HomeMy WebLinkAboutContracts & Agreements_26-2019 Form No. 1442.06 �,� ^^�F=<<, Policy Page 1
AL�'A Owner's Policy(6-17-05) -.:�e.� `' Policy Number: 8702D8
11a0302P�50640
��A��`3".�ri��
���..
��VI�ElZ'S PC)I1ICY O�' TITI�E I�S�Jl��OTCE
zssu�o sY
Fi�st American Title Insu�ance Co�cpany
Any notice of claim and any other notice or statement in writing required to be given to the Company under this policy must be
ginen to t�e Cnmpany at the address shown in Section�8 af the Conditions.
COVERED RTSKS
5UBJECT TQ THE p(CLl15IOH5 FROM COVERAGE, THE DCCEPTIONS police power not covered by Covered Risfc 5 if a notice of the
FROM COVERAGE CON�ATN�b TN StHEDULE B ANP THE enforcement actian,describfng any part of the I.and, is recarded
CONDI'iTONS, FIRST AMERICAfV TITLE INSURANCE COMPANY, a in the Public Recards, but only to the extent of the enforcement
M1[e6raska corporatian (the"Campany'� insures, as of Date of Poficy referred to in that nptite.
and, to the extent stated in Covered Risks 9 and 16, after Dake of 7. The exercise af Yhe rights of eminent doroain if a notite oP the
Policy, against ]oss or damage, not exceeding the Amount of exercise, destribing any part of the Land, is recorded in the
Insurance,sustaine�orincurred by the Tnsured by reason of: Puhlic Records.
1. Title being vestecf other than as stated in Sthedule A. 8. Any taking by a governmental hody that has occurred and is
2. Any defect in ar lien or encumbrance on the Title. This Covered hinding on tha righ�s of a purchaser for value without Knowledge.
Risk includes but is not limited to insurance against loss from 9. Title being vested other than as stated in 5thedule A ar being
(a) A defect in the Title caused by defec#ive
(i} forgery, fraud, undue influence, d�ress, incampetenty, (a} as a result of the avoidance In whole or in part, or from a
[ncapaeity,or impersvnation; court order providing an alternative remedy, of a transfer af
(9i) failure of any person or Entity Ya ha�e authorized a alE or any part of the title to or any interest in the Land
transfer or conveyance; oecurring prior to the transattion vesting Title as shown in
(iii) a dacument affecting Title not praperly created, Schedufe A beeause that prior trans#er constituted a
ea:ecuted,witnessed,sealed,acknowEedged,noiarized,or fraudulent or preferential transfer undar€ederal banEcruptcy,
delivered; staEe inso[vency,or similar creditors'rights laws;or
(iv} failure to perform those acts necessary to create a (b) because the instrument of transfer vesYing Title as shown in
document by electron9c means authorized by law; 5chedule A constitutes a pfeferential transfer under federa!
(v) a document executed under a falsified, exp9red, or bankruptcy, state insolvency, or similar creditars'rights laws
otherwise invalid pawer of attorney; by reason of the failure of its recording in the Public Records
(vi} a document not properly filed, recorded, or indexed in (i) to he timely,or
the Public Records including failure tn per€orm those acis (ii) to impart notice of its existence to a purchaser for value
by efectronic Eneans authorized hy]aw;or ar to a judgment ar lien creditor.
{vii)a defective judicial or adminlstrati�e proceeding. f0. Any deFect in or lien or entumhrance on the Title or other matter
(b) 'The lien af real�state taxes or assessment5 imposed on the incl�ded in Covered Risks 1 through 4 that has heen created or
Tit[e by a governmental authority due or paya6fe,but unpaid. attachecl or has been filed ar recorded in the Public Re[ards
(c) Any encroaehment, encumbrance, violation, varlation, or subsequent to Date af Policy and prior to the recording of the
adverse tircumstance affecting the Tifle that wpuld be deed or other instrument of transfer in the Public Records that
disdosed by an accurate and compfete land survey of the vests TitEe as shown in Schedule A.
Land. The term "encroachment" includes encroachments of
existing irr�provements located on the Land anto adjoining The Company wiA also pay the costs, attorneys' fees, and expenses
land, and encraaeitrnents onto tE�e Land of e�cisting incurred in defense of any rnatter insured against by thEs policy, but
improvements located on adjoining land. only to the extent provided in the Conditions.
3. Unmarketahle Title.
4. No right of access to and fram the Land. �i�'yX/�l�'fe►'fC$I3 �d��� f1�5Lff�11C@ �C}TI7�fr'�17j�"
5. The violakion or enforcement of any law, ordinance, permit, or
governmental reg�lation (fnc[uding thase relating to huilding and �
zoning}restricting,regulating,prohibitirtg,or relating to � �
(a) the o[[upanty,use,or enjoyment of the Land; �r,,,,�,�,. �`
(b) the character, dimensions, ar location of any improvement �
eretted on the land;
(c) the suhdivision of land;or �1_•na�i�J f.�diriotr:
(d} environmental protection �'F�:>I�.�=�ni
if a notite, describing any part of the Land, is recorded in the ������
Public Records seiting forth the viola�ion or intentian to l� r�
enfarce,but only to Ehe extent oF the violatian or enforcement
referred to In Ehat nakite. J�Hr�r 5 f<:�t�ns=,n
6. An enforcement action 6ased on the exercise af a governmental 3�e��,«�;,,
Form No. 1402.06 Policy Page 2
ALTA Owner's Policy(0-17-06}
Policy Number:870208
EXClUSIOM5 FROM C�VERAG� (ii) With regard to (A}, (B}, (C), and (D} reserving, hawever, all rights
'I'he fol�owing matters are expressly ex�luded from the coverage of this policy,and and de#enses as to any successar�at the Company would have had
the Company will not pay loss or damage,costs,attarneys'fees,or expenses that against any predecessor Insured.
arise hy reason of: (e) "Insured Claimant":An Tnsured claiming loss or damage.
i. (a) Any law, ordinan�e, permit, or gavernmental regulation (including thosa (f� "Knowledge"or "Knawn": Actual knowledge, not constructi�e knowledge
relating to building and zoning} restricting, regulating, p€ohih'sting, or or notice that may 6e imputed ko an Insured by reason of the Pub[lc
relating to Records or any other records#hat impart constructive notice of matters
{i) che a�cupancy,use,or enjoyment of the Land; affecting the Title.
(ii)the charader,dimensions,or locaYian af any improvement erected an (g) "Land":The land descrihed in Schedule A,and affixed improvements that
the Land; by ]aw constiEute real property. The term "Land" dces not inciude any
(iii) the su6division of land;or property beyond the lines of the area described in Schetiule A, nor any
(iv) environmental protettion; right, title, interest, es�ate, or easement in abutting streeLs, roads,
or the effect of any �iolation of these laws, ordinances, or governmental avenues, alleys, lanes, ways, or wate€ways, but�his dces not modify or
regulations.This Exclusion 1(a}does not modify or limit rhe coverage provided limit the extent that a right of access to and€rom the Land is insused by
ur�der Covered Risk 5. fihis polity.
(b) Any governmental police power.This Exclusion 1(b)does not madify or (h) "Martgage": Mortgage, deed of trust, trust deed, ar ather security
lim"st the coverage pravided�nder Covered Risk 6. inshument, including one evidenced by elec�ronic means authorSzed by
2. Rights of eminent darr�ain. This �acclusion does not modify ar limit the law.
coverags providerl under Covereci Risk 7 or S. (i) "Public Records": Records established under state statutes at Date of
3. Defects,liens,encumbrances,adverse claims,or other rr�atters Policy for the purpose oP imparting constructive notice of matters relating
(a) created,sufFered,assumed,or agreed tn by the Tnsured Claimant; to real praperty to purchasers for value and wi�hout KnowEedge. With
(b) not Known to the Company,not recorded in the Puhlic Records at�afe af respect Yo Covered Risk 5(d), "Pubfic Records" shall alsa include
Policy,but Known to the Insured Claimant and not disclosecl in writing to envi€anmental protection liens filed in the records of rhe cferk of the
the Company by the Insured Claimant prior �o the date the Insured United States District Court for tt�e distrlct where the Land is located.
Claimant became an Insured under this policy; (j} "Title":'The estate or fnteresC described in Schedule A.
(c) res�lting in no loss or damage to the Insured Claimant; (Ec} "llnmarketab[e Titfe":Title afFected by an alleged or apparent matter that
(d} atCaching or created subsequent to Date of PolScy(however,this does nat wo�ld permit a prospective purchaser or lessee of the Tit[e ar lender on
modify or I[mit tl�e coverage providecf under Covered Risks 9 and 10);or the Title to be released f€om Yhe ohligation to purc�ase,]ease, or lend if
(e) resulting in loss or damage that would not have heen s�stained if the there is a contractual condition requir€ng the delivery of marke�able tit�e.
Insured CfaimanY had paid value for the TiYle.
4. Any claim,by reason of the operation oF federal bankruptcy,state insolvency, 2. tON7INUATION OF INSIIRANCE
ar similar creditors'rights laws,that the transaction vesting the Titfe as shown The coverage of diis polity shall continue in force as nF�a#e of Palicy in fa�or
in Schedule A,is of ar�Insured, bui only so lang as the Tnsured retains an estaCe or inherest in the
{a) a fraudulent conveyance or fraudulent transfer;or Land, or holds an abligation secured by a purchase money Mortgage given by a
(b) a preferential transfer for any reason not statecl in Covered Risk 9 of this purchaser from the Insured, or on[y so long as the Insured shall have liabili[y by
policy. reasan of warranties in any transEer or conveyance of the�tle.This pn[lcy sha11 not
5. Any lien on the Title for real estate taxes or assessments imposed by continue in farce in fa�or of any purchaser from the Insured of eiCher(i)an estate
govemmenYal authority and created or atta�hing between Date of Policy and or interesfi in ihe Land,or(li)an obligation secured by a purchase money�lortgage
ihe date af recording of the deed or other inshvment of transfer in the Public given to the Insured.
Records that vests Title as shown in Schedule A.
3. NOTICE OF CLAIM TO BE GIVEN BY xNSUREp CLAIMANT
CQIVDITYONS 'The Tnsured shall natify the Company promptly in writ�ng (i} in case of any
i. DEPiNITiQN QF TERMS litigation as set forth in Section 5(a) of these Conditions, (ii) in case Knowledge
The fallowing terms when used in this policy mean: shall mme to an Insured hereunder of any claim oP title or inYeresC that is adverse
(a) °Amount of Insurance": The amount stated in Schedule A, as may be to die Title, as insured, and that might cause loss ar damage for which the
increased or de�reased by endorsement Yo this polity, increased by Company may be liah[e by virtue of this policy, or (iii) if the Title, as insured, is
Sec#ion S(b),or decreased by Sections IO and 11 oP these Conditions. rejecked as Unmarketa6le Title. Tf the Company is prejudiced by tha failure oP the
(b) °Date of Policy":The date designated as"Date of Policy"in Schedufe A. Insured ClaimanY to provide prompt notice, the Company's liability to the Tnsured
{c} "Entiry": A corporation, partnership, trust, limited liability company, or Claimant under the palicy shall l�e reduced to the e�ent of the prejudice.
other similar legal entity.
(d) "Insured":ihe Insured named in Schedufe A. 4. PRODF OF LpSS
(i) Tfse term"Insured"also includes In the event the Company is unable to determine the amaunt af foss or
{A} successors Co the Title of the Insured by operation of law as damage,the Company may, at i�s option, require as a condition of payment that
distingu9shed from purchase,including heirs,devisees,survivors, the Insured Claimant fumish a signed proof of lass.The proof of loss must describe
personal representatives,or next of kin; the defect, lien, encum6rance, ar oth�matter insured againsC by this policy that
(8) successors to an Insured by dissolution, merger, mnsolidation, constitutes the basis of Eoss or c€amage and shall state,to the extent possible,the
distri6uCion,or reorganizatian; basis of calculating the amount of the loss ar damage.
{C) successors to an Insured by its conversion Yo another kind of
ERYiIy; 5. DPFENSE AND PR05ECU'TYON OF AC�IdNS
(D) a grantee of an Insured under a deed delivered without (a) Upon written request by the Insured,and subject to the options contained
payment of actual vafua6le consideratian conveying the Title in Section 7 of these Conditions,the Company,at its own cost and without
(1) if the s�ock,shares,memberships,or other equity interesYs unreasonabie delay, shall pro�ide for the de€ense of an Insured in
of the grantee are wholly-owned by the reamed Tnsured, litigatian in which any third party asserts a claim covered 6y this polic.y
(2) if the granYee wholly owns the named Insured, ad�erse to the Insured. This ohligation is limited to only those stated
(3) if the grantee is wholly-owned hy an aPFliated Entity of the causes of actian alleging matters insured against by this policy. The
named Insured, provided the affiliated EnYity and the Campany shail have the right to select counsel of its choice(su6ject to the
na€ned Insured are both wholly-owned by Yhe same person right of the Insured to object €or reasonable cause) to represent the
or Entity,ar Insured as to those s�ated causes of ac�ion.It shall not be liable for and
(4) if the grantee is a trustee or beneficiary of a trust created wi11 not pay the fees of any other counsel.7Yse Company wiEl not pay any
by a written ins�rumenY established by the Insured named fees, costs,or exper�ses incurred hy the Insured in the defense o€those
in Schedule A for estate planning purposes. causes of action that allege matters not insured against 6y this policy.
(b} The Company sha[I have the right,in addition to the aptions containecl in
First American Title Insurance Company
Form No.I402.06 PaEity Page 3
ALTA Owner's Poli[y(6-J,7-�6)
Policy Number:87pZp8
5ection 7 of these Conditians,at its own cost,to instiitute and prosecute attornays`fees,and expenses incurred 6y the Insured Claimant that were
any actlart or proceeding or to do any other act that in its opin€on may be authorized by the Company up to the time of payment and that the
necessary or deslrable to establish fihe Title,as insured,or to prevent or Company is obligated ta pay.
reduce loss or damage to the Insured. The Company may take any Upon the exertise by #he Company af either of the opYions provided for in
appropriate ackion under the terms o€this policy, whether or not it shall subsections(b){i)or(ii), the Campany's obligations to the Tnsured under this
he liable to the Insured. TEie exerc€se of these rights shall not be an policy for the daimed loss or damage,other than the payments required to be
admission of liability or waiver oF any pravision of this policy. If the made,shall Eerrninate,inc[uding any liabi[ity ar obligation to defend,prosecute,
Campany exercises iYs rights under Yhis subseetian, it must do so or continue any litigation.
d"€IigentEy.
(c) Whenever the Company brings an aciion or asserts a defense as required S. D�'�RMINAI'ION AND EXTEN'�O�LIABILITY
or permitted by this policy, the Company may pursue the litigation to a This pol'scy is a contract of indemniry against actual monetary loss or damage
final determination 6y a court of competent jurisdiction, and it expressly sustained or incurred by the Insured Claimant who has suffered loss or damage by
reserves the right,in its sole discretion,to appeaE any adverse judgment reason of matters insured against by ihis policy.
or arder. (a} The extent of liability of the Company for[oss or damage under this policy
shall not exceed the lesser of
6. dUTY OF INSUREp CLAYMANT TO C�OPERATE (i) the Amount o€Insuran�e;or
(a) In al[ cases where this policy permits ar requires the [ompany to (ii) the diFFerence between the value of the Title as insured and the value
prosecute or pro�ide far the defense of any action or proceeding and any of the Title subject to the risk insured against by this policy.
appeafs, the Tnsured shall secure to the Company the right to so (b) If the Company pursues its rights under Section S of these Conditions and
prosecute or provide defense in Yhe actian or proceeding, including tEie is unsuccessfial in estaf�lishing the Title,as insured,
right to use, at its option, the narne of the Tnsured for this purpose. (i) the Amount of Insurance shalE he increased by 10%,and
Whenever requested by the Company, the Insurec3, at t�ne Company's (ii) the Insured Claimant sha[]have tFie right to have the foss or damage
expense, shall give the Company a11 reasonable aid (i} in securing determined either as of the date the claim was made by the Insured
evidence, obEaining witnesses, prosecuYing or defending the action or Cfaimant ar as of the date it is settled and paid.
proceeding,ar effecGng settlement,and{ii)in any other lawful ack that in (c) Tn addition to the e.xtent of lia6ility under(a)and (b), the Company wi[l
d�e opinion of the Company may be necessary or desirable to establish also pay thnse costs,attomeys`fees,and expenses incurred in accordance
the Title or any other matter as insure�.If the Company is prejudiced by with Sections 5 and 7 of these[andi�ions.
the failure of the Insured Yo fumish the required cooperation, the
Company's ob[igations to the Insured uncEer the policy shal[ Yerminate, 9. L.IMITA7TON OF LIABILit'Y
inc9uding any liability or obligatian to defend,prosecute,ar contin�e any (a) If the Company esta6lishes the Title,or removes the alfeged dafect,lien,
I�tigation, with regard to Yhe matter or matters requiring such or encumbrance, or cures the lack of a right of access ta ar from the
cooperation. Land, or cures the claim of Unmarketable T�CIe, all as ins�red, in a
(h) The[ompany may reasonably require the Insured Clai�ant to su6mit to reasonably diligent manner by any method, including litigation ar�d the
examination under oath by any authorized representative of the Company completion of any appeals, it shall have fully performed its obligaEions
and to praluce for examfnation, inspection, and mpying, at such with respect to that matter and shaG not be liable for any loss or damage
reasonable times and places as may be designated by the authorized caused to the Insured.
representative of the Company, al9 records, in whatever medium (b) In the evenY of any litigation, including litigation by rhe Company or wiCh
maintained, inc[uding books, ledgers, checks, memoranda, the Campany's cansent, the Company shall ha�e no liabi[ity far loss or
correspondence, reports, e-mails, disks, tapes, and videos whether damage �ntil there has been a final determination by a court of
hearing a date before ar af#er pate of Policy,chat reasonably pertain to competent jurisdiction,and disposition of all appeals,adverse to Yhe Title,
the loss or damage. Further, if requested by any authorized as insured.
representadve of che Company, the Insured CEaimant shall grant its (c) The Company shall not be liabfe for loss or damage to the Insured for
permission,in writing, for any authorized representative of the Company Ilahi[iry voluntarily assumed 6y the Insured in settling any claim or suit
to examine, inspect, anc[ copy all of these records in the custody or w€thout the prior wriE�en consent of the Company.
control of a th3rd party thaC reasonably pertain to the foss or damage.A[I
infarmation designated as tonfidential by the Insured Clairt�ant pro�ided lQ. REDUC'fiON UF INSURAP[CE; R�DUCiION OR TERMINAIION OF
to the Campany pursuant to this 5ection shali not be disclosecl to others LYABTiIfY
unless,in the reasonable judgment of the Company,it is necessary in the All payments under this polity, except payments made for costs, aTtomeys'
administration of the claim. Failure oF the Insured Claimant to submit for fees, and expenses, shall reduce the Amount of Insurance by the amount of the
examination under oath, produce any reasona6ly requested information, payment.
or grant permission to secure reasonahly necessary in€ormation from third
parties as require�d in this subsection, unless proh[bited by law or 11. LIABILITY HONCUMULATNE
governmental regulation, sha[I Yerminate any liability of the Company The Amount of Insurance shall he reduced by any amaunt the Company pays
under this policy as to that cfaim. under any po[i�r insuring a Mortgage to whi�h exception is taken in Schedule B or
to which the Insure�has agreed,assumed,or kaken subject,or which is execuCed
7. aPTIONS �'O PAY OR OTHERWISE SE7TLE CLAIMS; T�RMYNATION by an Insured after Date af Policy ar€d which is a charge or lien on the Title, and
g��s��-� the amount so paid sha11 be deemed a paymenf to�]re Insured under this pol�cy,
In case of a claim under tfiis policy, the Company shail have Yhe following
additiona[options: 1z. PAYM�NT OF LOS5
(a) To Pay or 7ender Payment of the Amount of Insurance. When liability and the extent of loss or damage have heen definitely fixed in
To pay or tender payment of the Amount of Insurance under this policy accordante with#hese Conditions,the paymenC shal[be made within 3Q days.
toget[�er with any costs, aEtameys` fees, and expenses incurred by the
Insured Claimant that were authorized by the Company�p ta ihe time of 13. RYGMTS OF RECOVERY IIROH PAYMENT dR SE7'1"EEM�NT
payment or tender of payment and that the Company is obligated Yo pay. (a) Whenever the Company sha11 have settfed and paid a cla'sm under this
Upon the exercise by the Company of this option, all lia6ility and policy, it shall be subrogated and entitled to the rights of the Insured
obligations of the Company ta the Tnsured under this policy,other than to Claimant in the�tle and al[other rights and remedies in respect to the
make the payment required in this subsection,shall terminate,inc]uding claim that tine Insured Claimant has against any person or property,to the
any liabiliry or obligation to defend,prosecute,or continue any litigatian. e�ent of the amount of any loss, costs, attomeys' fees, and expenses
{b) 'To Pay or Otherwise Settle With Aarties Dther Than tfie Insured or With paid by the Company.IF reques�ec{by the Company,the Insured CEaimant
the Insured Claimant. shall execute documen�s to evidence the transfer to the Company of these
{i) To pay or otherwise seEtle with other parties for ar in the name of an rights and remedies.7he Insured Clairrrant sha[i permit the Company�o
Insured Cla€mant any claim insured against under this polity. In sue, compromise, or settle in the name u#the Inse�red C[aimant and to
addition, the Company will pay any casts, altomeys' fees, and use the r�ame of Yhe Insured C9aimant in any transadion or litigation
expenses incurred by the Insured Eiaimant that were authorized by inva€v�ng thesa rlghts and remedies.
the Company up to the time of payment and that the Company is IF a payment on account oP a daim daes not fvlly caver the loss of the
obligated to pay;or Insured Cfaimant, the Company shall dafer the exercise af its right to
{ii) To pay or otherwise settle with the Insured Ciaimant the lass or re�over unYil after the Insured Claimant sha[I have recovered its loss.
damage provided for under this pol9cy, together with any costs,
First�,merican Titfe Insurance Company
Form No.1902.Q6 PDIScy Page 4
AL7A Owner's Policy(6-17-Ob)
Policy Number:870ZD8
(b) The�ompany's right of su6rogatian includes the righks of the Fnsured to (d) Each endorsement ta this�aaficy issued at any time is made a part of this
indemnities, guaraniies, other policies of insurance, or bonds, po[icy and is subject to all of its terms and pro�isions. Faccept as the
notwithstanding any terms or conditions contained in those instruments endorsement expressly states,it does not(i)modify any of the terms and
that address subrogation righis. provissons of the poficy,(ii)modify any priar endorsement,(iii)e�end the
Date of Pa[icy,or(i�)increase the Amount of Insurance.
14. ARBYT'RA7iON-NOT AVAILABLE IN LOLIi5IANA
Either the Company or che Insured may demand that the claim or controversy i6. S�VERABII.i1'Y
shall 6e suhmitted to arbitration pursuani to the Titfe Insurance Arhitration Rules oF in the event any provision of this policy, in whole or in part,is held invafid or
the American Land Title Association ("Rules"�. �ccePt as pro�ided in khe Rules, unen€orceab3a under applicable law,the polic.y shail be deemed not io include that
there shafl be no joinder or consolidation with claims or controversies of other provision or such part heid to be invalid,tiut all other provisions shall remain in full
persons.Arbitrable matters may include,but are not limited to,any contro�ersy or force and effect.
claim between the Company and the Insured arising out of or refating to Chis
policy, any servi�e im m�necdon with its issuance or the breach of a policy 17. CHOICE OF LAW;FQRUP7
provisifln,or ta any other controversy or claim arising nuf a€the trensaction g9�ing (a) Choice af Law:The Insured acknowiedges the Company has underwritten
rise to th'ss pal3cy. All arhitrable matters when fihe Amount of Ins�rance is the risks covered by this policy aad determined the premium charged
$2,OUO,OOp ar less shall be arbitrated at the optiQn of either tYse Company or the therefore in relian�e upon the law affecting interests in real property and
Tnsurecf. All arbit€able matters when the Amo�nt of Lnsurance is in excess of applicable Yo the interpretation, rights, remedies, or enforcement oF
$2,000,000 shall be arbitrated only wher�agreed to by both the Company and the policies of tltle ins�rance of the jurisdiction where the Land is lacated.
Insured. Arbitration pursuant ta th�s policy and under the Rules shal3 be binding Therefore,the cour�or an ar[�itrator shall apply the law of the jurisdiction
upon the parties.7udgment upon the award rendered by the Arbitrator(s)may be where the Land is located to determine the validity oF claims against the
enhered in any court of competent jurisdiction. Title that are adverse to the Insured and ta interpret and enforce the
ter3ns of this polity. In neifher case shall the court or arbitrator app[y its
i5. WIBILITY LYMI'tED 70 THIS POLICY;POLICY ETf�IRE CON"�RACT �anFlicts of law principles to determine the applirable law.
{a) This policy togeiher with all endorsements, if any, atta�hed to it by the (b) Choice of Forum: Any litigation or other proceeding brought by the
Company is the enYire po[icy and coniract between the Insured and the Insured against the Company must be filed on[y in a state or federal court
Company.In interpreffng any provision of this polity,this policy shall be within the United States of America or its Yerritories having approgriate
construed as a whole. jurisdiction.
{b) Any claim of lass or damage that arises out o#the status of the Title or by
any action asserting such cla9m shall be restricte�to this policy. 18. T10TICE5,WHERE 5EN'F
(c) Any amendment of or endarsement to this polity must 6e in writing and Any notice of claim and any other notice ar s#atement in wriiing required to be
authenticated by an authorized person, or expressly incorporated by given to the Company under this policy must be given to the Company at 1 First
Schedule A of th'ss policy. American Way,Santa Ana,CA 92707,Athl:Claims I]epartment.
1°4LIC'� f)F TITL� IN�'UR�4NCE
� � � � � � f
�
��� �2
.�'��� � �u°��,� .
.�-��
��
�X��
,� ��"^'W
`��'�`�-�,�����.,..��"�_�
„���
First American Title Insurance Campany
Form No. I402.06 Aolicy Page 5
ALTA Owner's Pa[icy(6-17-06)
,
Policy Num6er:870208
SCHEDl9LE A
FirstAmerican Title Insurance Company
f�ame and Address of the issuing Title Insurance Company:
First American Tit[e Insurance Company
3281 E Guasti Raad, Suite 44�
�ntario, CA 917b1
File No.: NC5-87Q2Q8-ONTi Policy No.: 8702t�8
Address Reference: 302 West Col�on A�enue, Red9ands, CA 92374
Amount of Insurance. �57,818.44 Premiurr�: $45$.00
Date of Policy: January 8, 2019 at i:25 P.M.
1. Name of Insured:
City of Red[ands, a municipal carporation
2. The estate or interes�in the Land tf�at is insured by this po[icy is:
Fee
3. Titl� is vested in:
City of RedEands, a municipal corporation
4. The Land referred to in this policy is described as follows:
Real property in the City of Redlands, County of 5an Bernardino, State of Californfa, described as
follows:
PARCEL 0�l�:
LOT 1 IN BLOCK A O�VALLEY VI�W AbDITION, IR!THE CITY 0� R�bEANDS, COUMY OF SAN
B�RNARDINO, STATE OF CALIFORNIA, AS P�R MAP RECORDED �N BOOK 15 OF MAPS, PAGE(5)
14 R�CORDS OF SAID COUMY.
PARCEL TWO:
INT�N7TONALLY DEL�TED.
PARCEL THR��:
IRlTENTIONALLY DELETED.
PARCEL FOUR:
If�TENTIONA�LY DELErED.
PARCEL FIVE:
INTENTTONALLY DELETED.
PARCEL SIX:
First American Title Insurance Company
Farm No. 14pz.U5 Policy Page 6
ALTA Owner's Policy(6-17-D6) Policy Number:87d208
�
INTENTTONALLY DELET"ED.
APN: 0169-053-11-0-000
�irst American Title Insurance Company
Form No.1402.06
ALTA Owner's Policy{6-17-06) Policy Page 7
Palicy H�mber:870208
�C����LE �
File lVo. NCS-87U2QS-ONTi Policy f�a. 870208
EXCEPTIQNS FROM COVERAGE
This Policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees,
or ex�enses that arise by reason of:
Part One:
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing
authority that levies taxes or assessrr�ents on real property or by the Pu}�lic Records; (b)
praceedings by a publiG agency that may result in taxes ar assessments, or notices af such
praceedings, whether or nat shown by the records of suth agency or by the Publi� Records.
2. Any fac#s, rights, interests, or claims that are not shown by the Public Records but that could �e
ascertained by an inspection of the Land or tf�at may be asserted by persons in possession of th�
Land.
3. �asements, [iens or encumbrances, or claims thereof, not shown by t�e Public Recards.
4. Any encroa�hrnent, encu€nbrance, violation, variation, or ad�erse �ircumstanee affecting the Title
that would b� disclvsed by an accurate and camplete land survey of the Land and not shown by
the Public Records.
5. (a} Unpatented mining claims; {b) reservati�ns or excepfions in patents or in Acts au�horizing the
issuance thereof; {c) water rights, claims ar title ta water, whether ar not the matters excepted
under(a), (b), ar (c} are shown by the Public Records.
6. Any lien, ar right to a fien for services, labor or material not shown by the public records.
Part Two:
The �ollowin Matters Affect Parcel One:
1.. General and special taxes and assessments For�he fiscal year �Oi8-2019.
First Installment: $777.46, PAID
Penalty: $O.Op
Second Instaliment: $777.42, QPEN
Penalty: $O.Ofl
Tax Etate Area: 005t168
A. P. No.: 0�.69-053-11-0-pQ0
2. The lien of supplementa[ taxes, if any, assessed pursuan�to Chapter 3.5 commencing with
Section 7S of the Califarr�ia Revenue and Taxation Code.
�irst American Title Insurance Company
Farm fVo.1902.0& Policy Page 8
ALTA Qwner`s Policy(6-17-06) Policy Number:870208
':a
3. An Agreement execu�ed by Robert Sedew, et ux., 5tanley C. Allen and Mrs. Rosa Waghers,
recorded May 6, �913 in baok 529, page 29, of deeds, relating to sewer pipelines and faterals,
and an Agreement that expense of canstructing and maintaining same shall be f�erein in equal
shares by said parties.
4. An easem�nt for publi� utili�ies and incidental purposes in �he docurnent recorded January �.9,
1955 as Boak 3549, Page 286 of Offi�ial Retords.
5. An easement for irrevocable roadway and incit[ental purposes, recorded March 27, 2009 as
Tnstrument No. 2Q09-0�.304i9 of Official Records.
In �avor of: City of Redlands, a Municipal Corporation
Affects: as described therein
6. Water righks, �[aims or title to water, whether or not shown by the public records.
7. Rights of parties in passessian.
First American Title Insurance Campany
Form I�o. i�k02.06 PoEicy Page 9
ALTA Qwner's Policy(6-17-06) Policy Numher:$702p8
b
15T M
`� c ' FirstArrserrcan�tle
�, m�.t�
Privacy Infarmatian
We Are Committed to Safeguarding Cusbomer Infarmation
In order to 6etter serve your needs now and in fhe future,we may ask you to provide us with certain inFormation.We uaderstand that you may be mncemed ahaut what we will do with suth
€nftirmatioa-particularly any personal or financial IaformaHon.We agree ihat you have a right to Rnow how we wi14 utilize the persanal inFormation you provide to us.3hereFore,iogether with our
su6sidiaries wa have adopted this Privacy Poficy to govem the use and handling of your personal�nfarmation.
Applicabi[ity
This Privaty Poiity govems our use of the inForma[ion that you provide to us.It does not govern the manner in which we may use informaHon 4ve have ohtatned from any ather wurce,such as
inFormatIon obtained from a publit recprd or fram anottier person or entity.First American has also adopied broader guidelines that govern our use of personal inFormation regardless oF its source.
Flrst American calis these guidelines its Falr Informatian Values.
Types of Infarmatiots
Oepending upon which of our services you are uiilizing,the types oF nonpublic personai information that we may coilect Include:
• InFormation we receive From you on applications,Forms and in other Communications to us,whether in writing,in person,by telephone or any other means;
• InFormatlon about your transactions with us,our affiEiated mmpanles,or others;and
• Information we receive fmm a consumer reporting agency.
Ilse of informatian
We request information€rom you for our own legitlmate Gus9ness purposes and not for the benefit of any nonaffiliated party.ThereFore,we wlll not release your information to rsonaFfiliated part+es
except:(1)as necessary for us to provide the product or service you have requested oF us;or(2)as permitted by law.We may,however,store such iniormatian indeFinitely,incfuding the period
aRer which any customer ralatianship has ceased.Such informaGon may 6e used for any interrsal purpose,such as quatlty cvntroS efforts or customer analysis.We may also provide a11 of the types of
nonpublic personal information lis[ed alwve to one ar more of our affiliated companfes.Such aF#iliated campanies include fina�cial 5erviCe providers,such as tiUe insurers,property and casualty
insurers,and trust arsd imestment advisory companies,or companies involved in real estate serv�ces,such as ap�raisal companies,home warranry mmpanles and escrow companies.Furthermore,
we may also provide all the inFormation we collect,as described ahove,to tompanies that perForm marketing services on uur 6ehalf,on 6ehalf of our affiliated companies or ba other financial
InstituUons with whom we or pur affiliated companies have joint marketing agreements.
Farmer Custamers
Even if you are no longer our customer,our Privacy Palicy will contlnue to apply to you.
Confidentiafity and 5ecurity
We will use our t�est efforts tn ensure that no unauthorized parties have access to any oF your information.We restrict access to nonpublic persona!infarmation a6out you to those individuals and
entitles who need to know that informati0n to provide products or services to yau.We will use our best effarts to traln and aver5ee our employees arsd agents to ensure that your informadon will he
handled responsibly and in accardance with this Privacy Pol€cy and Frst American's Fair InformaHon Valc�es.We currentiy maintaln physical,electronlc,and procedural safeguards that cnmply with
federal regulaHans to guard yaur nonpublic personal information.
Intarmation Obtained Through Our We8 Site
First Amerlcan Financial[or�wrddon is sensitive to privacy Issues on the Intemet.We believe it is important you know how wa treat the InFormation about you we recei�e an the Intemet.
In general,yau can visit First Arnerican or its affiliates'Web sites on the World Wide Web without telling us who you are or revealing any inFormation about yourselF.O¢r Web servers mllect the
domain names,not the e�mail addresses,of visitorS.ihis information is aggregated to measure the number oP visiYs,average kime Spent on the s€te,pages viewed and similar tnformatian.First
American uses this irstvrmatlon to measure the use of our site and ro develop ideas to improve the cantent of our site.
There are times,however,when we may need information from you,such as yaur name and email address.When information is needed,wa will use our best eHorhs to fet you knaw at the 6rae of
collection how we wilI use the persflnal informaHon.Usually,the personal fnformation we coilect is used anly by us ta respond to your inquiry,process an order or altow you to access specific
account�proflle information.I€yau choose to share any personal informaGon with us,we will onSy use it in accordance with the poiicies nutlined above.
Husiness Relatinnships
First Ameriran Financial Corporation's Site and its affiliates'sites may contain Ilnks to ather Web sites.While we try ro liak only to sites that share our high standards and respect for privacy,we are
not responsible for the cor�teni or the grivacy pradices ecnployed hy other siies.
Cnokies
5ome oF First American's Web sites may make use of"cookie"teChnplpgy to measure site ac[ivity and to customize information to your perspnat tastes.A cook�e is an element of data that a We�site
can send to your bmwser,which may then store the cookie on your hard drive.
FirstAm.com uses stared cookies.T€ie goai af this technology is to better serve you when visiting our site, save you[ime when you are here and to provide you with a more meaningful and
productive We�site experience.
.....................•-------------------------------------------------------
Fair Information Values
fairness We consider cnnsumer expectatians about thelr privacy in all our husinesses.We oniy offer producis ancS services that assure a favorable halance between consumer benefits and consumer
privacy.
Auhlic Record We believe that an open pu6fic record creates significant va�ue fqr society,enhances consumer chofce and creates consumer opportunity.We attively support an open pu6lic record
ancS emphasize its importance and conEribution to aur e[onomy.
ilse We believe we should behave re5ponsibly when we use informatton at�out a consumer in aur business.We will obey the laws governing tt�e coliection,use and dissemination of data.
Accuracy we wi13 take reasoaahfe steps ro help assure khe atcuracy aF the data we collect,use and dissem"tnate.Where possihie,we will take reasor�ahle steps to comect inaccurate information.
When,as with the puHlit record,we qnnot correct inaccurate infarmation,we will take 211 reasonable steps to asslst consumers in identlfying[he source oF the enoneous daha So that the cansumer
can seeure the required correcHons.
Education We endeavpr to educate the users oF aur products and services,our employees and others in our industry&bout the importance of consumer privacy.We will instruct our empfoyees on
our fafr inFormation val¢es and on the respansihle collectiort and u5e of data.we wi11 encourage ottiers in our industry to ml€ect and use Informapvn in a responsible manner.
Security We will malntatn appropriate faciiities and sysbems to protect against u�authorizec[actess to and corrupdon of the da�we main�in,
Form 5D-PRIVACY(9/1/i0) Page 1 oF 1 Privacy Information(20�1-2010 First A�nerican Fnancial Carporation)
First American Title Insurance Company