION TO PURCHASE, AND AUTHORIZING CERTAIN ACTIONS IN CONNECTION THEREWITH WHEREAS, the City of Redlands (the "City") is a municipal corporation duly organized and existing under and pursuant to the Constitution and laws of the State of California, and WHEREAS, the City desires to provide for financing in the approximate amount of $970,000 for the acquisition of two (2) Seagrave fire apparatus (pumpers) and equipment (the "Property"), and WHEREAS, Municipal Finance Corporation (the "Corporation") has proposed a cost effective lease purchase financing arrangement at a 4 35% interest rate, NOW, THEREFORE, it is resolved by the City Council of the City of Redlands as follows rt SECTION 1 Lease with Option to Purchase The Mayor is hereby authorized to enter into a Lease with Option to Purchase (the "Lease") with the Corporation to finance the Property, subject to approval as to form by the City Attorney SECTION 2. Attestations The City Clerk is hereby authorized and directed to attest the signature of the Mayor, and to affix and attest the seal of the City, as may be required or appropriate in connection with the execution and delivery of the Lease SECTION 3 Other Actions The Mayor, or in his/her absence, the City Manager or the Finance Director of the City are each hereby authorized and directed to take any and all actions and to execute and deliver any and all agreements, documents and certificates which they may deem necessary or advisable in order to carry out, give effect to and comply with the terms of this Resolution and the Lease Such actions are hereby ratified, confirmed and approved SECTION 4 Oualified Tax-Exeinnt Obligations The Lease is hereby designated as "qualified tax-exempt obligations" within the meaning of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended (the "Code") The City, together with all subordinate entities of the City, do not reasonably expect to issue during the calendar year in which the Lease is issued more than $10,000,000 of obligations which it could designate as "qualified tax-exempt obligations" under Section 265(b) of the Code SECTION 5 Reimbursement of Prior Expenditures. The City declares its official intent to be ieimbursed from the proceeds of the Lease approved hereby for a maxiniunl principal amount of$970,000 00 of expenditures occurring no earlier than sixty days prior to the adoption of this Resolution All reimbursed expenditures will be capital expenditures as defined in Section 1 150-1(b) of the Federal Income Tax Regulations SECTION 6 Effect. This Resolution shall take effect immediately upon its passage ADOPTED, SIGNED AND APPROVED this 18th day of July 2006 ATTEST Jon Harrison, Mayor 1 ( Lorre oyzer, Ci y er I, Lorne Poyzer, City Clerk of the City of Redlands, hereby certify that the foregoing resolution was duly adopted by the City Council at a regular meeting thereof held on the 18th day of July, 2006, by the following vote AYES Councilmembers Gilbreath, Gil, Gallagher, Aguilar, Mayor Harrison NOES None ABSENT None ABSTAIN None �(D �i Lorrie/Poyzer, Cit irk CERTIFICATION OF CITY CLERIC �r I, Lorrie Poyzer, City Clerk of the City of Redlands, hereby certify that the foregoing resolution was duly adopted by the City Council at a regular meeting thereof held on the 18th day of July, 2006, by the following vote AYES Councilmembers Gilbreath, Gil, Gallagher, Aguilai, Mayor Harrison NOES None ABSENT None ABSTAIN None Lor�Poyzei' Ciy ;� INCUMBENCY AND SIGNATURE CERTIFICATE I do hereby certify that I am the duly appointed and acting Secretary/Clerk of the City of Redlands, a municipal corporation validly existing under the Constitution and laws of the State of California ("Lessee") , and that, as of the date hereof, the individual named below is the duly appointed officer of Lessee holding the office set forth opposite his/her respective name I further certify that (i) the signature set forth opposite his/her respective name and title is true and authentic and (ii) such officer has the authority on behalf of Lessee to enter into that certain Lease with Option to Purchase #06- 048-AF dated July 18, 2006, between Lessee and iiunic_.ipol Finance Corporation, and all documents relating thereto. Name Title Signature Jon Harrison Mavor -1-4- IN WITNESS WHEREOF, I have duly executed this certificate hereto this 28th day of August 2006 y � Lorrle Poyz ,` 71tv Clerk City of Redlands , California n r INCUMBENCY AND SIGNATURE CERTIFICATE I do hereby certify that I am the duly appointed and acting Secretary/Clerk of the City of Redlands, a municipal corporation validly existing under the Constitution and laws of the State of California ("Lessee") , and that, as of the date hereof, the individual named below is the duly appointed officer of Lessee holding the office set forth opposite his/her respective name I further certify that (i) the signature set forth opposite his/her respective name and title is true and authentic and (ii) such officer has the authority on behalf of Lessee to enter into that certain Lease with Option to Purchase #06- 048-AF dated July 18, 2006, between Lessee and Municipal Finance Corporation, and all documents relating thereto. Name Title Eignature Tina T Kundig Finance Director - V-� , �\ IN WITNESS WHEREOF, I have duly executed this certificate hereto this 28th day of Auqust 2006 L xie Poy ity Clerk ity of Redlands , California INCUMBENCY AND SIGNATURE CERTIFICATE I do hereby certify that I am the duly appointed and acting Secretary/Clerk of the City of Redlands, a municipal corporation validly existing under the Constitution and laws of the State of California ("Lessee") , and that, as of the date hereof, the individual named below is the duly appointed officer of Lessee holding the office set forth opposite his/her respective name. I further certify that (i) the signature set forth opposite his/her respective name and title is true and authentic and (ii) such officer has the authority on behalf of Lessee to execute all documents and certificates in order to carry out, give effect to and comply with the terms of Resolution #6532 and that certain Lease with Option to Purchase #06-048-AF dated July 18, 2006, between Lessee and Municipal Finance Corporation. Name Title Sicxnature John Davidson Citv Manacger �Vt IN WITNESS WHEREOF, I have duly executed this certificate hereto this 28th day of Auctust 2006 k. Lor ie Poyzer , qty Clerk City of Redlands, California 8038-G to follow after filing f