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Home My WebLink AboutContracts & Agreements_114-2013_CCv0001.pdf AGREEMENT FOR GOVERNMENT BANKING SERVICES This agreement for the provision of government banking services ("Agreement") is made and entered in this 18th day of June, 2013, by and between the City of Redlands, a municipal corporation ("City)" and Union Bank, N.A. ("Bank"). City and Bank are sometimes individually referred to herein as a"Party" and,together, as the "Parties." In consideration of the mutual promises contained herein, City and Bank agree as follows: ARTICLE 1 —ENGAGEMENT OF BANK 1.1 City hereby engages Bank to provide professional banking services for City as described in City's Request for Proposal to Provide Government Banking Services ("City Proposal"), dated February 26, 2013 (the "Services"). City's Proposal is incorporated herein by this reference and a copy is on file in the office of the Redlands City Clerk. 1.2 The Services shall be performed by Bank in a professional manner, and Bank represents that it is a qualified public depository and that Bank has the professional expertise necessary to provide the Services to City. 1.3 The term of this Agreement shall commence on July 1, 2013 ("Effective Date") and shall be for five (5)years, unless earlier terminated as provided for herein. ARTICLE 2— SERVICES OF BANK 2.1 The Services shall commence on the Effective Date of this Agreement and shall be performed in accordance with Bank's proposal to City dated March 25, 2013, entitled"Best in Class Government Banking Services: A Strategic Representation for City of Redlands ("Bank's Proposal"). Bank's Proposal is incorporated herein by this reference and is on file in the office of the Redlands City Clerk. 2.2 Bank shall comply with applicable federal, state and local laws and regulations in connection with its performance of the Services. ARTICLE 3 — RESPONSIBILITIES OF CITY 3.1 City shall make available to Bank information in City's possession that may assist Bank in performing the Services. 3.2 City designates Tina Kundig, City's Finance Director, as City's representative with respect to performance of the Services, and such person shall have the authority to transmit instructions, receive information, interpret and define City's policies and decisions with respect to performance of the Services. ARTICLE 4--PAYMENTS TO BANK 4.1 The annual total compensation for Bank's performance of the Services for each City fiscal year during the term of this Agreement shall not exceed the amount of Thirty Thousand Dollars ($30,000), based upon the rates and charges schedule which is attached hereto as Exhibit "A" 1 k\ca\djm\Agreements\Union Bank. Professional Services Agreement.5.23.13.doc and incorporated herein by this reference. Bank shall charge City's main bank account monthly based on that month's transaction volume and cost per type of transaction as presented on Bank's monthly analysis statement to City. 4.2 All notices shall be given in writing by personal delivery or by mail. Notices sent by mail should be addressed as follows: City Bank Tina T. Kundig, Director Randy Ungersma, Vice President Finance Department Local Governments Markets Division City of Redlands Union Bank 35 Cajon Street, Suitc 10 530 ^'B" Street, Suite 535 (mailing) San Diego, CA 92101 Redlands, CA 92373 When so addressed, such notices shall be deemed given upon deposit in the United States Mail. Changes may be made in the names and addresses of the person to whom notices and payments are to be given by giving notice pursuant to this section 4.2. ARTICLE 5 — INDEMNIFICATION AND INSURANCE 5.1 Insurance required by this Agreement shall be maintained by Bank throughout the term of this Agreement. Bank shall not perform any Services unless and until the required insurance listed below is obtained by Bank. Bank shall provide City with certificates of insurance and endorsements evidencing such insurance prior to commencement of the Services. 5.2 Bank shall maintain throughout the term of this Agreement workers' compensation and employer's liability insurance in accordance with the laws of the State of California, with an insurance carrier acceptable to City as described in Exhibit "B," entitled "Workers' Compensation Insurance Certification," which is attached hereto and incorporated herein by this reference. 5.3 Bank shall maintain in force throughout the teini of this Agreement comprehensive general liability insurance with carriers acceptable to City. Minimum coverage of One Million Dollars ($l,O00,00O) per occurrence and Two Million Dollars ($2,000,U0O) aggregate for public liability, property damage and personal injury is required. City shall be named as an additional insured and such insurance shall be primary and non-contributing to any insurance or self- insurance maintained by City. 5.4 Bank shall maintain in force throughout the term of this Agreement business auto liability coverage. with minimum limits of One Million Dollars ($1.000,000) per occurrence, combined single limit for bodily injury liability and property damage liability. This coverage shall include all Bank-owned vehicles used in connection with Bank's provision of the Services, hired and non-owned vehicles, and employee non-ownership vehicles. City shall be named as an additional insured and such insurance shall be primary and non-contributing to any insurance or self insurance maintained by City. |:\un\cUm,Agreements VJniox Book. Professional Scryices /\grccmcni523.l3.doc 5.5 Bank shall defend, indemnify and hold harmless City and its elected officials, employees and agents from and against any and all claims, losses or |iohUi1y, including attorneys' fees, occasioned by any negligent act or omission by, or the willful misconduct ofBank, and its officers, employees and agents in performing the Services. ARTICLE b — GENERAL CONSIDERATIONS 6.1 In the event any action is commenced to enforce or interpret any of the terms or conditions of this Agreement the prevailing Party shall, in addition to any costs and other relief, be entitled to the recovery of its reasonable attorneys' fees, including fees for the use of inhouse counsel by a Party. 6.2 Bank shall not assign any of the Services, except with the prior written approval of City and in strict compliance with the terms and conditions of this Agreement. 6.3 Bank is for all purposes under this Agreement an independent contractor and shall perform the Services as an independent contractor. Neither City nor of its agents shall have control over the conduct of Bank or Bank's employees. Bank shall supply all necessary equipment and instrumentalities required to perform the Services. Assigned personnel employed by Bank are for its account only, and in no event shall Bank or personnel retained by it be deemed to have been employed by City or engaged by City for the account ofor on behalf of, City. Bank shall have no authority, express or implied, to act on behalf of City in any capacity whatsoever as an agent, nor shall Bank have any authority, express or implied, to bind City to any obligation. 6.4 Unless earlier terminated as provided for below, this Agreement shall terminate on June 30, 2018; provided, however this Agreement may betenninated by City, in its sole discretion, by providing ten (10) days prior written notice to Bank of City's intent to terminate. If this Agreement is terminated by City, an adjustment to Bank's compensation shall be made, but (1) no amount shall be allowed for anticipated profit or unperformed Services, and (2) any payment due Bank at the time of termination may be adjusted to the extent of any additional costs to City occasioned by any default by Bank. Upon receipt ola termination notice, Bank shall immediately discontinue its provision of the Services. 6.5 This Agreement represents the entire agreement and understanding between the Parties as to the matters contained herein, and any prior negotiations, written proposals or verbal agreements relating to such matters are superseded by this Agreement. Except as otherwise provided for herein, an amendment to this Agreement shall be in writing, approved by City and signed by City and Bank. 6.6 This Agreement shall be governed by and construed in accordance with the laws of the State of California. IN WITNESS WHEREOF, duly authorizes representative of the City and Bank have signed in confirmation of this Agreement CITY OF REDLANDS UNION BANK, N.A. : riltit'Ax1 By By: - Pete AguilarcNayor _Randy Un v sma, e President ATTEST: Sam Irwin, Pity tlerk 4 I:\ca\djm\Agreements\Union Bank. Professional Services Agreement.5.23,13.doc EXHIBIT A RATES AND CHARGES SCHEDULE ESTIMATED AVG MONTHLY MONTHLY VOLUMES RATE , CHARGE BALANCE &COMPENSATION INFO -----'---- ------------'-'-----' FDIC Assessment 810 0.00 0.00 Dep Insurance-Bank Assessment 1,215 0.09 108.62 GENERAL ACCOUNT SERVICES Account Maintenance 7 5.00 35.00 Remote Dep-Account 1 50.00 50.00 ZBA-Deposititory+Master Maint 1 0.00 0.00----- - ZBA-Subsidiary Account Maint 3 5.00 15,00 Debits Posted Other 41 0.12 4.92 4.92 Credits Posted Other 171 0.06 10.26 Direct DDA Stmt Per Acct 0 1.00 0.00 ----------' -'--------' --------'- Additional Statements 0 1.00 0.00 -----'--------'-----' GCS Transaction History 1 0O0 0.00 Paper Deposit Statement Mailed 5 1.00 5.00 Photocopies 2 ------'------------' 0.00 0.00 ---------' ------'---------'-'---' Facsimile Transmission 1 0.00 0.00 Remote Dep Ck Image Processing 6,646 DEPOSITORY SERVICES Banking Center Deposit 13 1.00 13.00 Vault Deposit 7 1.45 10.15 -----'----' QBD/Night Drop Deposit O 2.00 0.00 Dep Conditioning-Surchg-Vault 3 0.00 0.00 --------------------------' -------------------- Curr/Coin Dep/Sl0O'OBD'ND 0 0.15 0.00 Curr/Coin Dep/$100-VLT 1,828 0.06 109.68 ---------- --'-----------'----'---' Vault Deposit-Extended Hours 12 1.45 17.40 ------'--- Cah 1 1.50 1.50 --------------------'------ ---------' ---------------------' Image Deposit 24 0.50 12.00 CKS Dep Pre-Encoded Items 0 0.08 0.00 --'--------'-------------'--- ----------'' ---------------------' CKS Dep Un-Encoded Items 142 0.08 1I.36 ---------- --------'----------' IRD Deposited Items-RDSO 7 0.05 0.35 --------- ------'--'~~~------'--' Image Deposited DSU 6c��-539 0.05 331.95 -�---------.---'-----'-' ----� --� -------- .�,~-_______ _� Cks Dep Foreign Item 1 2.00 2.00 CKS Dep Rejects 0 0.00 0,00 ------------------------ ---------- ------------~----------` Returns-Chargeback 18 3.00 54.00 Returns-Reclear 25 2,50 62J0 Large Item Returned 0 3.00 0.00 Deposit Correction-Cash 1 7.00 7.00 ESTIMATED AVG MONTHLY MONTHLY VOLUMES RATE CHARGE ' --_----_' _-_----'-_ Deposit Correction-Non-Cash 1 4.00 4.00 --------- -----------'--'-------' Deposit Correction-RDS 1 PAPER DISBURSEMENT SERVICES _--_---_-----_'-----_-_-__' ----------- -----------_---------� Controlled Disb Maintenance 1 150.00 150.00 ------'--- ----------'-'-------' General Checks Paid Truncated 248 0.12 29.76 Gen Disb Cks IMG 0 0.12 0.00 Controlled Disb[ksPd'Trun�ted 849 0.15 127.35 ` -------'--- -------'---- ARP Positive PaReturn-OtherReturn-Other 0 5.00 0.00 NSF Items Paid/Returned 0 34.00 0.00 Positive Pay Exceptions 6 0.15 0.90 --'---------'--'---'----- Stop Pay auronnaz <= 12months 0 4.00 0.00 VRU Photocopy Request 1 0.00 0.00 -------'-'------------' Image Retrieval BA Direct 3 0.00 0.00 ---'-----'------'-----' Image Maintenance-Direct 5 500 5.00 * CPO ARP Issue Posted Notif 9 0.50 4.50 CPO ARP Issue Recd Notif 7 0.50 - 3.50 ARP PPAY Input File-Trans 6 3.00 18.00 PAPER DISB RECON SERVICES ARP Full PPAYMaint`Auto 0 0.00 0.00 -------------------' ARP Full PPAY Maint-OnCall 0 0.00 0.00 ARP Full Recon K4aint`4dd1 0 0.00 0i00 ARP Check Issue Input-Transm 0 3.00 0.00 -----------'--------- ARP Full PPAYMaintPaper Rpt 2 30.00 60.00 -----------'----------' ARP Full PPAY Input Per Item 1,125 0.02 2I50 ----------'--'-----------'--' ---------- --------------------' ARP CKC Issue Input-File Rejects 0 0.00 0.00 -------'-- ---'--------__-_----'-- , ARP Issue Input Per Item 0 0.02 0.00 ARP | Reports O 0.00 0.00 CPO ARP Online Rertz 2 0.00 0.00 -`-`--`--`---------`--------` ---------- ----------'----------` GENERAL ACH SERVICES ACH Monthly Maintenance 2 25.00 50.00 --------------------------' ----------' ----------^~-----------'' PC TaPayment 12 1.00 12.00 ACH Consumer UnUSDebbs 579 0.02 1I.58 ACH Consumer Off US Debits 1,368 0.02 2/.36 --'-'---_-_-_-_'_-'--_-__' ----' --� -------- -_--____ __ ACH Consumer On US Credits 245 0.02 4.90 -------'--------'---'------- ---------- ---------------------- ACH Consumer Off US Credits � � Credits 671 0.02 l3 42 �'-'- -_-_'-----_---_-_-__' ---------- --------'--_-----_- --' ACH Blocks Auth Instructions 28 2.00 56.00 ACH Debit Received Item 71 0.06 4.26 ACH Credit Received Item 155 0.06 930 ACH Return Retorn |tem 11 1.00 11.00 :paymode Con Return 2 1.00 2.00 |-------------'---------- ----------' -----------'-----------' ACH Input-File 18 4.00 72.00 _-_-_---_-_---_-_-_-__' ----------- ----------'_----------- ' ESTIMATED AVG MONTHLY MONTHLY VOLUMES RATE CHARGE ACH Delete/Reversal 1 15.00 15.00 Delete/Reversal-Batch/File(W) 0 l5DO 0.00 -'--'-------' ACH Optional Repons'Fax 4 N/A Express Tax Fax Receipt 3 ........ -------'---------_-_-'-_' ----'....... ---_-_---_--_'-----' P d Con Transaction 2,480 0.06 148.80 ---'------'---'----------'-- ------'--- ------------'-----'--- A[H Blocks Auth Maintenance 6 10.00 60.00 '--_-_-_-'--'----'---_'----_�'-----_-_'-' '_-_-_------_-------'--' ACH Blocks AthAdd'[ho 0 2.00 0.00-------'--------' ---'-------- -------'-'-'-'----------' ACH Notif of Change (NOC) 9 1.00 9.00 Paymode Con Mthly License 1 65.00 65.00 ACH Optional Reports-Mail 7 0.50 3,50 ----'---'-- ---'----------------' ACH Standard Reports Fax 2 0.50 1.00 - ACH Standard Rpts-Electronic 8 1.00 8.00 ---------- - EDI SERVICES Med Volume Scanner Maint 1 0.00 0.00 WIRE &OTHER FUNDS TRNSF SVCS -'---'----- [PO GP Mthly Maint Basic 1 0.00 0.00 Elec Wire Out-Domestic 11 7.00 /7.00 ElecVVire Out-Book 2 2.50 5.00 Bank Assisted Domestic Wire 3 15.00 45.00 -------------'--'----'----'--' ---------- ----------' Bank Assisted Wire-Book DB 1 15.00 15.00 ` Incoming Domestic Wire 9 5.00 4I00 Intracompany Book Credit 2 5.00 10.00 Book Credit 0 5.00 0.00 Wire Advice-Mail 2 2.00 4i00 GCS-Bank Assisted Wire Trns 3 15.00 45.00 --------- Elec Wire Bk Mnt Temp Storage 15 0.00 0.00 Wire Module Maintenance Svcs 1 20.00 20.00 ----------- ---------------------' CPO GP Ct �N t TeStorage13 000 0.00 -----_'us---n---mP .-__' --_-_----� -------��--_---------' INFORMATION SERVICES ----------------'---------` ----------- ---------------------' Direct Previous Day Max |tem 0 000 000 ----------� -- -�---'--__' -----_-_-- --------�--_-------�--' Direct P/eviousDa Acct 0 000 000 �� Direct Previous Dayitem 0 0.00 Ext_-_-'--__- ----------� --------.00 O-__------�.0O Direct Previous DayStd Item O OOO OOU --_--r-_--_' -'---'---'--_--' ----------' --------�--_-------��--' CPO Prem PDR Account 4 10.00 40.00 -------------------------'-- ----------- ---------------------- Direct Crrent Da -----u----- YAcct 0 O------'-----_--' ----------' ---------.00 0.00 Direct Crrent DaStd Item 0 (100 000 » y� ��_ CPO Prem CDR Account 2 10.00 20.00 CPO Prem PDR ltm Stored 2 Mth 1,466 0,02 29.32 CPO Prem CDR Item Stored 1'9660.02 39.32 --------- ------'-'----------'--' CPO Online Subscription 1 0.00 0,00 CPO Prem |RyNaintenance 1 0.000.00-----`~--~-`^-^^- ----^---~~ -~-----~~~-----`----` ESTIMATED AVG MONTHLY MONTHLY VOLUMES RATE CHARGE Web InstaTax Monthly Base Fee 1 5.00 5.00 * This rate is monthly, not volume based TOTAL MONTHLY CHARGE 2,270.96 4 of 4 e EFFECTIVE JANUARY 1, 2013 Government Services Fee Schedule UnionBank. Look for those convnlant online servIces. TABLE OR CONTENTS Ni any products and services are available online through the Online GENERAL SERVICES..._.....,...._.._.... __.. .................. 1 Business Center.Conducting your transactions online can help Basic Account Services 1 provide convenience,cost savings,and efficiencies for your business. With a single sign-on through one point of entry,you can collect or Check Processing Services.. 2 disburse funds;obtain account information;view paid checks,deposit Commercial Cash Services t ckets,and statements;initiate wire transfers;and more (Centralized Cash Vaults)......._,_._ 4 Account Opening........................ ...._.,...._...,.,....,,._,..................:...1 Contractor Retention Funds Service 5 Account Transfers.............„... .......... . .. 1 Corporate Trust Services.........,...,...........,..................................,.. 5 ........................................................................_.....,.......,....9-11 Custody Services,..................................,,.....,..............,.. Commercial Deposit Supplies.........,..................,.......__.................2 Foreign Exchange Services,......,..,..,.....,, Deposited Items Returned,._.._„_......................._..__.. ._....._,,.3-4 Government Customer Service . 6 Electronic Receivables . 9 Training and Implementation Services....,......................,..,...,.... 8 Image on Demand... .. ......................................................7,12,21 Transportation Services,,,............,,..,....,...,...,......,,.. .8 Information Reporting,. 13-14 Zero Balance Account(ZBA)Service.................................. .,_. 8 Lockbox.........................................................__.....:.,,.,....,....,_........15-17 GLOBAL TREASURY MANAGEMENT SERVICES9 Online Statements. 1 Automated Clearing House(ACH)Origination Services..,,..., 9 Positive Pay 19-20 ACH Receipt Services 10 Remote Deposit....................... .........„.......... ...........,22 Bill Concentration Service 11 Stop Payments....„................... .......„............„..,........ ..........8 Cash Concentration Service,.................. 11 Tax Payment with InstaTax............................................................23 Controlled Disbursement Service 12 Trade Services......................._........,,.,,......,.,.....,......................25-27 Electronic Data Interchange(EDI)Services 12 Wire Transfers 23-24 Information Reporting Service....,....................... .... .........13 International Request for Transfer Service 14 Investment Services........................._............,........,......,......,.,_ 15 lockbox Services 15 Online Banking Services 18 Online Services(r..D unionbank,com 18 Integrated Payables Services 18 PayrollServices____....................................,,,.,,....................,........., 19 Positive Pay Services„..,..........................................................„... 19 Property Tax Payments Via Electronic Funds Transfer Services 20 Reconcilement Services..............................................................„_ 21 Remote Deposit Services............................... 22 SweepService.................................... ........................_ 23 Tax Payment with InstaTax s Service..............._........,....,......,..., 23 Wire Transfer Services.............._..,..._.,,.,,,.... 23 TRADE SERVICES.. Collections—Incoming and Outgoing,_.. .. 25 Export Letters Of Credit......,,.._...........................,._..,._...,... 25 Import Letters Of Credit._ ..._.................. 25 Standby Letters Of Credit............................._._..,_.._...,_._.,...._.,.26 afi pacing subject to change without notice,except as otherwise Other Trade Services._,... ,._._,_.. 26 provided try applicable law.Not all lees and charges are eligible for o!!set through your earnings allowance.These ineligible lees and charges w,11 be directly charged to your account The lowest-priced option totem—iv service or channel Is highlighted for your convenience. GENERAL SERVICES BASIC ACCOUNT SERVICES Account Analysis Monthly Maintenance and Statement Delivery Web Mail I Both per account$ 25.00 - 5000 1500 Statements(922 Format) monthly Maintenance.. ow relationship$ 3000 rianvnission output__ each 20 00 Account Analysis Earnings Allowance The rate S set each month based on current market conditions and is subject to change without prior notice.Charges for some services ore offset by collected balances,and some may be subject to direct triages_ Account Analysis Late Fee Earnings deficits remaining unpaid by the date specified on the Account Analysis statement still be assessed a late fee(compounded monthly).Deficit and?ate assessment amounts are subject to direct debit to the account Latefec. „per month .1% Deposit Administration Fee The Deposit Administration Fee may include FDIC assessment charges,financing corporation(FICO)charges,and other charges provided by low and may also include administrative expense incurred by the Bank in providing depository serkes.The FDIC charges member insured Depository Institutions risk-based assessments to cover the costs associated with providing deposit insurance under the Federal Deposit insurance Act,as well as KO assessments to cower the financing costs associated with the Federal Savings and Loan Crisis of 1987 The Deposit Administration Fee will be assessed monthly at a rate per$1,000 of average monthly adjusted ledger balance.The charge is variable and S subject to change by the Bank at any time without notice Bank Account Services Bank Statements Wel Malt Both Paper Statements(without Cheri S SAO 3500 4000 Paper Statements(with Check Images)—Mailed Front Image each S 3700 Front and Back trnages„ each$ 32.00 Account Opening on the Wee.. S FREE Opening Transfer per account S low CD at Check Images CO eachi 3000 ATM Deposit_ pesdeposst5 2 00 BrInchit'llght Depository/PAO DepoOt. .peodepositi 2.00 Chests Paid Against Account Per Month each$ 13 Vendor SerrItes_... consult account manager Vendor Big Processing Fee,. S 150 tit slit Depository Rental. per month 1 200 Foreign Currency Oeroand Account(KA) Mon/hMaintenance.. per account$ 30 00 I tilt rf,P arty Control Account Setup. Per account S 500.00 ..,.ionthly Maintenance_ per account 50 00 Han-Standard Bank Agreement.. each$500 00 Business Savings and Business Money Motet T e.srtst ers Checks Deposited Branch ATM Service Centex in Excess ot Six Per Month Uwe Bunt hems_.- .„ Per item$ cra at OS per e,CeSS tianSfef S i.5 00 Money Niarket_2 ._ ;yr excess transfer 5 15 a) local Cleang House_._............ ....per item$ 10 08 .00 C AKI(Si Deposit Slips Printed/Barcode labels„........... .. consult account manager local Fed District 12_ per,tern 5 14 09 .06 R elects ot/2%of Checks Written and Deposit Slips Other Fed.„__............_.............. cer lam S 15 125 JO per dem$ 25 Cartiffulft Checks in USD._____...._„.pa dem$- US 2.2$ US Deposit Receipt Mailed__ . 2. _ acil$ 150 Encode Fee. pruiternS) tilA . WA .0325 Nonsufficient Available or Uncollected Funds Subventions(Customer) . . ...each$ 500 (NSF/UCP) Subventions(Non-Custorner)._ each 1 3500 Pre-Sert/Co-Enclorseel Service Non di Available funds(NU)item Charges Per Deposit-Equity Par bc,pant- Per haraL.per day 5 950 Checks or other transactions preserrted against nonsutficent evadable funds, Per Deposit-Regular Participant__ , per bank.per day 5 25 00 nerher acid or anpad: RtiKied/Retlinied IteMS- ..- $ 34.00 Exception Processing 34 00 Oily Maximum......„................ . ..10,tems Reject Processing Check Processing Rejects/..7%. per item$ 65 Overdraft Balance Charges tion,Machinabie Deposit.. _per deposit$ 200 Overdraft balances and related fees are charged the[Joan Bank Reference Rate plus 4 0%per onnurrk computed daily with a minimum daily charge of 51000,assessed Reject Reporting pens the time such overdraft balances are created and related fees are incurred rhe tarty Faxed Report... per month/per acct$ sax rno,rnurn darly charge ond accrued;merest are then added to the 0,erdroff balance. Monthly Faxed Report_ per month/per acct$ 40.00 Monthly Mailed Repat _per rnanth/per acct$ 90.00 Uncollected Funds(UCF) Deposit Corrections Customer usage of UCF is charged fix Unicri Bank Reference Rate plus 40%per Deposit Correction Notice._ per hen$ 700 annum(10%minimum),computed on the average doily&sage of an cone<ted funds Documentation for Deposit Corrections less Than 550„...........per document 5 600 for the month In question. Deposit Correction Reporting-Fax Daily Reconcilement.. -.per month/per acct 5 75.00 Other Services Daily Reconcilement Summary.. ...per month/per acct$ 25.00 A CH Blocked Account Monthly Maintenanot Daily Location Detail.. -Per month/pee Jut 5 50.00 ACH Blocked Debit/Credit Adjustments First Account._........_.________ _ . — 5 10.00 „eatti1 2.00 ...... . .,s 3o.00 ACkl Debits end Credne........_._. per,tem$ .I5 Alerts— .each$ 50 Deposited Items Returned Check Cashing...... .._per itern 5 1.75 Deposited hems Returned Cieriral Work(Minimum ___-.........,...............„„.......„ ..per hour 5 50.00 Returned Item-Osage Back to Account ..._____2_______.___.per item 5 900 Commode,Deposit Supellex-....._............„.....__.iefer to unionbankcorn/supply Re-Cleared Item-Re-Deposited-— -- . --------. per item 5 400 Foreign Drafts Purchase-. ....each S 45 00 Charge Back and Re-Cleat Reporting Money Order Purchase._ ,....each$ 5.80 Copy/Image or Deposited Items Returned on the Web Offidal Check Purchase(Cashier's Check)._ _ _ . „. _._......each 5 100 Web Returned[tern location Setup.... per location I 1500 Online Business Cade/Security Tokens._ each 5 FREE Perm Made Available foe Inquiry_ ...each$ ISO Special Handling and Special Processing Options .consult account manager Items Made Available for Decis icmng. each 5 250 Tralrtins and Implementation Sir/Ices „ „see page B (So text File Download . each$ SOO Total Volume up to 250 Item -each$ IS Total Volume from 151 In 500 Rem. .........................................each 5 i0 CHECK PROCESSING SERVICES ram vokone Giearef'nun Soo Items... each 5 05 Daily Dea Transmission.. ,per transmission 5 20 00 Oar Check Processing services provide flexible options and , pet item$ 25 coovellienCe far mProved cash Flow and easier transacticn'ePort'ng. Fax-image 7/re rYrr ts l't;Mot she foilowng custareer:en.,..K„,..,e1.;nos UI!,-,,ldr_r,riGn En ii-,,. image F3,1 NOW keibil.. .........„ per item$ l000 oc.sA: Formed item lee Otplicale Advice per dem$ 050 Check Processing Returned nem Luse Dollar Early Warnin React Web I info Ft - I wanings Repoite d..„,„..__ „............. ..„per item S 5.00 . 690 Check-Only Oepositi Service Center-Ho-beaded_ , per deposit 5 2.00 ' ii trintii fees may apply Phase bee!htormation ReufitngSet,,,t7e Seri,ce(mitre-Pse-Encoded,,. oer depos't 5 2 00 4714. . .. . .. cer deaast 5 2 CO NI(FtiNiet Depository/Mai negosit.....„.._. „ Oar deposit 5 2 CO 2 3 Custom lestnxtionOptlorn Nevi Currency(When avertable.Per 510003 _ ., . . 5 120 Alternate kcount thunbee - _ _._.. . .. . per account 5 500 AIM F1nrSont Currency(Per 11,0001.., _. .... _ . 5 2.00 alternate Marling Address $ FREE Coln Orders OataEntry for Custom Fields,-_.__., per leyshokeS 01 Per Bot.. .._._ .__,..__-. _- 5 415 Disposition Osange...___. _ __. _ _ per dem S 150 Pee Hatt•Bos(5.05,5,15=and 11). S 2.50 Endorsement Guaranteed.._.. _..._, .. -.. .. per!Ian 5 500 Per Ros(trsd+vidualFlo tsl...___.__ ..,.. . • __.,.5 15 Alternate Bank of Flat Deposit Per Bag(Bull)__.___......._.......___.,,._-.... 1 2.00 Monthly Maintenance.-._ .. - _. . per account S 1000 Changed/CanceAeelCask Orde ._ 5 8.00 ReouaWied Returned Nem-_.,,_- ___._. ..,, ..._-._ . .. _per item 5 6.00 Daily Cash Or do Revert . _ ,.- _..__per month S 100.00 Stake Allocation Reporting... ,_per month 5 100.00 Endpoint Analysis Reports Cask YaeFtReportin ___._.., .. .perlocation/month S $.00 These reports provide deposit profile information based on an Partial Strap Su+charR ---- .._.._._ _ ,.... per}burp S 200 individual deposit or a daily or cycle summary Each report contains the item count and dollar value associated with each endpoint, Branch OHiee indicates the percentage breakdown of item and dollar amount by Cashierrkef—MIgtM Depository/ATM/Brand Federal Reserve District,and provides the receipt time by deposit Cash Deposit Verified(Per 53.000)........__,.__.........._____-___._...._.-____......5 1.50 and availability assigned by item. Can Deposited I standard Bags(FRBSpecilk:atiansl,..__.._._.,....___.___..___._...._-per bag$ 10.00 Flost Analysis RelatlernNp_Account location loose Coin Bagged..._._.._..._......,w............___.__...,..........___.__....--per bag$ 700 Individual Deposits__._,_...._.____..._.per report S tl/A lame WA Cash Orden(Per 51000)...-----._-- __._.S 1 30 Single Day Report-._...._.-..__.......-per report$ 303000 200.00 WA Can Orders„_..._.,.,_ per roll S 25 Multiple Day Report ._._._.,.,.,.__.per box 5 500 (Up to One 01 Month)..._._.___.,._.per report$ 50000 300 00 150.00 File Output,......_...___.._____.__.....,.-...per report l_ 50000 500.00 500.00 CONTRACTOR RETENTION FUNDS SERVICE Union Bank's contractor retention escrow focuses exclusively on COMMERCIAL CASH SERVICES helping contractors keep their retention funds working for them. (CENTRALIZED CASH VAULTS) Retention funds can be a source of revenue for your business. Setup Interest-t?arnkeg Retention Accounts(One Tim)----------S FREE Union Bank offers Commercial Cash services with state-of-the-art Setup Pledged Securities Escrow highspeed currency verification systems for your cash deposits and and Standbylettwsof Credit(One Time)...,.,_.-.___r.__._._per account S 1.250.00 cash order needs.Commercial cash vaults are located in major cities Disbursement Fee forPledgN Securities Escrow in California and throughout the United States, and Standby letters of Credit Accounts Only.-__.,.,_.______________._...,,each 5 125.00 Deposit Services CORPORATE TRUST SERVICES Cash Vault Deposits Cash and Coin Only-._.,_..-_-...._....___-_._-__.....,.__...,....__..,,..._per deposits 145 Acceptance Fee. __.............._....._.._......,,._._.. consult account manager mixed Deposits(Cash and Checks Combinedl.._.._._...__........._ per deposits 3.00 Annual Administration ............................_...._.._..__.__...._.consult account manager Envelope Deposits___.,.._.__.,,.__.,-.._..._._...._.-.-..._.._.._.__.__per ernvelope$ 1.15 Service to Holders Currency Deposited—Strapped(Per S1,000).... ,.5 .95 Original Nuance of Bonds Transfers Between Holden..._....._—._._-. S 500 Currency Deposited—Unstrapped(Per 51.000).._..._e..__..,.._..._._.__..._..S 120 Preparation and Repeating Payment to Hclders Coln Deposited on Form 1099 and Fan 599(Minimum 51503...__...._-..___.__-._._._.......___..5 (50 Standard eag/BultCoin(FRB Specilications).-_. ..-_.... _ each 5 2.75 Calls/Redemptions(Minimum 5350)._.._,._._... Si 500 Non-Standard.....,.-- per equivalent rolls 11 Tie nsadlonChaise per hag minirrn,m charges 700 Investment Agreements(Purchase and Setup) ._..._...__ _. $500 00 Rolled Coin in Bag Suecharge. per hag$ 500 Dissem nation Agernt;If Applicable) per event S 225.00 Deposit Adlustmeats.-.,,._.__,. .__.> . Paths 100 Disbursement_.....,_._..__ • $ 35.00 Investment.-- _ ... . .._.,,..._.S 6000 Cash Order Services Check orWire transM . 1 35.00 Cash Vault Orden n:"'inset2 nut-of•poeteterpermsesi.ch.7sit0Ponerv.pos!cgr,:nsurrmce Prearranged Standing Orders ._. .....,_._ _. ,- each S 2-50 reie(Orrr'nunr[al on,am p'tlicotnmi c(nofr_rs and(ncr or such outside pro/ess;orrals batch Cash Urdu. - each 5 200 aiartomeys,ocrarntcntCwotherrpcr(r.v,irbebilledaat6%u(theannrurl 1exhtone Cash Orders....-.. -- _ each S 3 25 iichmri siechon lee Cash Order—Web____..__. ..._._,_....._,,.._--_...... ._ each$ 250 (elephone/CustomerService Associate Order s. ,ach$ 1200 torr Order!Alter 1100a.m.PT) each 1 14 50 Emergency0fdes._...__.. . _. .,__ each S 4000 Currency Orders(Per 11.0001 5 100 4 • 5 CUSTODY SERVICES Online rt.Image of Cbeck and Deposit Stlp Statements Toochtorar Mail or lax Union Bank provides a comprehensive range of custody and securities Op to 120 Days lending services for public and nonprofit agencies,including asset xnages 1-20 s ale k eepeig trade settlement,principal and income collection,daily cash management.monthly cash and asset statements,and Internet Magas 21-50________—each 5 .10 100 3500 account access.Depending on unique port folio holdings,transaction ?rages Sit_____„_ each S -ZS 1.00 35.00 activities,and reporting requirements.customized fee schedules will Nc4 avadabie f01 depOSif slips, typic ally include the following components: Vire Navel Deposited Items I Nine Maxie,Atilzeristredoe Fees (tiorlinice east Ilmel 'Statements Twits* Mall or Fax Ti assertions__ , _— —_tome account manager less Than 30 Days__pa item$ SO N/A 35C0 Oisturserrients_ _ oonsult account manager 31-60 Oars________._pe Ron 5 IS WA 15 CO bl-90 Days_______.,per Rem 5 t.00 WA MOO Minimen Mnuai Aggregated Fee-. _consult account manager 91-120 Oays--_____.per Rem 5 125 WA 3560 121*Days „per item I 100 WA 35C0 FOREIGN EXCHANGE SERVICES - -- — — Image on Demand Improve international trade profitability using Union Bank's Web Image Inquiry for checks,deposit slips,and deposited items competitively priced Foreign Exchange services—from basic spot purchases to hedging strategies,and from wire payment services to Per•Image Fe* foreign currency demand accounts and foreign currency lime deposits. Images 0-100 _$ FREE Per iniaRe S In addition to the wire fees;the Bank charges an exchange rate images 101* 25 markup,subject to transaction size.market conditions,and eothign r View Image of Deposited Items Retuned Web Toochtone Mall Fax factors,For additional information,contact Global Markets Fore Exchange at(800)325-9422. Web"Returned Item Location Setup ... per locatkm$ 1500 WA WA WA 'Please see Wire Transfer Services Rems Made Available Mr Inquiry — .._ _per item$ LSO N/A 3000 33.00 GOVERNMENT CUSTOMER SERVICE Items Made Available for Oecisionirg __ __ __per itern S 250 WA 3000 1300 Receive fast,efficient service from the convenience of your computer or CSV Text fife Download __per file$ 5C0 WA N/A WA telephone.Government customer service offers online and touchtone Total Volume access,24 hours a day,7 days a week,Customer service associates are Up to 250 Iterres_._ _.__each$ .15 WA af/A N/A available between 7:00 a.m.and 6:00 p.m.PT,Monday through Friday. Total Volume Trona 251 to 500 Items____,___each$ .10 N/A N/A N/A Information Services Total Vokne Provides ledger balance and status of checks and deposits Greater Than 500 Iterre._____each$ 05 N/A WA WA lit le tJTouclitone Cost.Serrke Balance Inairr___ _----each 5 7.00 25.00 Copy of StatementWeb Toecittoree, Mall Fax Status ol Specific Cbeck__—__-...per inquiry$ 7.00 2510 Previous Mcmh(s)._—___.—._per copy$ 5.00 SOO 35.00 N/A Status of Specific DePollt----Pee Moor,/5 7.00 25.00 __._____________.per page$ WA WA N/A 35(X) Last Four thecks.----------Par incaollY$ 7.00 25(0 Snapshot_ per ccpy$ rt/A 12.00 3500 DVA last four Oeposrts._________,per inquiry$, 7.00 25.00 _ ,___________._______per page$ N/A N/A N/A 1500 -.. ';tarement copies do vol include checks or images of checks. !tee Single Check Inquire_ .each$ 300 Deposit Reconstructor'—Po Occurrence Ilanee Cl/Ki inquiry'. _each$ 3 00 Customer Service Associate(Minerium$50).__,_________per noir 50 00 'Addnal le es on apply.Please see m(ormorion Re port'PI Circe launch/ Retrieval SerykeS Weed Cast Internal Etat*Transfers Web Touch:tone Access Service PfrA,CeS images and cotes of checks deposit:lips,!eposfercl,terrrs,'Jr-0;tements And available through Informatix Reporting Ser,re. gook TWSIel...-_.... .,,,,.,...,,pa transfer$ 5.00 N/A tvA i010 Arrant lien* per transfer Si 150 510 6.03 TOO ',13flest Confirmation cf Transfer,. .„._each S. NIA 2.00 500 5(0 6 7 Miscellaneous Services-Customer Service Associate GLOBAL TREASURY MANAGEMENT SERVICES Endorsement Verification. .. at.,'du:pry> 15 00 Wee Transfer Research per noway S 6 00 Standard Bali Confirmations_ , „each$ 15.00 AUTOMATED CLEARING HOUSE(ACH) Miscellaneous SPerial flarch%(*mu"/5°) per hour$ 5000 ORIGINATION SERVICES 1,0 processing Fee_.__, per dem$ saw Leif Activity ACH Origination services provide a variety of payment services LAIF(Customer) .. - - . ... each s 2000 that electronically make and collect payments.Funds disbursement LAIF(Non-Customer) - ... .each$ 25 00 facilitates direct deposit and vendor payments.Funds collections, Research Services such as loan payments,dues,and contributions,can be made using Research(Minirream$50)-... . . Per how$ 5000 a variety of electronic payment options,such as recurring payments, Web-or telephone-initiated payments,and business payments Strip Payments' Web Touchers, Case Serv. with remittance information ACH Origination services also enable Stop Payment, .each S 10.00 1500 32.00 collection of truncated checks. Automatic 6-Month Renewal—.._ _each$ 0 CO I)C0 000 Range_Stop.... ...each S 15.00 N/A 26.00 Web Delivery . 'Stop payment orders for honk accounts and Full and Partial Reconcilement plans Provides complete ACH file formatting,database management,and Official Check(Cashier's Check).- „each$ 10-00 transmission capabilities. .each$ 10.00 Setup(One Time)._ per service$200.00 Monthly Maintenance Per Account- ..$ 10000 TRAINING AND IMPLEMENTATION SERVICES Transaction Fees(Debit and/or Credit) Items 1-100 S FREE Union Bank offers convenient and cost-effective Web-based training Items 101. , -tads B 25 sessions several times per week for many of our products,Telephone Internet Batch Release(Maximum$60) _each$ 6 00 and on-site training are also available. Web-Based TralnIng._ _ ..per hour$ FREE Electronic Receivables Services Telephone Training(Mininvon -_-......per 30-minute increment$ 25.00 Provides Online Bill Pay,Telephone Pay.and Check Conversion services, On-Site Training(Including Travel Tirney.. ..per how% 100.00 Setup(One Time). . - Per sem)$200.00 Monthly Maintenance(Per Service) TRANSPORTATION SERVICES First Account-, ................................ ..i 125.00 — _ _..., ..._ . __ , _ Additbrial k.coterts(Maxirnum POO__...-..„..____-_-___-_-each> 1500 Our Transportation Services Group coordinates the safe,convenient, Transaction Fees(ACH 000 and efficient transportation of banking materials between Union Bank All Volume up to 5,000 Transactions.- .each$ 17 and its customers using armored car and courier services.Armored All Volume Greater Than 5.000 Transactions_...___-______..each$ 15 car and courier services are the direct agents of the customer; Credit Card Authorization - .each$ .17 however,Union Bank will recommend the service that best satislies ON US(Remote Deposit Checks Only) ........,... .,.each customer needs and requirements.Negotiable items(currency,coin, Transit(Remote Deposit Checks Only)_ -each$ 10 bearer bonds,etc.)are transported in dual custody by armored cars, Returns(ReturnsiTotal Volume%I while courier services accommodate checks,bookkeeping material, Returns(0-0.99%) __each$ 50 and other non-negotiable items. Returns(1-1A9%). -each S 75 Returns(1.5-199%). -each S 1.00 Armored Car aratior Coedit Services... cost 50% Returns(244996). _each$ 150 Returns(2 5$4.) tacit> 2,50 ZERO BALANCE ACCOUNT (ZBA) SERVICE standard A01 Return/flit,. tis 200 (latch Release. , .each> I GO The Zero Balance Account(ZBA)service provides consolidation of f,nodi within Union Bank into one concentration account,n order Direct Send and Vendor Delivery rri induce borrowing.maximize cash ccrIrr)1,and reduce the costs Customers can automate disbursements and collections by using ot multiple account transfers.Account balances are automatically ACH to electronically originate direct deposits and payonentS, offset on a daily basis from the concentratIon account,thereby Setup(One Time) per setup% 50002 ma.ntaini no a constant balance of zero. Mont hi,Malatenance $ 2500) Monthly Maintenance Transaction Fees(Debit and/or Credit) first Account...... ...... . . . . . .. $ 35 00 AR Volume up to 500 Transactions.,.„ ,.. _. ...„. .. . .each$ 05 Accounts 2-5 . „ .. . ,. „„. . „.... . each> 1000 All Vokirne from 501 to 5.000 Transactions ... . .... . „..........„__each> 095 .Acrcunts 6-10 . ..„ „...... „..... _each> 25 00 All*erre from 5.001 to 10000 1ransactions.__-...... -..... ..—each> 085 Accounts 11' . - .. .,9(113 1500 all Vciume Greater Than 10,000 Transactions_„....... ........ ....... each> 065 Transmissions(Maximum I220)..... . .. . . ... ..each$ 20 00 vendor(ACP and/or Cendirrd. . . each I 0.00 a 9 . . . ACH Standard Charges Universal Payment Identification Cod*(UPIC) ma _ _____each x 15.00 Universal Payment IdentificatioCodes(UPIcw are xmw�mv�m _- -v��kmm°5 saw and secureu�x account identifiers that allow permanent ^ddendaxecwws_____ - _each 05 receive electronic c'=o/payments without divulging sensitive mmditi*w Testing ' ____-____pee lest vmo.00 bank information,up'c,enable you mopenly share your account Composite nm __-_ _ =""°"m$ moo information u,o.print v"invoices)'opromote the receipt of mo~"oeselmu*wleimmws_- eadiv /5/0 electronic payments.Debits initiated with up/c*are blocked. u"rone Maintenance __ --_�.pee ac"=vv /500 'educing the risk vfunauthorized debits myour accounts. NAZ.HA Rale holt._ __'_' -each» 4500 Setup(One raid___ __ --pee letup 2500 Notificirtio"wo=imillehre | Wwa=w�� Fu Mail w��*—'-----' __��"�o 15.00_-- _ ____*xdem«� 5.03 ron /soo '»n°smission femaPFIY• BILL CONCENTRATION SERVICE nw°/"mwmvurs"*u=�-- '-_'___-_--_v�/�mo .10 --- — ----' x _ __ _each x m Our Bill Concentration service expedites the receipt vmd reporting of . _p"iten*ba«ch$ om payments from atectrank bill payment services such as online banking n°uir^__ _______-wa$ 25.00 and consumer payments originated vm."e..The biller electronically oPtionalmmpwReports. per month 5 o5.o0 receives oconcentrated lump sum credit/vxdesignated checking _peritem» m account.Remittance detail i transmitted in standard or custom 5 500 format to be uploaded to the billers accounts receivable system. « /m.00 Setup(One Timw__--_-_-____- __-petsetup$ eu00 Automatic 2-mvxi:co"et*«lw^dlnm____-_-__--pvmonth 5 25.00 Custom n* o 5 aoo Automatic 1-mwAccrual Miming wV_-__--____per month 5 moo Monthly itaintenance.___.__—______--___-per account o '5000 Manual Account ___---'verbatch/file v 125.00 __ m^» 10.00 n=e _ __,wt^a% Item/'um______- _—_-_--'--_-__--each m Research(Minimum wm-_ _'-'--_-___-_per how« 50.00 items z51'/o00_--__________ ____each v 09 wm/mwvmumal /m"n1.no/•-___----_--'__ __' -mm$ ox Credit(Math Amwrkm_-__-'--_--___'__-_--each x 5.00 Retained Items Retail/Notification aChange Oath xmerica)__---_-___-each$ 1000 Manual Fa '__---_-_-_-__---____,=ism$ 25.00 Dec%(Europe) __- __eaohv um wwerwls____ ___. pet tern» /5110 Return/Notification d _—_-,"do m/m Resulted n=*°ssl"n._-__--_'-'-'_'__-____-eam» 20.00 nlining and Implementation oan*es__'---_--_'--_---see 038110 Nom_ _ - _eamx 20.00 Detail x _each x 5.00 Research(Minimum 550)____-__ per 50.00 __ ACH RECEIPT SERVICES nm/��*mu��=u�� ' �e page ,ACH Receipt services facilitate the secure receipt of payments arid ,"mxmm*data while protecting your accounts against fraud. CASH '-__-_- s|wctrmn|cPayment Authorization Our Cash Concentration service.,otool for customers with oo/ooum*/�p�m""��vmv,/�vvn,^'./c,m/u*x,n*m,ou'�u ueq�'m/�unn^,m/o",mco"v�m^tmm�p,mmmxmounwmm mmm/"o^c*�u�w`~x"o,o�«vow,your^ccn"nuagainst the ^cv�^^�mwo,�c^uo�mun�"oon��n��cxmmw*»i�u`*um nosupoo/"n*xmmom^c*/,owmsunnu m*�'ou,/uno^,/e��vm/oov S (Ono mnm __'p,"«munt$ 25.00 Monthly fitaIntersarxe First*p"w___-___ ' ______--_----_--5 000 Input Charges-DIM-Up Accounts 2-m--______-__---__-_-_'-_-each$ muu Deposits u, --__---'_-_'--each x 50 0v°sim26-100 Reported_ ____---_.________each$ 40 w^��u*/mwume_-______�---_---_-�p'xo�^` 15 00 onm*^w/^wvwoa_-_-'_--__--__--_--'_-�m� m n��m^��o�*wm�/ Output~~°~-~�` p°~*eam`mpm�-_-__-_____'___ __---.^mx 1500 «"'nw»�m�---'-------__---______' each /�oo mxnww�/mv*xmm°�m*o�,x�w°��x,`°0_-_'_-��O 500n��aw�» n�'--'_---_-_--'-_-_----pmaw� m each$ 2000 Reporting°mo�w __-p.=pm� 10 00 �mC*n*x»m�»nma-__'__-___-_- r��p�$ f5. T��n�*/��/~�«�*�°�=_--___'______,�n°mm »�"��w*m"»�mn�--�-' wm� 25.00- location w"wmvncv(Aa*Change,o,fe te)___' each, 5.e0 �p,�,nmmnm��m�n�* �m�rnmn�n u�wm^R��-'--'_-_-'-___--_-_pv"m�*$ 25 00 Setup(One raie)_-_-'__---------------nr`eknx/0000 Monthly Minimum_____'__-- -_'_ _$ //5.uo Monthly mantwmom-_-_--------_-___._per xrcm'> 125 00 n,lainearid Implementation Services._-__-_____'___-_seepage o n^wslion fees metiitand/or o^ao_- per/,e~S 15 . .. CONTROLLED DISBURSEMENT SERVICE Origination Sem"- -_ - ' „ ' per m*=t^ 150 00 The Controlled Disbursement service provides early-morning dollar ' '-_ -_- per account x 150 00 totals wchecks presented for payment at he disbursing bank Dsly ~ansacoon..-_-- -- -' _-_' -__-.eamv w Presentments funded from your Union Bank accounts.The service Addendum provides maximijmcontroj over daily disbursements and elatet Addenda 14000... ___eam« JO the uncertaintyof whenchecks will bepreserrted for payment. Addenda 1,001-5.000. - - -_--_____wa« 05 Addenda 5001. .eachx 04 mo.m�mwmw*�°_ _� o�oo Balancing.. . «=$ w ------'-- vm/Account Validation�- ry*wsacmw$ w/ Account, .^�m� nuoo Transmissions(Maximum omRef monm/ -eachx 20o03*z°~* _ each o�mo Transmission ma» m� 4�om�-_ _' _' - - _ -_ -- -_- each ----------' --'-- - -' *vAcxmm _ mm� m� Custom "--�°w*(Minimum$150) - --- wv�m5 /moo _ Research -- - wn�*o 50.00 10, each am ��o��o^uv**�- - � ' _ - - ---- x FREE Return-File... -''--------- per 5 2.00- -' —' - --- -- Return-Transmission(M*imurn$220 mth5 moo Account _- 5 FREE Statements- __ ---_-___-___--___� FREE '-'`` -' -' Setup_ per account 5 /mon mmowms Truncated Items/' __-__-each$ 5 Transactions Rena ummo00__________-___-each$ w Transactions/'^-__'--_'_-___--______each$ 5.00 Traraxtions 5. Items mou^-----------'----'--„each« « Check ----__-'per check 5 5000 Electronic-------------'--'-_____each x m Check Processing Rejects)n‘._ . per ite*S 75 ^=encki= xm**wvem, Per check$ woo Pape`-----------------'--'-__-each 5 u C=w/mag"W.ues Electronic_'___.___________-___-each$ 07 WO Checks Transmissions ��x 20.00- � ' � v mo File Remake 'each$ 25.00 Monthly Mairitenaxe- .per account Image on kem*nd Custom hour 5nuno Web Inlay ler checks.oePcmsflt*and oeOoitee/items fax Retratonitw'____-_____--'__--____'-each, 5.00 Monthly Maintenance ....5 500 m`,am(Mairrumnm- -_-'___-'_-_-_--_-per hour$ 50,00 Per-Image F ee Training and Implementation Seni.rs_______'-_'_-_'see page 8 Images o'mo_ $ FREE Images 101'--.----------------'--'Per image» 0.25 INFORMATION REPORTING SERVICE faxed Non-oedi/m*s.' ..per'tern 5 «»» �n - . ._--,°m/ �000 ------------- - -� Our Information Reporting service IS designesito assistyou in the _ ,---per image$ co management,/cash u'p,n.m/"na/o,mmmno"a;��wposted n,��----------�� 3500mo��s��"n��^"a=�',m��—ned mother fees supersede Arrtyned Checking Account nrid Account Rrcc,clerneirtinstitutions,Consolidated reports provide details of transaction per,»*Charges. activity across all bank accounts,enabling you to monitor your Activity Notification Using wformeticm overall cash position. 'A clditional fees may apply.Neese see tnlormat;on Reporting Service. Previous o^��pm/m�*"��w*mpk�__�--_-__'__�_-_`�va�o Day 1riciom:m*tiv.Pay transactions~Summ,y/mwxControlled oa*ne,enrposted mmmvw=arra°mrning^om.^uand°e,m,ronal data m*org^transactions ELECTRONIC DATA INTERCHANGE Balance x=m=wnmal/Reports Vtit (EDI) SERVICES v~^ueie3usDollar and a,vwnCurrency Accounts) First Account -_ _per month 5 90n0 eo/`^,,.'o`inc/"oew/mpat.vnavox,o.m,avau*^u.co/ , _...Additional Accounts -'__ -_____w,w 80o0 Origination provides the ability mcollect and disburse funds with *arnm»on - _ -- __- -Per item"vpaa% .15 associated payment information.Funds can m,disbursed b'^cH Consolidation Account., _' -__- nmmonth jva00 mmeck.EDI Receipt provides access to electronc payments Automated Report of Deposit with,emit/ano.nfor"mmwinelectronic"'paper format.x* ^'*onm-_-_- _- - - .per account« ouou offer a variety I formats,.such as 920-Payment, nw^xmwm^w_ per deposit reported 20 o24-Acknowledgment Detail,9v/-*m"n°/,uom,"t Summary, Consolidated Receivables Report-- - -' *,mo"m« 50 00 oxz-l~ckoox,and zs-Account Analysis. ooReceipt Report___' _ _-- ---_'-w,"*nthv moo Entry . perCollection Details - ' - p,mo"w$ /n000 o=eoon Charge_ Per detail item S 15 Sweep Account Report._ , ' ..........per month$ /0 GO I 1 Intra•DayRepotting 141101 Ciliated-Union Bah Fe. ______each' !0.00 fn ides Ccresoled Disbursement tmrxactrns in Sumer//Dead crd Fkbt Adjraanenfs +AT101 Ref-tided-Forage Brake_ each$ 5.00 Coas.BdatedSruaaarylOsatadRepons _ __- __ ' MI101Repaired-Unto &re Fee_ -each% 35.00 ndudq U.S.Dona and Faeroe Cune ry Accounts) An01 Repaired-Foreign Bari fa each f S 00 Fust Accor•t _ pet month$ 75.00 Additional A¢aunb each$ 65.00 Yard fere*ha-turd,rove fees n oidtirn to the fees tstedatom. Transaction Charge-__ ___- per item reported% .20 Consolidated Payables Reran pet froth$ 50.00 INVESTMENT SERVICES Wholesale iodises Detail Reports - _ rvst AccanL._ per nth$ 65-00 Investments available through Unionfianc investment Services 11C Adak:sat Amuses - each$ 45130 (UBIS),a registered broker-dealer,investment advisor,mamba Transaction Chap -per decusdS 20 FINRA/SIPC,and subsidiary of Union Bank,N.A.: PoolNgRp.rt Senip - --__-_ $150.00 Are NOT Insured by the F DK or by any other federal go.enmeet age cy Mouldy Maintenance _ .per account$ 5000 •An NOT Dad deposits Returned rp OMie hed Mt.LaeEarly Wanting Report_____per month$ 20.00 •Are NOT practised by the Suitor any Baal Anila!! Data Exchange-Outgoing Balance Reporting •MAY lose vales Domestic Monthly Mrinfananp _.-_____.per account f 120.00 Domestic TransactleeBerge _ - per item reported$ .25 SWIFT940Med*Makdsaece_______.._-_._______.per octant f 120.00 LOCKBOX SERVICES SWIFT942 MorMHyIbleteard________._.___.- __..per account S 100.00 lockbox services provide the ability to speed collections,streamline VIerlwag2ofE]udta0e/uilSGgugblt00sys remittance processing,and improveoveaudittrails.Youcanviewimages Igo 51-5O .each f .b Images 1-20_-_______________.era S FREE of checks and correspondence online,providing convenience and Imago 51t. _.__.� _. _.__.______SI*.. _cads$ .25 potential savings for your business. Trac lsr♦an.__ _. _._____ .each$ 10.00 ..pa item% .18 Wholesale Lockbox Research/RarsdRmg(lt[nnmrm fStlV.........-__________....4 a hour f 50.00 Wholesale Lockbox service automates the collection and reporting Craton PeograndegUNne a re fp0) _._ _per has s 130.00 of low-volume/high-dollar payments by mail.Remittance processing Training end heplasemtafmmSardine _seepage 8 is performed according to customized instructions.Checks are deposited directly to the checking account for same-day ledger INTERNATIONAL REQUEST FOR credit.The service provides several options,including specialized TRANSFER SERVICE processing,reporting,data entry,and data transmissions. Initiate transfer requests for your accounts overseas through Web Pa. 00th Union Bank's Online Business Center.Using our Wire and Internal --- ---pa box 160.00 160.00 160.00 Transfer application,send transfer instructions to your foreign bank Image Drawl . and conveniently repatriate funds,make local and/or third-party frhorithly -"------_.paboaf 100.00 N/A N/A payments,or concentrate funds from multiple accounts. (tens Processed_____-___.____-__..__eads$ .38 .48 48 Setup Fees-.Ons-TlmeOnly w,447-01_-______.._.-_--Peiirnagst3 03 N/A N/A Setup(Existing Partner eai)-____-_____.__-___S 50.00CediImes(Bhckevirete)__.^._._.__...eachf OS N/A N/A Setup(Nen Partner Bank)-_-_--------_--_S 500.00 Docutnentlmap(Black/NRsW__,_-_______eadsf JO N/A N/A Maintenance Fee Document raga(Color)-.____.._._-_._each$ 12 N/A N/A monthlyMaintawrce__ _..----._____.__._ __._.,_.___.._..__w___.. .._-f 25.00 Earrptioaddsioring_.___.____.--__.__..__pa?Semi I.00 N/A N/A Image Traamisslar__._-..____.__.___..-.per image S 03 WA N/A Payment Fees Local Currency-Payment___.___.__-.______.__..__w___each f 150 Rejects/Correspondence-._.._..-_-..-_--_pa item$ 1S 50 50 Cross Border Currency-Parent r - _.each S 1000 F gel s-----___._.___.-Y per cagy$i WA 144 N/A lour Currency-TraemissionFile.-__ per rife f 1.50 Copy Request- C.oss Bander Currency-hanvnfssias file-_- . .__... .,..per fief 1000 Costume Sen .Associate______ _.._..pa item S I 1IS0 8.50 1150 Goss&order Currency-SCORE f. _ _.__. .___,._---__.._.___.,..par file$ 1000 Reassociate Imoks/Cop3n-_..-_.__.._..._..._-Per item$ WA IS tl/A Per File frig Transmission) per NUS !000 Per file ISCORE)-_____. -_._.-_._.._......._ _._..__.._ _._.per file$ 10.00 map System Repots'----_.._....,___..per note f N/11 50.00 N/A Custom System Repots__.___....___.___._..-.per montes$ !VA 200.00 N/A Returns/Refects/Repalte SpeaalStapiing______.._.._..__.._..__..._peitemf WA 06 N/A !A 1101 Retroed-Union Bank fee_____.-__.._..__...._________.....each s 5000 Add?Jain Mating per month$ N/A 50.00 NIA Sl l OI Relurr+ed_Foreign Bart Fee_._____._. ...__._.__-__ _ each S 5.00 sNil.1 Hand... ____.____ months N/A 100.00 11rA 14 15 . . Forwardtng Address Notification' - ' _ cost'20m Bank account for same-day ledger credit.Specialized options,such Account Maintenance as custom reports,data oannnum"�check-only payments with First Account/Depose Group _' ' _ _ -__ ^ fREE copies,arid other popular service optionare available. Accounts 2-10x»vou'Grm*- __ - each$ 15 00 New(Mont Setup_ -- per m*5xmno AccountsIt-25/oww4ow�_ - each 2000 wmxuvm^�wp�__ _ - -_. -_ vmm"� /n� ^o�" m�mx�^m**_'- -�--_ .u�^ �=��n�" Account Maintenance -- *�w�*mam�o�"e__' - - --- �__'' 1� u~"eint0One*muntPer Deposit Group 5 FREE Payee ��vmwumw"'owww� $ *m��0�m __ - -$ /ms Image Delivery Payees 11-m....... ....................... - ' ----- per tem$ 08Image Delivery 5160.00 -w'item^ n --- -------'-- - ' �w per image 1 .03 Payeesu^-- °,�� CD Produced.. each x uoopostmmnmntm- - m* Check Image mtx*»hitm ��o 05 nm��t=n*��ire)'_______--'_- each« 05 SortingImage � nansmiss ion.._-_ �----- each S 03om*mv(2 - ---p^�mx m Processari per item x 22 Items 5,000�� -- -��m1 .265 m��S"t-_ _ -w'�mx » ��2um��. -_per item v 24 z Reporting Options o." 40.00/^ /um' o5 mm��,_- _ _ _ -"=��'m�x 02 Check-Only -��--��r check o Data _ n*~��vo«m0 l�*wm��h�� - -ow�m' i3 Data» - =itemx me Payout/inflation(Simple Names) Deposit Notlflcatioa up*5Payees Only _ ..per�m$ 50 _pv=�'h 1 12500 '--' '--- ------- '--- �m�m�u_____--_'--______-_pn=�momuuo - � With -____vm��$ 175 00 �R��'-rns--'--'- -en S ~' Out-of-State, . ��u��5 30.00Repair_ _.per Item Options ��^� .02 Returned Items _____per call 5o0 --_- xwv��m�m�nwwCoupon ' y/Image- per copy 5 .1377 Copy/Image-- per item S 1377 �wm"_____ _-_n��w 5 65.00 Postal Boa Rentak.--� ��o� _---��5 55.00 Manuel ��—cost 20 Stamping Invoke pm�mv .10 ~ eporting Options Written ______pm�m» u --' u� x 02 Date �n�$ m Summary x FREE Slop`~- month ------ Custom --------~--~=**$mom0 ' — -«''o*"� »� omar,�x�u�u - '-nwth Iumoo Payment ,se'sal - -per item v mm Magnetic Media.... per month$oo.uo Balance mmicum*Check_-__-_---_.------v°item» OS n*vnan`mioionwedia _ per item$ 005 s Open Envelope by Hand---- — peten$ 20 Additional - ' - mm8 25.00F°,"mm~vmaysino. _...„per item$ 8.50 u,�m��^� •��m��"��N��` per month 5 /000 per envelope$ um Out-of-State -mdolmna/per month 1 mov Telephone Inquiry ___-.pet call$ moo Additmrtal Sin^"oMioes Unidentifiable ______pv^em 5 am Multiple Daily Deposits.___-________-'per month« 55.00 .Per Pale$ 7 0 mop List-_--_-__--__-__-___'_--per month 5 /muo Custom Program/WI(Minimum 51301.... hour$ momo _---__---___-' ' _----- p*Remv 005 Special Handing(Minimum 5mo_-__'___-__ per hour 5 50 00 Payment Reversal. ___'___-_'______--per item$ 10.00 ___per batch 8 /o Foreign Item itemi 1m Incoming cwo^°d/m*mwMed_-________per envelope x 5 00 xmmbrialtees trey ope+neo*see FQc"pa*w"ge cervices. Training sod Implementation ServIcw_'- - _ - -see page x Cash Item._'--_ - - - -' __-_ _-Pei eveloPe$ vm Telephone Inquiry- ' .per 113 GO vvhm/"mmULu*kbox u^ - ------------ /oo �--�--�—� --' '' --n'��v vvholet ad l.u*bo"wwice eumm*es the COIICCtiOI and reporting Qi Additional Maaot_._ -per moth 8 50 00 ^.g°'.mw"e/mudewte-dmm/payments by mail.Optical Character m*pngl«=mng._- ' per month v *ouo Recognition(OCR)scanlirres containing rerrnsther Occount number and Custom --_-Per howt 130o0 payment due are read from the remittance coupons,compared to the Spm* - v=m*$ SO 00 actual payment amounts.and transmitted toyou.Select from awide Copy x*pm++wm~rS=<,Associate. _'_ _-n,item$ 11 50 range of processing optioiittOcustOririta processing instructions, vmmittanaoesignuwuepu*oistribuoon- __ '--'wvmonm$6000 °r°images u/checks and scanned documents,and make onlinincoming u,»fiedvpres`Mail, -'---- ' - -*,vnvelop*v am a""m*°o,mpayments.Checks ate deposited directly,nyour Union Training and Implemwrtananm,**v__-_ -� - _«zpa*o /6 n ONLINE BANKING SERVICES wuri., each$ 1000 -- virtval cud Payments-.„. „ .. _.. ..... ... _____each$ 25 Online Business Center Adel/thevgaiDelite a Use ID Set Up or Remove Customer Account„. , Per account$ 11500 Seit-Sep.ace , . „ „.each$ FREE Other Print Quips Bank .... . . .. . each$ 500 invoice Printing items 1-9,999._ each S 40 „ Items 10,000-49999 .each!, Is ONLINE SERVICES® unlonbank.com Items 50,000-99999 , .... --each$ 30 Items 100.000*. - .. „each$ 25 Access many products and services online through the Online Oversized Marling. .each 1 1 75 Bu siness Center.Conducting your transactions online can help provide Payrol VaAnt of 1099,W2,10425 Forms convenience,cost savings,and efficiencies for your business.With a Items 1-20.000. . - . .each 1 44 single sign-on through one point of entry,you can collect or disburse Ilene 20.001... .. .. -.each$ 10 funds;obtain account information;view paid checks,deposit tickets, Mail Advices 3r,d statements;initiate wire transfers,and more items 1-1000._ .each S 15 Items 1.0017,500 , .each$ 14 These services are now available online(see pages below)1 Items 2.501-5,000. .each 5 13 'terns 5001-10.000,— .each$ II •Account Opening_ _1 •Online Statensents. -1 Items 10,001* ...eads$ 10 •Account Transfers •ACH_____________ _9-11 •Remote Deposit.. CO 22 ITRISiOil Inserts(04 Custom)with Check. .each$ 13 •Convnercial Deposit SuPPies- 2 '5°P PrOnerls• .8 Conwrsion Inserts(Customer Doc)with.Check ....eachS 06 •Deposited hens%Returned___-_,..3-4 •Tax F'ayment wilh Install%•.......„-.23 Conversion inserts(Cho Custom/Exclusive Mailing.Postage Extra.........each$ .13 •Electronic Receivables_______._...9 •Trade Services ,,25-27 Conversion Inset tS(Customer 0 oc)Exclusive Mailing.Postage Extra-.each 1 06 •Image on Oemand.,______.1,12,21 •Wire Transfers_ ..23-24 Overnight Handling Charges nuns 1-50 . .each S 270 ,Infamation Reporting_____.._014 Items 51-500 each 5 5.40 •lockbox__ 15-17 Items 501... consult account manager Overnight Mai-- cost INTEGRATED PAYABLES SERVICES Postage_ .cost __________—. _ Training and Implementation Services.. .see page 8 Outsourcing your payment processing allows you to streamline operations and reduce the cost and security risks associated with PAYROLL SERVICES account payables-related payments. Monthly Maintenance_ -per account$ 10000 Our Payroll services automate the payroll process.Data may be input Payroll Me Montt*litaIntesence_. .per site 5 300.00 by telephone,transmitted forms,or personal Computer.The services ACK thick Mr's.Deatment Prink Vf.erd.Convert Pape to Electaorric, are offered through third-party vendors and are distinguished by Online Payroll Access,Payroll 1099,Payroll WI,Pryro1110425 the use of official checks for employee disbursements-eliminating consult account manager customer expenses associated with a separate payroll account. Checks Official Bank Chad Domestic Canada Monthly Maintenmce $ 13500 Check Printing Checks Checks Overflow itrims 1-9,999. .each S 40 60 II rf payroO vendor fees are paid by the Bank and applied to Account Analysis,a Items 10000-49999._ ....each 1 35 53 09 markup of 35%will be added. Items 50,000-99999....,_._..„........„...each 5. 30 48 08 For Direct Deposit see ACH Origination Services, Items 1000W' . ....each S 25 42 07 — Training and Implementation SPVICIS..., .....-..-. . see page 8 Check Reprinting...___ . e ads 5 400 Manual Check Pull Items 1.400----...-- ,.- . .each 5 2.75 POSITIVE PAY SERVICES items I01•........-. ... each 5 250 . _ . ... ..._ . . C.Iledr Ex iia U.,go or Signature . .ach$ 350.00 Positive Pay services provide early fraud detection and prevention by ACH and Plow to Electronic assisting in the review of suspicious or unauthorized checks before ACH Canwited Check..„... .. . ... each 5 16 they are paid.Two plans are ollered to meet your disbursement ACH Converted Check Overtiow Page„„ . each 5 08 needs.Positive Pay with Account Reconcilement and Reverse AcH Reformatted Transaction and Canada Ef r Positive Pay-with Account Reconcilement, Peals 1-9,999.....„_ each 5 20 Items 10.000-49949___........ ................. . . ... each$ It J Pot Pay I Reverse Pos.Pay Items 50,000-99999 . . ....c ach 5 14 Monthly Maintenance.. . .. . . per account$ I FREE FREE IPtrns10.0000•....... _...... each$ 13 ACH Owi flaw Addenda Cane... per page$ 007 Payeo Nam*Validation. . .. ,.each 5 035 I8 19 Activity NotitketleeUtley IelcvmatloeRepot-Hai Saevice' inforer:eeiReportingOptions ..acki,bcpcoetts may aptly Nose we Information 4epon nq Service Database Entailment..._._...... Per report 1 250.00 Handling' OalySumsrnaryRemits ___ per report S 50.00 Fay Marled Ra Returned__ _-______.._..__.each f 12.50 Exceptions ItemsRef 15.00 Softie Handling__._._____ _-...... ..... account._per accoPer day f 2500 (recto*Credits_._ f 250 Paid No issue Exceptions Exceptions 1-24_..»._________.._-_.____._.._.____. .__._....__._.._...._S FREE RECONCILEMENT SERVICES Eec ,tions 25•_.__..._.____ each 25 Additiaal lees may apply.mese see Re[oncikrrent Servicrs Our Account Reconcilement services provide better control and Holiday SchdoWrg________ __ _._..._._.._..__..»,».__...__.._,___._pee day f 2500 increased productivity over manual reconcilement of bank statements. ?dohD� The service has three options:Full Account Reconcilement,Partial leery- Poi Pay ReversePos.Pay Account Reconcilement,and Deposit Reconcilement. Exception Reported-______-----------each f 1.25 20 View Exceptions hens__-______.,__..-__._.,each S 50 S0 Full Account Reconcilement:Reports and-reconciles check activity and requires check issue input from the customer. View Duplicate tents..._.__-.-.__..___.......-__...eachf FREE FREE View H' I _ ..each$ 50 56 Partial Account Reconcilement:Reports check activity and requiresY no additional input from the customer. upload...._... ..each f ' .18 NA Manual Issue-.-__--____.._-__—...each 5 25 N/A Deposit Reconcilement:Reports deposit activity by deposit location and type- All standard reconcilement reports will be provided or no additional charge. Full Facial Cyt. Basle Positive Pay May Maintenexs___._._._.._......._ .___._...pee bats 11003 65.00 6000 Without Account Reconcilement Deposit Re cocilennet............__._.._._ __per deposit f WA N/A IS Issue hspte Per Paid Check Transrniss;oro..___.__._._.. __..._..._.___...._._.each f 1000 N/A N/A Items 1.150_ ..each$ .04 (M'nirrlm 525)___......._.____._._...__.._..-...pee issue f .065 WA WA Items 151.500.______.__.._______._..___..__._.___.___...»_...__,_,..each S .06 MKR Copy(with POO Mainterwte)_..__.per issue f 2.00 WA WA Items 501+_._ __ _ _._ __._..____.__»____.__.__.._. _each$ .20 Issue peitem$ 12.50 Input—Additional Dab.._._.._.__. .pee issue$ it N/A WA Wei Misery- Rejected issue Re Entry..,__.__.._...__.__pa issue S .6 N/A N/A Exceptions Reported____—___._.._._._..___.__...._...__............-_._-.._each 5 1.25 File Maintenance--.___-_,.-.....__-_...Per transaction$- 15 WA N/A View Exceptions items.,._ _ ._...__._....._.._....._.._...._......._._»_.each f 50 Record Maintenance.____.__......._..__»,___pa issue f 1.50 WA WA View Duplicate Items.___.. . each$ FREE ._...pa range f 25.00 WA WA View History image. ._____ ____..._....._..._...___........-_....._..,each S .50 Checle PM Pts Month with Duration View Dupkate tfntory knage___ .__.___._...._.._......_..____._- each S FREE PPW Upload- Checks 1-5,000.._.___.__..........__._.___..._..._.._each f 12 14 WA Items 1-250 _ . .._.___ ...._......._..__...._._......._..........__.S FREE Checes5,Ot71*..__..__.....___._...._...__........-........_each 5 095 12 WA Iters 251-500-__....._..._.___.__._____._.__.__......_..___._....._._..__._.....each S .30 'Addit/onol lees may apply.Please see Basic.Accorart Services Items 501-750.___._._.___..___.______.._..__.___._.._..._..-_-.....__.,each 5 45 Items 7S1•.»_....___._-__._.___.__....____._._......___.____...._....___..._.each S 60 Reconcilement Services—Optional Features PPW Manual Issue- ltemsl-250_.....___...____...____..___...._.__....._..._._...... $ FREE OnlineRepottfni Items 251-500._ __..-.-.._.._.. _....................____._..._._..___.__.-_.eachS 30 PDF Reports__ Items 501-750.____.__..,._.__....,_...____....._..,___-._.... each S ,45 (Addition l fee may apply(u Optional Reports) Items151•... _ _....__._._..._.___...__.each 5 60 C5V Format Reports Trelning and lnplententatlon Services__.. ..___.__._,....._.____.,..._...>_...._see pagt a Per Month.. .._.._,__..._._...._. _...._....__...._._.._.._,_._..._._..____..per account f 20.00 Reports Downloaded PROPERTY TAX PAYMENTS VIA 040000 iten__._.. each$ 015 ELECTRONIC FUNDS TRANSFER SERVICES copy/Ima10.ee,nems_.__ -,_..each 1 .008 go Servkes AC}I Dealt Web bluing/Copy of Checks 1Aueth),Mairtenanct per-account S FREE 5 75000 image onDement !aonthly Maintenance 1 100.00 ''1'eb Imagt Inp,ey Ip checks deposit 51ips,and deposited flans rauchtoneTransaction-Fee........... .._. _ . . .5 1500 Monthly Maintenance_ _....... fax Mailed Receipts..._,....___ .5 15.00 f 500 PH-rWge Fee Output Options—CCD•TXPFarmat Images0 100.__.__.. _._._, f FREE Consuldaro of Debits and Crediits_.. . S FREE Images 101 .............. _.. ..., __.__pet image$ 25 Data iransrnission_ ._ each 5 5500 CD_ ,_„__... . .each S 30.00 Check Cuptue .. _. pa item f 05 20 21 CD Reproduction(>45 Days Foriowing Original Pioduction).. „, _per(D$ L)0 00 SWEEP SERVICE Tr ansruission 01000- . .... . each$ 12 50 per.tem$ 025 The Sweep service can make your daily treasury management more Stale Oaie Teeter,(includes Reports) efficient and less time consuming.End-of-day collected balances are Monthly mantena(e S 000 used to determine daily investment/loan transaction amounts so that Stale Date Listing(Minimum PS). per Jerrif 006 yOu do not have to estimate your end-of.day excess cash position. Delivery P3pei Report Printirtif and 5 heiPiol per package g 1500 Special Handing ,additional per ria<baga$ 5.00 Snapshat Reconcilement(Does Not include Statement Charge)----..eadi$ 2500 TAX PAYMENT WITH INSTATAX'SERVICE Additional Cutoff(Dernand)-Does Not Victude Statement Charge—.each$ 50.00 _. .. _ ._..._ Returned Items- _each 5 10.00 Our InstaTax service provides for the deposit of business taxes Stop Prpretets.._ .. each% 15.00 electronically online or by touchtone telephone.Experience speed, Stop Payment Renewal. .each S 9 00 convenience,and reliability,since the Instatax service eliminates the Optional Reports Outstanding Onlyper report need for check writing,mailing,and coupon completion. . - $ 1000 Paid No Issue_ per report$ 1000 Wela I Touchtone Cancel Check_ per rer.ort S 750 elbli...., ......Per access code$ ISA) 1500 Additioral Copies_ - per report$ k).00 Moirthly Maintenance Per access code$ 5.00 15.00 Other(Non-Standard)-. per report% 10.00 ion Clerkal Senkes(Misimum SSC, per hour$ 5000 TransactProasabig Custom Report s/ProvarimIng_... ... ...._ ._. ... . per hour$ 13000 Payments.Canceltatiores aid Deletions...._.........................each S LSO 5.00 Training and Implementation Senicee see page 8 Payment Reversal.. .. ..each$ 1000 1200 Receipts/Statements REMOTE DEPOSIT SERVICES fax Receipt-- -. -. . . . ...eachli 100 ____ . .._ .__ _. ...__ .. . ..... Mail Receipt— —.each$ 500 Our Remote Deposit services automate check deposits,increase funds Monthly Statement' Ouarterh Statement....................,,.. _each 5 15 GO availability,and improve efficiencies,No matter where your operations Trailing and Implementation Services. ...see page 8 are or how many locations you have,you can electronically scan and deposit all of your checks directly into your account at Union Sank. Web Software Delivery WIRE TRANSFER SERVICES Customers can use our Web-based software and certified scanner to submit . Our Wire Transfer services provide flexible features for securely E'R•osits,See your clePosit manager for current scorner options arid pricing. initiating wires and receiving notification of wire activity. Setup(One Time)................... ..................... .. ..,. .. . .. ...$200.00 Incoming Wks Trans!ars Monthly Maintenance .CreT wife 5 10.00 Additional Accounts(Maximum 540( ,_ . . .. - -.each$ 75.00 international(150 and Foreign).__„.....____ ..__per wife$ 11.00 ....per wke 1 1/.00 Tr anuction feet-Transit_ . .. . .each$ 10 International(USD and Foreign)with Repair.„.,...„„.._,...„ __per wire$ 13.00 Deposit Submitted.. each$ 1.00 Branch/ Direct Cust. Image Cash Letter/Direct Send Delivery Wei Access Sere ke Customers con submit deposits using on industry standard nage deposit file. Monthly Maintenance ...-$ 50.00 OVA WA Setup(Oat Time)- .$250.00 Domestk Wires-Outgoing(Each) Morrthty Maintenance 5 125.0C Wr es NCO„ , . ...$ 9 50 ti/A NiA first Account_ i 21/A I Nis Additional Accoortts„.... . ....... ................. .. .... . .. .„.. each$ 10 00 Wires 101. ., ,.....„.$ 7 50 Transaction Feee______..._ ..„ ...... . .. ...... ..... .„.....each g 06 Repetitive_........„.„.. ... „ .,..,,. .......„, S, N/A 20.00 1 15.00 File Transmitted(Maximum S24) each 1 2000. i.ion.Repetrtrre.... .S WA 25.00 (FTR$(Tar Payment/.„ S 330 1200 I 7500 Vendor Delivery stfr,r5 cOn•Sb61ruf idetnilfS via payrrert-piry,:essoq,ersdci vng an,ndustry roodord,nocie deansd.14. Setup(One Time)- ...i 150 00 Marithh,Maintenance Cut Accourrl„.. . 5 125.00 A 6ditional Accounts. each$ 4000 Transaction Fen each$ 06 Deposit Submitted Oiclarenum 5100) . van 1 SOO 22 23 1 Br anc tx/ TRADE SERVICES I Direct Cost. Web Access Service Our comprehensive trade services provide importers and exporters I rdernaticral Wires (UM with the ability to handle most transactions from beginning to end, Peoretive 0.50). - .$ 15-00 40.00 15130 eliminating the need for documents to be processed through third- Repetitive(Tcreiv)_--- . 5 15.00 351:0 65 00 party banks. Non...Repetitive(USO)...- . S 16.00 40.00 7500 Non-Repetitive(Foreign).-- , ,$ 16.00 35.00 65 00 COLLECTIONS-INCOMING AND OUTGOING DravidamyReserse Wire(Each) fhirci-Party Drawdoum Recuest Documentary (with Outgoing.Weet„..........„„.......-............--.. $ N/A 1600 tVA .$ 110.00 Domestic Outgoing Drandown Usanc e(Time).- . -5 125.00 (kx oriels Wad._ ... ... -......-............... 5 830 1000 3000 Direct Collection-Web-Initiated_ r ---.--'•-•-.'''.$ 75.00 Wire Template Keehn= Direct(affection- . ----....5 90.00 (Add Modify.or Delete)emplak)--per acunence$ 510 N/A N/A Clean Coilertfons 8500 W pm template% 50 N/A Other Collection Services ire Template Storage. . N/A Amend Instructions- 'Additional eSsfresperelent fees may apply.Please see Foreign Exchange Services. Partial Payments_. . . .5 75.00 Tr anunisslon(Cf Format(1.1orthly).. -.$220.00 Dishonored - ._ ..... __cost i-$ 7500 Maintenance-Items Unpaid from Due Date per month S 65.00 OirtgoiN EDI Fonnat Domestic Intl Wires I-100..•• . each S 8.50 8.50 EXPORT LETTERS OF CREDIT Charges to Sender--Perin-Fur each 5 45.00 Advice 'Addition&lees apply far Pery-tn-Full vines generated outside of Web Wdes. Original Win Exception Repair each S 0.00 Union flank Client-Web-Initiated $100 00 Union Lusk Client InvestIptIons ,Domestic Intl Add Confirmation. -by arrangement minimum 5250.00 each$ 50.00 50.00 Armament Otipeeteles/ptme.5 (5.00 5.00 Advice d Arnendment-Web-IniNted... -5 75.00 Advice of Amendment. -.$ 90.00 Payments by Cash or Cheek _each 5 10.00 Examination/Payment Standing instructions Expat Letter of Credit.„. 1/8%per set of documents.minimum$ 15000 Domestic.„. . . . ............. each 5 10 00 Reimbursement with Another Bank...._._______.by arrangement minimum 5 150.00 International(US 0 and foreign).. . Government Credit-. .„_.._._.....„..„.....____by arrangement.minimum 5 35000 Documents Sent Unexamined._ ....pm set of documents$ 135.00 Wire Notification _ Fan Mail Phone Payment on Reserve.. . hy arrangement minimum 5 125.00 IncorningiOutgoing.__..,.........„..............______per wire$ 8.00 15 00 2100 Acceptance- - ----2%p.a./draft.minimum 5 150.00 -Per month 5 4500 ______ _____. _ . . _or as arranged Security Toarra__..... FREE Discount Interest by arrangement.minimum 5 10000 Prepayment Penalty II Paid Before Maturity $ 100 00 Branch/ Deterred Payment. ..„....2%pa/draft,minimum$ 15000 Touch- Direct Cost. Discrepancy , .per set of documents 5 80 00 Internal Bank Transfers Web tone Access Service Re-Exarnination and Pre-Enamination Fee. .„......_.per set of documents$ 7500 Book Transfer. per transfer S 5.00 N/A 310 0.00 Expired Unutilized.or Cancelled_ Account Transfer............._.........per transfer 5 _ 2.50 500 8.00 ',OW Transfer letter of Credh.....„...„______ ......by arrangement minimum% 250 00 Direction to Pay Proceeds_ . .nunimum 5 25000 f orelp Currenry Demand Account(ECDA)' 1 Incoming il Outgoing *ie Tfansler Plyn'AVit. -pecwee$ 12.00 -1 10 30 IMPORT LETTERS OF CREDIT 'Neb'elve fransfer. .pm-v.ire 5 NiA 17 30 I 'ffierna1 Bali Transfer___ eacry$ WA 1 15X Issuance Fan Confirmation.. each 5 15 00 ) 15 CO .-r-rIport.letter of°edit-Web-Initiated. . .1/8%per quarter,minimum 5 125.00 ... • • • • A ,101 cottesponelent fees.,nay Opply.PteaSe See Fcveign f charlqe Sen,ces. import Letter of Ciedd_ 1/814 per quarter,rrenimum 5 150.00 Government Letter el Credit„ by arrangement TralnIne and Implementation Services- see page 8 Amendment Cr har InfernedeorY 8,14 fees'Tiny notify.See yow All A brxrt Cutest ACSCunIS& Increase Amount c•Enter:son-Web.inqiated ne5 and Global ite,ssmry 94nagerment Ser-ices Disoicsure and AJirnerrnnt . .. 1/814 per quarter.minimum 3 100.00 ..1',nn,r.s.-Saster funds Transfer Agreement increase Amount or.g.,1ens,on . yripeo*IN ter.=mum 5 150.00 24 25 rWratraerOtter-Yldeli_Atad^ __ . ___ i 100ca CrRdrlOrrdi — -_.. .—.__......_..3 4SCO wage _...---_..--f 150.00 kelp Cameo ------- .3 Eix famstollseammil hwsafartdWADE A yStpraul-Mallei hmarttow alC —. V*p id DiOxuaripai.ovemais I !3500 +mwdeltrspaMr$ 4500 Gamma*Lew dCredit_ —Acceoluore -Z,Ii&IIdralteinlews, 150A0 S/dalIte p--fates MIL—by rnrpry�watmama I ill 00 as NampaCamilalioif4OCADelvhDram 0410-141slevow$1501._ _NsDelrr1ISCGe Irtpeopotfaulty 4Pail seketMow"--- ----:100.00 Craig' rlst _by rnagrvert'slime f CO CO atmlrtkknd byarae l esit.arrllelats110000 Timel< _ s 1500 Deland Pipes/ Ili.aIdiLwentt 15000 TridelmoInlnrwl pn► -_—Senors 1100 %gels AlwNtr Carp Mlara-wlwwrlMad dmapi INTI pr perry.�w.rw f Mae) al� ----- 'kil mama Ylrpsids WON Com a1W -_liAilOW'aWM Nara S 10000 pet sat allatarrrthf MC pm set dika rales:10000 fiiudtmAissLwtwirl $ 11500 Tooke Warrd Cr --..trf aramemol.faitkern$25000 Okada to hi ki i STAMMMY LrTTa1Rs OP Caitiff Imams p5rimoire lia4OWIvAeielli 6000 lwti his wept _ per amid prtrd1 15000 Aft a esr Erwtks __._2%pa.sl ime$50000 frame R Krra7M f 10100 Maks f 15000 AMYrihe-Pawirret f IMO Addtal byrrrgrrteLlrms+f 15000 IssolaalkiMpuil StalrdipWier d CIu YaMpar&isnisltrwwt � DM ferua Dred PE ?grald IWO k _.teeuenietlrrf 2000 BOA UoatApli.agscilwd. ----- Ordbd bet MN!stem----- pr*Ai f 15000 Tram&lade alOWN_ be araapenot.sorrrllf MOM arwlrlalip ll.nal� — f 250.00 _ °THIN TRACH salvias Doesslkhrn/a---_ ___ - ----1 600 lsdtluW(ae1Ma1 Mil - -._..—.._—__ .—12'5.00 Costa 11000 Nu,driflpnp*Acre sra_._ — --..-,_ .. -- - -----. f 60001 +000 Scart'jrrptsA_ - _—_.__. . . .. ___ Wise' f C 00 OanRst�[ 'ye Fees assort./oftruerkras»rAseydddonlr IM etureau*arrrcert SWNT as Tda .pie la aCcuuvnws liassactvn Owwe rot wetted nee tee Ow te Alter}tcrt11pap}-- -- - -. ..- .. f ?50o &ages Our Sant nser"int0*rdC+rMkrwires rotrmeted bydm4r tam III/est.._._ -.-_ - ---.--.--. _ ..f 15500 avdrk and ea WRY any*crows y ameetbreets as at Mt[OMegr rectum Parsed AW racing frttljKt so troop wrtrraul nptr[e,gems as ashen,ss Fednrer 04114 .. _ .. _ _ _ . . .- S n eo pr carded by applicable lit 26 27 Ii UnionBank. unionbank.corn mottiber 20N: BIrk N A AU ,ner FDIC EXHIBIT "B" WORKERS' COMPENSATION INSURANCE CERTIFICATION TO PERFORM GOVERNMENT BAKING SERVICES Every employer except the State, shall secure the payment of compensation in one or more of the following ways: (a) By being insured against liability to pay compensation in one or more insurer duly authorized to write compensation insurance in this State. (b) By securing from the Director of Industrial Relations, a certificate of consent to self- insure, either as an individual employer or as one employer in a group of employers, which may be given upon furnishing proof satisfactory to the Director of Industrial Relations of ability to self-insure and to pay any compensation that may become due to his or her employees. I am aware of the provisions of Section 3700 of the Labor Code which requires every employer to be insured against liability for Workers' Compensation or to undertake self-insurance in accordance with the provisions of that Code, and I will comply with such provisions before commencing the performance of the work of this Agreement. (Labor Code §1861). UNION BANK,N.A. By Randj.,Ongprs• a, Vice President bate: 1:\ca\djm\Agreements\Union Bank. Professional Services A greement.5.23.1 3.doc