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MUNICIPAL FINANCE CORPORATION
23945 Calabasas Road,Suite 103
Calabasas,CA 91302
Telephone(818)224-4787
Telecopier(818)224-4789
August 2 4 , 2007 www.munifinance.com
CITY OF REDLANDS
City Clerk' s Office
P.O. Box 3005
Redlands, CA 92373
Re : Lease with Option to Purchase #07-038-AF
dated August 7, 2007 ("Lease" )
To Whom It May Concern:
Enclosed is the District ' s set of executed documents for the
referenced Lease . The lease transaction was funded today.
Please let me know if you have any questions regarding the enclosed.
Very truly yours,
Dixie M. Ma
Manager of Administration
DMM
Enclosures
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LEASE WITH OPTION TO PURCHASE #07-038-AF
This LEASE WITH OPTION TO PURCHASE dated August 7, 2007 (this
"Lease") is by and between MUNICIPAL FINANCE CORPORATION,
("Corporation") a corporation duly organized and operating under the
laws of the State of California as lessor and CITY OF REDLANDS, a
municipal corporation duly organized and existing under the laws of the
State of California ("Lessee") as lessee.
RECITALS:
WHEREAS, Lessee deems it essential for Lessee to acquire the
property described herein for its own public purposes; and
WHEREAS, it is intended that this Lease be treated as a tax-exempt
obligation of Lessee for federal income tax purposes; and
WHEREAS, Lessee and Corporation agree to mutually cooperate now
and hereafter, to the extent possible, in order to sustain the intent
of this Lease and the bargain of both parties hereto.
WITNESSETH:
NOW, THEREFORE in consideration of the mutual covenants
hereinafter set forth, the parties hereto agree as follows :
SECTION 1 . Lease. Corporation hereby leases to Lessee, and
Lessee hereby leases and hires from Corporation all property (the
"Property") described in the schedule or schedules (collectively, the
"Schedule") executed by the parties concurrently herewith and hereafter
and made a part hereof . Hereinafter, reference to Corporation means
Corporation and Corporation' s assigns for those rights, interests and
obligations that may be assigned by Corporation.
SECTION 2. Term. The terms and conditions of this Lease shall
become effective upon the authorized execution of this Lease by the
parties hereto. The rental term of the Property leased hereunder
commences and terminates on the dates specified in the Schedule.
SECTION 3 . Representations, Covenants and Warranties of
Lessee. Lessee represents, covenants and warrants to Corporation that:
(a) Lessee is a municipal corporation and political subdivision,
duly organized and existing under the Constitution and laws of the
State of California with authority to enter into this Lease and to
perform all of its obligations hereunder.
(b) Lessee' s governing body has duly authorized the execution and
delivery of this Lease and further represents and warrants that all
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requirements have been met and procedures followed to ensure its
enforceability.
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(c) The execution, delivery and performance of this Lease do not 5
and will not result in any breach of or constitute a default under any
indenture, mortgage, contract, agreement or instrument to which Lessee
is a party or by which it or its property is bound.
(d) There is no pending or, to the knowledge of Lessee,
threatened action or proceeding before any court or administrative
agency which will materially adversely affect the ability of Lessee to
perform its obligations under this Lease .
(e) Lessee has complied with all public bidding laws or
provisions of the California Public Contract Code applicable to the
acquisition of the Property leased hereunder.
(f) The Property being leased is essential to Lessee in the
performance of its governmental functions and its estimated useful life
to Lessee exceeds the term of this Lease.
(g) Within one hundred eighty (180) days of the end of each
fiscal year of Lessee during the term hereof, Lessee shall provide
Corporation with a copy of its audited financial statements for such
fiscal year.
SECTION 4 . Representations and Warranties of Corporation.
Corporation represents and warrants to Lessee that:
(a) Corporation is duly organized, validly existing and in good
standing under the laws of the State of California, with full corporate
power and authority to lease and own real and personal property.
(b) Corporation has full power, authority and legal right to
enter into and perform its obligations under this Lease, and the
execution, delivery and performance of this Lease have been duly
authorized by all necessary corporate actions on the part of
Corporation and do not require any further approvals or consents.
(c) The execution, delivery and performance of this Lease do not
and will not result in any breach of or constitute a default under any
indenture, mortgage, contract, agreement or instrument to which
Corporation is a party by which it or its property is bound.
(d) There is no pending or, to the knowledge of Corporation,
threatened action or proceeding before any court or administrative
agency which will materially adversely affect the ability of
Corporation to perform its obligations under this Lease.
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SECTION 5 . Property Acquisition; Deposit of Moneys .
Corporation hereby appoints Lessee as its purchasing agent to acquire
the Property leased hereunder and Lessee hereby accepts said
appointment (hereinafter, the "Agency") . The Agency is limited to i)
negotiation of terms, conditions and acquisition cost of acquiring the
Property from suppliers and contractors (collectively, the "Supplier")
selected by Lessee; ii) to the inspection and acceptance of the
Property upon its delivery and installation; and iii) to the exercise
of any rights or remedies with respect to Property warranties or
guarantees. All warranties and guarantees, either express or implied,
that inure to Corporation by virtue of the Agency are hereby passed
through to Lessee to prosecute at Lessee' s sole discretion.
The costs associated with the acquisition and installation of the
Property including appurtenant work and related expenses are set forth
in the Schedule. Corporation and Lessee agree that, in order to ensure
that moneys sufficient to pay all costs will be available for this
purpose when required, Corporation shall cause the financing amount
designated on the Schedule (the "Financing Amount") to be deposited to
a custodial account (the "Acquisition Account") and held in the name of
Corporation as custodian for the benefit of Lessee. The date said
Financing Amount is initially deposited to the Acquisition Account is
defined as the Lease Issuance Date. Disbursements may be made either
directly to the Supplier or to Lessee as a reimbursement of its prior
expenditures for Property costs. Lessee shall deliver to Corporation a
disbursement authorization form along with Supplier invoices and
required reconciliation documents prior to Corporation making a
disbursement to the Supplier or a reimbursement to Lessee. Corporation
shall receive a $50 fee per disbursement, which Corporation shall
deduct from the Acquisition Account without any further authorization
from Lessee. Corporation shall retain at least ten percent (10%) of the
Financing Amount in the Acquisition Account until Lessee delivers to
Corporation a Certificate of Acceptance. Any moneys that remain in the
Acquisition Account (including future earnings thereon) after
completing the disbursements for Property costs shall apply towards the
payment or prepayment (with applicable premium) of the principal
component of succeeding Rental Payments. Upon final disbursement from
the Acquisition Account that shall occur no later than three years from
the Lease Issuance Date, the Acquisition Account shall be closed.
SECTION 6 . Lease Proceeds. The Financing Amount deposited to
the Acquisition Account may be invested in interest bearing instruments
pursuant to written direction and authority given by Lessee. Permitted
investments are those specified in Government Code Sections 53601 and
53635. Principal and interest earnings from each investment will be
deposited directly to the Acquisition Account. The Financing Amount
plus earnings thereon shall constitute the Lease Proceeds available for
acquiring the Property (the "Lease Proceeds") . Corporation shall be
responsible for the safekeeping of deposit certificates and other
investment confirmation documents. With the exception of acts of gross
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negligence or willful misconduct by Corporation, Corporation will not
be held responsible for any investment losses for any reason whatsoever 4
and is indemnified and held harmless by Lessee. In the event the Lease
Proceeds are not sufficient to pay for the Property due to insufficient 4
investment earnings or an increase in such costs subsequent to the
Lease Issuance Date, Lessee shall deposit additional moneys in the
Acquisition Account immediately upon request of Corporation or its
assignee sufficient to pay the remaining Property costs . Failure by
Lessee to deposit the additional moneys will constitute a default under
the Lease.
SECTION 7. Rental Payments. LESSEE SHALL PAY CORPORATION
RENTAL PAYMENTS (the "Rental Payments") IN THE AMOUNTS AND AT THE TIMES
SET FORTH IN THE SCHEDULE, AT THE OFFICE OF CORPORATION OR TO SUCH
OTHER PERSON OR AT SUCH OTHER PLACE AS CORPORATION MAY FROM TIME TO
TIME DESIGNATE IN WRITING. Should Lessee fail to pay any part of the
Rental Payments herein within fifteen (15) days from the due date
thereof, Lessee shall upon Corporation' s written request, pay interest
on such delinquent Rental Payment from the date said Rental Payment was
due until paid at the rate of twelve percent (12%) per annum or the
maximum legal rate, whatever is less. Lessee shall pay Rental Payments
exclusively from legally available funds, in lawful money of the United
States of America, to Corporation. The obligation of Lessee to pay
Rental Payments hereunder shall constitute a current expense of Lessee
and shall not in any way be construed to be a debt of Lessee in
contravention of any applicable constitutional or statutory limitations
or requirements concerning the creation of indebtedness by Lessee, nor
shall anything contained herein constitute a pledge of the general tax
revenues of Lessee. Except as specifically provided in Section 29, the
obligation of Lessee to pay the Rental Payments will be absolute and
unconditional in all events, and will not be subject to set-off,
defense, abatement, reduction, counterclaim, or recoupment for any
reason whatsoever. The periodic Rental Payments paid by Lessee shall be
conclusive as to its fair value for the possession, use and/or
occupancy of the Property.
SECTION 8 . Security Interest . As security for the payment of
all of Lessee' s obligations hereunder, Lessee hereby grants
Corporation, its successors or assigns, a security interest in the
Property, its accessions and attachments thereto and replacements
thereof and substitutions therefor and all proceeds of the Acquisition
Account and all proceeds of any of the foregoing. Lessee agrees to
execute such additional documents, including financing statements, and
authorizes Corporation to file such financing statements, which
Corporation deems necessary or appropriate to establish, perfect and
maintain Corporation' s security interest .
SECTION 9 . Use. Lessee shall use the Property in a careful and
proper manner and shall comply with and conform to all national, state,
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municipal, police, and other laws, ordinances, and regulations in
anyway relating to the possession, use, or maintenance of the Property.
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SECTION 10 , Acceptance. Lessee shall acknowledge receipt,
inspection and acceptance of the Property by executing a "Certificate
of Acceptance" .
SECTION 11. Corporation' s Inspection. Upon forty-eight (48)
hours prior notice, the Corporation shall at any and all times during
normal business hours have the right to enter into and upon Lessee 's
premises where the Property is located for the purpose of inspecting
the same or observing its use. Lessee shall give Corporation immediate
notice of any attachment or other judicial process affecting the
Property.
SECTION 12 , Property Selection and Ordering. Lessee has
selected or will select the type and quantity of the Property leased
hereunder. Lessee shall ensure that all Property is properly invoiced
to Co/poration. Corporation shall not be liable for, nor shall the
validity, enforceability or effectiveness of this Lease be affected by,
any delay in or failure of delivery of the Property. Lessee
acknowledges that it is solely responsible for determining the
suitability of the Property for its intended use. Corporation shall
have no duty to inspect the Property. If the Property is not properly
installed, does not operate as represented or warranted by the
Supplier, or is unsatisfactory for any reason, Lessee shall make any
claim on account thereof solely against the Supplier. Lessee hereby
assumes the risks, burdens and obligations to the Supplier on account
of nonacceptance of the Property and/or cancellation of this Lease and
upon the occurrence of any such event, Corporation will assign to
Lessee, without recourse or warranty, its rights and title to the
Property and any documents related thereto.
SECTION 13 . Disclaimer of Warranty. CORPORATION NOT BEING THE
MANUFACTURER OR SUPPLIER OF THE PROPERTY NOR A DEALER IN SIMILAR
PROPERTY, HAS NOT MADE AND DOES NOT MAKE ANY REPRESENTATION, WARRANTY,
OR COVENANT, EXPRESS OR IMPLIED, WITH RESPECT TO THE DESIGN,
DURABILITY, FITNESS FOR USE, SUITABILITY, OR MERCHANTABILITY OF THE
PROPERTY IN ANY RESPECT, AND AS BETWEEN CORPORATION AND LESSEE, ALL
PROPERTY SHALL BE ACCEPTED AND LEASED BY LESSEE "WHERE IS, " "AS IS, "
AND "WITH ALL FAULTS, " AND CORPORATION SHALL NOT BE RESPONSIBLE FOR ANY
PATENT OR LATENT DEFECTS THEREIN. LESSEE AGREES TO SETTLE DIRECTLY SUCH
CLAIMS WITH THE SUPPLIER AND WILL NOT ASSERT ANY SUCH CLAIMS AGAINST
CORPORATION.
SECTION 14 , Alterations and Attachments. All additions and
improvements that are made to the Property shall belong to and become
the property of the Corporation except that separately identifiable
attachments added to the Property by Lessee may remain the property of
t4t Lessee as long as (i) the attachment is paid for in full by Lessee and
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(ii) Lessee agrees to remove the attachment and restore the Property to
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substantially as good condition as when received, normal wear and tear
excepted, if and when the Property may be returned to Corporation.
SECTION 15. Relocation. Lessee shall provide Corporation prior
written notice of its intent to relocate the Property. Lessee assumes
all risks of loss to the Property attendant to its movement and
relocation. The Property location shall be under Lessee' s full control
for its own governmental purpose.
SECTION 16 . Maintenance and Repairs . Lessee, at its own cost
and expense, shall furnish necessary labor and materials to maintain
the Property in good repair, condition, and working order. Lessee 's
obligations to maintain the Property does not relieve the Supplier of
its responsibility to fully perform with respect to all applicable
Property warranties and guarantees.
SECTION 17, Risk of Loss; Damage; Destruction. With the
exception of acts resulting from intentional misconduct or gross
negligence by Corporation, its agents and representatives, Lessee
hereby assumes and shall bear the entire risk of loss and damage to the
Property from any and every cause whatsoever. No loss or damage to the
Property or any part thereof shall impair any obligation of Lessee
under this Lease, which shall continue in full force and effect . Lessee
waives the benefit of Civil Code Sections 1932 (2) and 1933 (4) and any
and all other rights to terminate this Lease by virtue of any damage or
destruction to the Property.
SECTION 18 . Physical Damage/Public Liability Insurance. Lessee
shall keep the Property insured, as nearly as practicable, against risk
of loss or damage from any peril covered under an "all-risk" insurance
policy for not less than the full replacement value thereof, and Lessee
shall carry public liability and property damage insurance covering the
Property. All said insurance shall be in form and amount and with
reputable companies and shall name Corporation as an additional insured
and loss payee. Lessee shall pay the premiums therefore and deliver
certification of said policies to Corporation. Each insurer shall
agree, by endorsement upon the policy or policies issued by it or by
independent instrument furnished to Corporation, that it will give
Corporation thirty (30) days' written notice before the policy or
policies shall be altered or canceled. The proceeds of such insurance,
at the option of Lessee, shall be applied: (a) toward the replacement,
restoration, or repair of the Property, or (b) toward payment of the
total remaining obligations of Lessee hereunder; provided, however,
that Lessee shall be responsible for the amount by which such insurance
proceeds are insufficient to satisfy the cost of option (a) or option
4 (b) above, as applicable. Should Lessee replace, restore, or repair the
Property as set out in option (a) above, this Lease shall continue in
full force and effect . Lessee may self-insure up to specified limits as
fk evidenced by a certificate of self insurance to be attached hereto in
OR
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y self-insurance program
acceptable to Corporation. provisions undera
l with the p a payment of
form and amount isaarticipant shall comply and in which Lessee a PSuch
respecting cancellation andcive modification
may aPPear.
this Lease oration as its resp
losseself- to the Corp maintained on a basis which is actuarially
self-insurance shall be y Lessee' s
risk manager or an Any
established be
dent
sound as consultant which determination shall
daysmofeLesseea becoming
insurance
deficiency shall be corrected within sixty
aware of such deficiency. the Property
Liens and Taxes . Lessee shall keep
encumbrances and shall
SECTIONn19 • liens, and and taxes (municipal,
freeoand clear of all levies, charges, which may now or
rote andy pay all fees, assessments,rsonal property taxes,
P including P leasing, renting, sale,
hereafter
federal) ,
imposed upon the ownership, however, alln taxes, sae,
hereafterProperty, excluding,
possession, or use of the
on or
Corporation' s income .
measured by Core California law concerning
Indemnit . Subject to Lessee concerning SECTIONb20 . of indemnifications,
contribution and enforceability oration harmless from any
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against and hold Corporation
expenses, damages,
indemnify aims, actions,
ag suits, proceedings, arising connected
claims, actions, out of ,
and all attorneys' fees, use,ouoperation, or
with liabilities, includingpossession, required or
andfrom the selection,
u or resulting excepting that Lessee shall not be damages areto
return of the Propertyof
indemn
the event that suchintentional Y misconduct
causedify theation s negligence or
by gross
Corporation, its agents or representatives.
The term "Event of Default" ,
as
the
SECTION 21. Events of Default . The
of any one or more of any
usedoin this Lease,
means the Rental Payment (or
events: (a) Lessee fails to make any following days after the due dateothereof or
or
Lesseeser payment) withinpef fifteen ser Y other covenant,
fails to perform or observe any
eor observed by it hereunder and such condition failure performed or perform the covenant,
agreement to ake Pthe payment days after written notice
or
to either cured within ten (10) statement,
thagereof is po b Corporation discovers that any
atement,
representationreby Corporation; ( )made by Lessee in this Lease,
Schedule
Lessee pursuant hereto or in
or or warranty or erroneoussa in anye material
connection in any document ever deliveredrewith is false, a its material
as
res )hLessee becomes insolvent, is unable to pay respect; (c) assignment for the benefit of creditors,
makes an assiq receiver, part of
appy become due,nto the appointment of a
c nsery or consents
or liquidator of Lessee origffiled l or bYaLesseesubstantial
under ederal
conservator or a petition for relief its assets,uinsolvency or similar laws .
bankruptcy, failure to cure an Event of
Remedies . Upon Lessee' s oration' s written notice
SECTw (10) days after Corp
4 Default within ten
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thereof, Lessee's rights under this Lease shall terminate and the
Corporation will become entitled to retain all Rental Payments
previously paid and to recover all past due payments together with
interest thereon to the end of Lessee' s current fiscal year. The
Corporation may pursue all of its available remedies at law and in
equity including, but not limited to, the repossession and sale of the
Property. No right or remedy conferred upon Corporation is exclusive of
any other right or remedy, but each shall be cumulative of every other
right or remedy given hereunder or now or hereafter existing at law or
in equity or by statute or otherwise, and may be enforced concurrently
therewith or from time to time; provided, however, that notwithstanding
any provisions to the contrary herein, Corporation shall not under any
circumstances have the right to accelerate the Rental Payments that
fall due 'in future rental periods or otherwise declare any Rental
Paymentsnot then in default to be immediately due and payable.
SECTION 23 . Non-Waiver. No covenant or condition to be
performed by Lessee under this Lease can be waived except by the
written consent of Corporation. Forbearance or indulgence by
Corporation in any regard whatsoever shall not constitute a waiver of
the covenant or condition in question. Until performance by Lessee of
said covenant or condition is complete, CoLparation shall be entitled
to invoke any remedy available to Corporation under this Lease or by
law or in equity despite said forbearance or indulgence.
SECTION 24. Assignment and Subleasing. Lessee shall not (a)
assign, transfer, pledge, or hypothecate this Lease, the Property, or
any part thereof, or any interest therein, or (b) sublet or lend the
Property or any part thereof except with the prior written consent of
Corporation which, in the case of subletting, shall not be unreasonably
withheld; provided such subletting shall not affect the tax-exempt
status of the interest components of the Rental Payments payable by
Lessee hereunder. No such pledge, assignment, sublease or any other
transfer shall in any event affect or reduce the obligation of Lessee
to make the Rental Payments due hereunder. Consent to any of the
foregoing acts applies only in the given instance and is not a consent
to any subsequent like act by Lessee or any other person. Corporation
shall not assign its obligations under this Lease with the exception of
its obligation to issue default notices and its obligations pursuant to
Section 28 . Corporation may assign its right, title and interest in
this Lease, the Rental Payments and other amounts due hereunder and the
Property in whole or in part to one or more assignees or subassignees
at any time, without the consent of Lessee. Any such assignment by
Corporation or its assigns shally comply with the requirements of
Sections 5950-5955 of the California Government Code. No such
assignment shall be effective as against Lessee unless and until
Corporation shall have filed with Lessee a copy of such assignment or
written notice thereof. Lessee shall pay all Rental Payments hereunder
pursuant to the direction of Corporation or the assignee named in the
most recent assignment or notice of assignment filed with Lessee .
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During this Lease term, Lessee shall keep a complete and accurate ;*)
record of all such assignments or notices of assignment. Subject to the
foregoing, this Lease inures to the benefit of, and is binding upon,
the successors and assigns of the parties hereto.
SECTION 25. Ownership. The Property is and shall at all times
be and remain the sole and exclusive property of Corporation, and
Lessee shall have no right, title, or interest therein or thereto
except as expressly set forth in Sections 27 and 28 . Lessee shall take
all actions necessary to insure that legal title to the Property being
acquired by Lessee hereunder, whether by Lessee or by a third party
acting on behalf of Lessee, is vested in Corporation.
SECTION 26. Personal Property. The Property is and shall at all
times be and remain personal property notwithstanding that the Property
or any part thereof may now be or hereafter become in any manner
affixed or attached to or imbedded in, or permanently resting upon,
real property or any building thereon, or attached in any manner to
what is permanent by means of cement, plaster, nails, bolts, screws or
otherwise.
SECTION 27. Purchase Option. If Lessee is not in default of any
term, condition or payment specified hereunder, Lessee may exercise
options to prepay this Lease and purchase not less than all of the
Property in "as-is" and "where-is" condition on the specified dates and
for the specified amounts set forth in the Schedule. The purchase
option price specified for a particular date is in addition to the
Rental Payment due on the same date.
SECTION 28 . Release of Liens. Upon Lessee either making all of
the Rental Payments scheduled herein or making a purchase option
payment, Corporation, its successors or assigns shall cause i) legal
title to the Property to be transferred to Lessee and ii) the release
of all liens, encumbrances or security interests on the Property
created pursuant to Corporation' s rights under this Lease.
SECTION 29. Early Termination. Lessee may terminate this Lease
in its entirety as of the end of any fiscal year based solely upon
Lessee' s failure to appropriate funds for the subsequent fiscal year's
Rental Payments after exercising reasonable efforts to appropriate
funds from any and all of its legally available sources. Lessee agrees
to deliver notice to Corporation of such termination promptly upon
adoption of Lessee' s final budget if no appropriation is included
therein to make Rental Payments as set forth in the Schedule. Upon
termination of this Lease due to Lessee' s failure to budget and
appropriate funds, Lessee, at its expense, shall redeliver the Property
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to the Corporation at a location within the State of California
designated by Corporation in substantially as good a condition as when
received, normal wear and tear excepted. If Lessee terminates this
Lease, Corporation may retain all amounts previously paid by Lessee and
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may collect and retain any amounts due and unpaid to the end of
Lessee ' s then current fiscal year. Corporation shall remit to Lessee
any proceeds from the subsequent sale of the Property in excess of the
then applicable purchase option price.
SECTION 30 . Nonsubstitution. To the extent permitted by
California law, if this Lease is terminated by Lessee with respect to
the Property in accordance with Section 29, Lessee agrees not to
purchase, lease or rent personal property to perform the same function
or functions taking the place of, those performed by such Property and
agrees not to permit such functions to be performed by its own
employees or by any agency or entity affiliated with or hired by Lessee
for a period of three hundred sixty-five (365) days succeeding such
termination; provided, however, that these restrictions shall not be
applicable in the event the Property shall be sold by Corporation and
the amount received from such sale, less all costs of such sale, is
sufficient to pay the then applicable purchase option price relating
thereto as set forth on the Schedule; or if or to the extent that the
application of these restrictions is unlawful and would affect the
validity of this Lease.
SECTION 31. Tax Covenants.
(a) Generally. Lessee shall not take any action or permit to be
taken any action within its control which would cause or which, with
the passage of time if not cured would cause, the interest components
of the Rental Payments to become includable in gross income for federal
income tax purposes.
(b) Private Activity Bond Limitation. Lessee shall assure that the
Lease Proceeds are not so used as to cause this Lease to satisfy the
private business tests of Section 141 (b) of the Internal Revenue Code
of 1986, as amended (the "Code") , or the private loan financing test of
Section 141 (c) of the Code.
(c) No Arbitrage. Lessee will not take any action or omit to take
any action which action or omission, if reasonably expected on the date
of this Lease, would have caused this Lease to be an "arbitrage bond"
within the meaning of Section 148 (a) of the Code.
(d) Federal Guarantee Prohibition. The Rental Payments are not
directly guaranteed or indirectly guaranteed in whole or in part by the
United States or any agency or instrumentality of the United States so
as to cause the Rental Payments to be "federally guaranteed" within the
meaning of Section 149 (b) of the Code.
<" (e) Reimbursement Regulations. The Lease Proceeds used for
reimbursement of prior expenditures will be made pursuant to and in
compliance with Income Tax Regulations Section 1 . 150-2 .
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(f) Bank Qualified. Lessee hereby designates this Lease for
purposes of paragraph (3) of Section 265 (b) of the Code and represents
that not more than $10, 000, 000 aggregate principal amount of
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obligations the interest on which is excludable (under Section 103 (a)
of the Code) from gross income for federal income tax pulposes tt
(excluding (i) private activity bonds, as defined in Section 141 of the
Code, except qualified 501 (c) (3) bonds as defined in Section 145 of the
Code and (ii) current refunding obligations to the extent the amount of
the refunding obligation does not exceed the outstanding amount of the
refunded obligation) , including this Lease, has been or will be issued
by Lessee, including all subordinate entities of Lessee, during
calendar year 2007 .
(g) Arbitrage Rebate. Lessee shall take any and all actions
necessary to assure compliance with Section 148 (f) of the Code,
relating to the rebate of excess investment earnings, if any, to the
federal government, to the extent that such section is applicable to
this Lease.
SECTION 32 , Extraordinary Costs. In the case of litigation, the
prevailing party shall be entitled to recover from the opposing party
all costs and expenses, including attorneys' fees (which may be the
allocable cost of in-house counsel) , incurred by the prevailing party
in exercising any of its rights or remedies hereunder or enforcing any
of the terms, conditions or provisions hereof.
SECTION 33 . Severability. If any provision of this Lease shall
be held invalid or unenforceable by a court of competent jurisdiction,
such holdings shall not invalidate or render unenforceable any other
provision of this Lease, unless elimination of such provision
materially alters the rights and obligations embodied in this Lease.
SECTION 34 . Entire Agreement. This Lease, the Schedule, and any
agreements that specifically refer to this Lease that are duly executed
by authorized agents of the parties hereto constitute the entire
agreement between Corporation and Lessee, and it shall not be further
amended, altered, or changed except by a written agreement that is
properly authorized and executed by the parties hereto.
SECTION 35 . Notices. Service of all notices under this Lease
shall be sufficient if given personally or mailed to the party involved
at its respective address hereinafter set forth or at such address as
such party may provide in writing from time to time. Any such notice
mailed to such address shall be effective when deposited in the United
States mail, duly addressed and with postage prepaid.
SECTION 36 . Titles. The titles to the Sections of this Lease
are solely for the convenience of the parties and are not an aid in the
interpretation thereof.
Xi
tt
NT 11
44
N.
Wq
SECTION 37 , Further Assurances and Corrective Instruments. 4-3
Corporation and Lessee agree that they will, from time to time,
execute, acknowledge and deliver, or cause to be executed, acknowledged
14
and delivered, such supplements hereto and such further instruments as
may be reasonably required for correcting any inadequate or incorrect
description of the Property hereby leased or intended so to be or for
carrying out the expressed intention of this Lease.
SECTION 38 . Execution in Counterparts. This Lease may be
executed in several counterparts, each of which shall be original and
all of which shall constitute but one and the same instrument .
SECTION 39. Time. Time is of the essence in this Lease and each
and all of its provisions .
SECTION 40 . Lease Interpretation. This Lease and the rights and
obligations of the parties hereunder shall be determined in accordance
with the laws of the State of California.
IN WITNESS WHEREOF, the parties hereto have caused their
authorized agents to execute this Lease on the dates specified below.
MUNICIPAL FINANCE CORPORATION CITY OF REDLANDS
23945 Calabasas Road, Suite 103 P.O. Box 3005
Calabasas, CA 91302 Redlands, CA 92373
(lessor) (lessee)
B:e;;; ://
n Her son
MANAGER OF
Title ADMINISTMT4ON T' le Mayor
Date ,V1,7///27/2 Date August 7, 2007
ATTEST:
Lorre Poyz, ity Clerk
N1
• 12
ma
038-AF -
LEASE SCHEDULE #07" n to Purchase mm-
Lease with Option pursuant to the undersigned.
Tates Schedules ust 7, 20d 0 by and between the
dated as of AugumA
MA
st
City Hall
VS
A Property
Location: 32 Cajon St .
.k
Redlands , CA 4
Ford Expedition 4 x
Two (2) 2008 with appurtenant
Description: vehicles
Property Descrip command
B. equipment
and Address of Supplier (s) : SALES
C Name DOWNTOWN FORD
525 N. 16th St .
Sacramento, CA 95814
D. Financing Amount Summary:
erty Cost $110 , 000 . 00
Estimated prop expenses) :(including related exp
$110 , 000 . 00
Financing Amount :
Schedule is
for a period
of this (60) months
The full term sixty
Lease Term. Date and concluding
E. Issuance inserted in
Lease Date shall be
the Issuance
commencing on the Lease
Upon closing,
thereafter • 2007 ) '
blank ( Au ust 24 due in five
the following for this Schedule are
Rental Payments Schedule
Payments . with the
Payment F Rentalostivor payments in accordance 4 5e per annum
o f
annual payor at the rate D
(5) consecutive interest Amount in etion
includes
herein. Each payment balance . The Financing
principal on the unpaid original principal balance •
representst
The cost for Lessee to acquire the Property
Acquisition Cost .G. Lease term of this Schedule is $125 , 285 .40 .
h full specifiede
, overWV the
}
tAA
wAacam--t.,ytiG'�" ,c- ,,- "�," '-a
tis
ii
H.
able annually in arrears
#07-038-AF
payment Schedule: Pay
To To
(1) Rental (2) Purchase princi•al Interest
PMT Due Date Pa ent O•tion 4, 950 . 00
# 2 , 057 . 08 92, 140 .24 $20, 107 . 08
1 08/24/08 5
$ 70, 603 . 05 21, 011 . 90 4, 045 . 18
2 08/24/09 25, 057 . 08
3
25, 057 . 08 48, 096 . 68 22, 945 . 527 2 , 111 . 56
5 ,� 25 057 . 08
4 08/24/1 .43 3 , 099 . 65
1 25, 057 . 08 24, 577 .52
21, 957
08/24/11 0 . 00 23 978 . 07 1 079 . 01
5
C1� 00 � 1156285 . 40
e, 2L 2R5 0
.4Q -
TOTALS :
1) Refer to the paragraph in the Lease entitled "Release of Liens"
( aragraph in the Lease entitled "Purchase Option and
"Release of of
(2) Refer to paragraph
options are in addition to the rental
"ReLiens.
payment due on the same
day.
Approved and agreed to:
CITY OF REDLANDS
MUNICIPAL FINANCE CORPORATION (les ee)
(les •r)
/�' Alt ''' BY: n irk n //i1
By: ���
1. ,..." •n Ha son
MANAGER OF
Title : Title Ma or
-
• ° �`0 7 Date : Au• st 7 2007
Date : •
ATTEST:
Lo, ie P• W City Clerk
V
G
ri
w
e
se
ASSIGNMENT OF LEASE #07-038-AF
FOR VALUE RECEIVED, MUNICIPAL FINANCE CORPORATION ( "Corporation")
as assignor without recourse does hereby sell, assign, and transfer to
CITIZENS BUSINESS BANK ("Assignee") as assignee and its successors and
assigns (i) all of its right, title and interest in and to the attached
Lease with Option to Purchase contract dated August 7, 2007 between the
Corporation as lessor and CITY OF REDLANDS ( "Lessee") as lessee
(hereinafter said lease and any supplements, amendments, additions
thereof and any extension or renewals thereof is referred to as the
"Lease") and (ii) all moneys, sums and amounts now due or hereinafter
to become due under the Lease. Corporation represents that the Lease
and Lease Schedule (s) delivered to Assignee are the only duly executed
duplicate originals and comprise the entire writing, obligation and
agreement between Corporation and Lessee.
Corporation further represents and warrants that it has made no
prior sale or assignment of any interest covered hereby; that the Lease
is genuine and in all respects is what it purports to be; that Assignee
shall not be liable for and does not assume responsibility for the
performance of any of the covenants, agreements, or obligations
specified in the Lease to be kept, paid or performed by CoLporation
with exception of Assignee' s obligation to issue notices upon Lessee' s
default of the Lease and to convey title to the leased Property upon
Lessee ' s exercise of its option to purchase said Property in
conformance with the terms of the Lease. Corporation further represents
and warrants that as of the date this assignment is made, the Lease is
in full force and effect, has not been amended except as set forth in
instrument delivered to Assignee and Lessee is not in default of any
terms thereunder.
Corporation hereby constitutes and irrevocably appoints Assignee
the true and lawful attorney of Corporation to demand, receive and
endorse payments and to give receipts, releases and satisfactions
either in the name of Assignee or in the name of Corporation in the
same manner and with the same effect as CoLporation could do if this
Assignment of Lease had not been made. Within fifteen (15) days after
receiving its full bargain with respect to each Schedule covered
hereby, Assignee shall cause to be released to Lessee its vested
interest in the Property thereto.
This Assignment of Lease shall be construed and governed in
accordance with the laws of the State of California. Any provision of
this Assignment of Lease found to be prohibited by law shall be
ineffective only to the extent of such prohibition, and shall not
invalidate the remainder of this Assignment of Lease.
M This Assignment shall be binding upon and inure to the benefit of
the parties and their respective successors and assigns and is made in
accordance with the Municipal Lease Placement Agreement dated as of
January 1, 1999, as amended, entered into between Corporation and
WO
2
prevailing party shall be k�.
litigation, the p eXpenses,
In the case of ling arty all costs and V
Assigneeopposing p
to recover from the ay be the allocable cont aHyl of o its
entitledfees whichparty in exercising counsel: attorneys the prevailing conditions,
counsel,
incurred by of the terms,
rights or remedies hereunder or enforcing any
or provisions hereof . _
WHEREOF, Corporation has caused
don the date this gspent of
d
IN WITNESS its duly authorized ag
Lease to be executed by
below.
MUNICIPAL FINANCE CORPORATION
(assignor)
r //rd /4$/ £)
By /r,
Title MAA : •
ADMINISTRA ION
Date •��
ACKNOWLEDGEMENT OF ASSIGNMENT MUNICIPAL
es the assignment
ned hereby acknowledges
BANK of byyat certain
The undersigned August 7 , 2007
LeaseFINANCE CORPORATION over to CITIZENS MUNICIPAL FINANCE CORPORATION as
withaOption r Purchase #07-038-AF dated as of Aug
�� entered into between
(the "Lease") ,
lessor and the undersigned as lessee. to pay,
the Lease, the undersigned agrees a
respect to Int, all rentals and
Withifirst scheduled Rental PaYm
with the under said Lease to CITIZENS BUSINESS Ber
commencing Cp, 91764 and further agrees
moneys due tAve. ,becoSuite due 250 , Ontario,
it1 hNallh HavenvVo• 'terclaim or offset against rentals due thereunder
have no conn further agrees that said Assignee shall nee and expressly set forth in
shall to said Assig the obligations specifically ations or
except for be liable for any of the oblig
eg not (except
of Lease)
foregoing Assignment
burdens of the lessor under said Lease. ment of
d this
dg
IN WITNESS WHEREOF,
the lessee has ca age t on he date e specified
Assignment to be executed by its authorized
below.
CITY OF REDLANDS
(les- e)
BY Jon .rrison
Ti e Mayor
RJ
no i
Date
August 7, 2007
CS
ATTEST: 2
� � ity Clerk
`v rie Poy
�� Lo
W
C$
ARBITRAGE AND TAX CERTIFICATE #07-038-AF
The undersigned hereby certifies that he/she is a duly appointed !i!
authorized agent, of the CITY OF REDLANDS (the "Lessee") , for the
purpose of executing and delivering, on behalf of the Lessee, the Lease
with Option to Purchase dated August 7, 2007 (the "Lease") , by and
between MUNICIPAL FINANCE CORPORATION (the "Corporation") as lessor and
the Lessee as lessee. This Certificate is being issued pursuant to
Section 148 of the Internal Revenue Code of 1986 (the "Code" ) , and
Treasury Regulations, Sections 1.148-1 through 1 . 148-11 promulgated
thereunder (the "Regulations") . The following facts, estimates and
circumstances are either in existence on the date of this Arbitrage and
Tax Certificate or are reasonably expected to occur hereafter.
1. Under the Lease, the Corporation is required to acquire the
property described in the schedule attached to the Lease (the
"Property") , and to lease and sell the Property to the Lessee; and the
Lessee is required to lease and purchase the Property from Corporation
by making Rental Payments with respect thereto, comprising principal
and interest, on the dates and in the amounts set forth in the Lease.
2 . On the date of Lease issuance, the Lessee will receive not
less than $110, 000 . 00 from the Corporation. Such moneys will be
deposited with the Lessee and used, together with interest earnings
thereon, to pay the Property costs .
3 . The Lessee on behalf of the Corporation, will proceed to
acquire and install the Property with due diligence and, based upon the
provisions of the purchase contracts, delivery and acceptance of the
Property is scheduled to occur on or before six months after the date
hereof but in no case later than three years from the date hereof, and
it is expected that all Lease proceeds will be spent by such date.
4 . The original proceeds of the Lease plus the interest earned
thereon, will not exceed by more than 5% the amount necessary for the
governmental purpose for which the Lease is issued.
5 . The yield of the Lease, without taking into account costs of
issuance thereon, and on the basis of the initial reoffering price of
the Lease to the Assignee, is not less than 4 . 5000000%.
6 . No sinking fund will be maintained for the payment of the
Rental Payments due under the Lease.
7. The term of the Lease is not longer than is reasonably
necessary for the governmental purpose of the Lease, and the weighted
average maturity of the Lease does not exceed 120 percent of the
average reasonably expected economic life of the leased Property.
$$
.1c
1$1
t-,
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id
ri
8 . The Property has not been, and is not expected during the -1
term of the Lease, to be sold or otherwise disposed of by the Lessee. '9
9. In the event the Lessee does not expend all Lease Proceeds
within six months of the date hereof, Lessee will comply with the
arbitrage rebate provisions under Section 148 of the Code with respect
to timeliness and amounts that may be required for remittance to the
United States Treasury.
10 . To the best of the knowledge and belief of the undersigned,
the expectations of the Lessee, as set forth above, are reasonable, and
there are no present facts, estimates and circumstances which would
change the foregoing expectations.
IN WITNESS WHEREOF, the party hereto has caused its authorized
agent to execute this Arbitrage and Tax Certificate on the date
specified below.
CITY OF REDLANDS
(lessee)
---
By C: .)' , ,A0071/t_-
Jon 'I'rison
Ti le Mayor
.7
Date August 7, 2007
ATTEST.4- )
L rrie Po r,) City Clerk
4
f.
g
ft 2
CERTIFICATE OF LESSEE
The undersigned, duly authorized representative of City of Redlands
("Lessee") as lessee under that Lease with Option to Purchase #07-038-AF
dated as of August 7, 2007 ("Lease") with Municipal Finance Corporation as
lessor, hereby certifies as follows:
1. I have been duly authorized to execute and deliver, on behalf of Lessee,
the Lease and related documents pursuant to a resolution adopted by
Lessee's governing body, which resolution is in full force and effect
and has not been amended, modified, supplemented or rescinded as of the
date hereof.
2. Lessee has complied with all agreements and covenants and satisfied all
conditions contemplated by the Lease on its part to be performed or
satisfied on or before the date hereof.
3 . The representations, warranties and covenants of Lessee contained in the
Lease are true and correct in all material respects as of the date
hereof, as if made on this date.
4 . No litigation is pending or, to the best of my knowledge, threatened
(either in state or federal courts) (a) to restrain or enjoin the
issuance and delivery of the Lease or the collection of revenues to be
used to meet Lessee's obligations under the Lease; (b) in any way
contesting or affecting the authority for the execution or delivery of
the Lease, or the validity of the Lease; (c) in any way contesting the
existence or powers of Lessee, as such existence or powers in any way
relate to the issuance of the Lease or Lessee' s obligations under the
Lease, or (d) could materially adversely affect the financial position
of Lessee.
5. The Property being leased pursuant to the Lease is essential to the
function of Lessee and is immediately needed by Lessee. Such need is
neither temporary nor expected to diminish during the Lease term. The
Property is expected to be used by Lessee for a period in excess of the
Lease term.
6. The scheduled Rental Payments for the Property do not exceed the fair
rental value of the Property.
7. Lessee's federal tax identification number is 95-6000766.
8 . That for calendar year 2007 and including the Information Return for
Tax-Exempt Governmental Obligations Form 8038-G filed with the Internal
Revenue Service for the Lease, Lessee has filed Information
Return Form(s) 8038-G with the Internal Revenue Service.
The meaning of the capitalized terms in this Certificate are the same as
those vided i the Lease.
Harrison, ATTEST 40110
Jon Mayor
P Lo ie PoyziOr ' ity Clerk
4
Date: August 7, 2007
•'&6t-4
2i
INCUMBENCY AND SIGNATURE CERTIFICATE
I do hereby certify that I am the duly appointed and acting
Secretary/Clerk of the City of Redlands, a municipal corporation
validly existing under the Constitution and laws of the State of
California ("Lessee") , and that, as of the date hereof, the individual
named below is the duly appointed officer of Lessee holding the office
set forth opposite his/her respective name. I further certify that (i)
the signature set forth opposite his/her respective name and title is
true and authentic and (ii) such officer has the authority on behalf of
Lessee to enter into that certain Lease with Option to Purchase #07-
038-AF dated August 7, 2007, between Lessee and Municipal Finance
Corporation, and all documents relating thereto.
Name Title Signature
Jon Harrison Mayor
IN WITNESS WHEREOF, I have duly executed this certificate hereto
this 7th day of AUGUST , 2007.
- eta-ry- fugai
City Clerk, iffVfe Poyzer
-;411
INCUMBENCY AND SIGNATURE CERTIFICATE
I do hereby certify that I am the duly appointed and acting
74
Secretary/Clerk of the City of Redlands, a municipal corporation
validly existing under the Constitution and laws of the State of
California ( "Lessee" ) , and that, as of the date hereof, the individual
named below is the duly appointed officer of Lessee holding the office
set forth opposite his/her respective name . I further certify that (i)
the signature set forth opposite his/her respective name and title is
true and authentic and (ii) such officer has the authority on behalf
of Lessee to enter into that certain Lease with Option to Purchase
#07-038-AF dated August 7, 2007, between Lessee and Municipal Finance
Corporation, and all documents relating thereto.
Name Title Signature
Tina Kundig Finance Director
IN WITNESS WHEREOF, I have duly executed this certificate hereto
this 17th day of August, 2007 .
Lorrie, Poyzerj C: ty Clerk
•
INSURANCE AUTHORIZATION LETTER
TO: Davis & Graeber Insurance Services
4
{
470 E. Highland Ave. , P.O. Box 40
Redlands, CA 92373
Attn: Roberta Reeves
RE: Lease With Option To Purchase #07-038-AF dated August 7, 2007 between the undersigned as lessee, and MUNICIPAL FINANCE
CORPORATION as lessor and CITIZENS BUSINESS BANK as Assignee of lessor.
The Insurance Requirements listed below arc required to cover property described as follows:
All Property covered by Lease#07-038-AF and further described as Two(2)2008 Ford Expedition 4 x 4 command vehicles with appurtenant
equipment
Located at:Pnaal,Pnaa2,Pnaa3
Evidence of insurance in the form of a binder or cover letter is acceptable until formal certificates can be issued. Mail this within five(5)working
days to:
CITIZENS BUSINESS BANK
c/o Municipal Finance Corporation
23945 Calabasas Road,Suite 103
Calabasas,CA 91302
BODILY INJURY AND PROPERTY DAMAGE:
A. $1,000,000 combined limits(primary plus umbrella)for Bodily Injury and Property Damage Coverage,
B, Endorsement naming Assignee as an Additional Insured.
C. Endorsement giving Assignee thirty(30)days written notice of any cancellation,reduction,or alteration of coverage.
D. Endorsement stating: "It is understood and agreed that this insurance is primary insurance insofar as it relates to any and all
equipment leased from Assignee."
II. PHYSICAL DAMAGE REQUIREMENTS:
A. All Risk Coverage for not less than the total cost ofSI10,000.00.
B. Endorsement naming Assignee as Loss Payee.
C. Endorsement giving Assignee thirty(30)days written notice of any cancellation,reduction,or alteration of coverage.
D. Endorsement stating: "It is understood and agreed that this insurance is primary insurance insofar as it relates to any and all
equipment leased from Assignee."
The undersigned lessee hereby authorizes you to provide the lessor and Assignee with Certificates and Endorsements per the above.
CITY OF ' •:LANDS
ByOr
1j1► ,!'!/� ,/.%/� ATTEST: lek
�...t
4 4r Har 4reon, Mayor Lorre Poyzerif y Clerk
sate August 7, 2007
•
ti
VM
SELF-INSURANCE CERTIFICATE#07-038-AF
This self insurance certificate is issued pursuant to that certain Lease with Option to Purchase dated August 7, 2007("Lease") by and between
Municipal Finance Corporation("Corporation"),a corporation duly organized and operating under the laws of the State of California as lessor and EM
the City of Redlands, a municipal corporation duly organized and existing under the laws of the State of California ("Lessee") as lessee. The
undersigned Lessee provides this Certificate as a description of its self-insurance program.
I. Property Insurance
Lessee is self-insured for damage or destruction to the Property. YES circle one)
If yes,the dollar amount limit for property damage to the Property under e Lessee's self-insurance program is
$
The Lessee maintains an umbrella insurance policy for claims in excess of Lessee's self-insurance limits for property damage to the Property
as indicated above. YES NO (circle one)
If yes,the umbrella policy provides coverage for all risk property damage.YES NO(circle one)
If yes,the dollar limit for property damage to the Property under such umbrella policy is S
Name of self-insurance consortium(if applicable)
2. Liability Insurance
Lessee is self-insured for liability or death of any person or damage or loss arising out of or relating to the condition or operation of the
Property.°NO (circle one)
If yes, the dollar amount limit for liability coverage on the Property under the Lessee's self-insurance program is
s 500,000
The Lessee maintains an umbrella insurance policy for aims in excess of Lessee's self-insurance limits for liability including injury or death
of persons or damage to property as indicated above. YE NO (circle one)
If yes,the umbrella policy provides coverag ar liabilities for injury and death to persons as well as damage or loss of property arising out of
or relating to the condition of the Property.eb 0(circle one)
If yes,the dollar amount of the umbrella policy's limits for such liability coverage is
$ 10,000, 000
Name of self-insurance consortium(if applicable)
3A. Lessee maintains a self-insurance fund.10 NO (circle one)
If yes,please complete the following:
Moneys in the self-insurance fund are subject to annual appropriation. YES (.}(circle one)
The total amount maintained in the self-insurance fund to cover Lessee's self-insurance liabilities is
s 500,000
Amounts paid from the Lessee's self-insurance fund are subject to limitations for each claim. YE- 0 circle one)
If yes,the dollar amount of limit per claim is S .
3B. if Lessee does not maintain a self-insurance fund,please complete the following:
Lessee obtains funds to pay claims for which it has self-insurance from the following sources:
The limitations on the amounts payable from the sources for claims are as follows:
4. The following entity or officer has authority to authorize payment for claim: City Council
In the event the entity or officer in the prior response denies payment of a claim,does the claimant have recourse to another administrative
officer,agency or the courts?0NO (circle one)
If yes,to whom does the claimant have recourse? Courts
IN WITNESS WHEREOF, Lessee has caused this Certificate to be executed and delivered by its duly authorized officer as of the date below
written.
CITY OF REDLANDS
BY: / j
J. Harris()
TITLE: ayor
ATTEST: ,. i�
Lo ie Poy 'ty Clerk
Date: August 7, 2007
INSURANCE DATA #07-038-AF
Please provide the information requested below.
A. Name, address, and phone number of the Agent handling Lessee ' s
physical damage insurance.
Name: Davis & Graeber Insurance Services
Address : 470 E. Highland Ave. , P.O. Box 40
Redlands, CA 92373
Phone # : ( 909) 793-2373
Contact : Roberta Reeves
B. Name, address, and phone number of the Agent handling Lessee ' s
property damage/public liability insurance coverage. (If same as
(A) , write "same")
Name: "same"
Address :
Phone # :
Contact :
.
By: mr,
3,011 Harrison, Mayor
)
ATTEST:/,-Th / !
Lo ie PoyzrirC'ty Clerk
'1
fizR
CERTIFICATE OF ACCEPTANCE #07-038-AF
This Certificate of Acceptance is issued pursuant to the Lease with 0
Option to Purchase dated as of August 7, 2007 (the "Lease" ) between the
CITY OF REDLANDS (the "Lessee") as lessee and MUNICIPAL FINANCE
CORPORATION (the "Corporation") as lessor. Lessee hereby acknowledges
as of the date specified below, the receipt, inspection and acceptance
of the Property described on Lease Schedule #07-038-AF.
Lessee hereby certifies that the Property has been approved and
inspected is now in Lessee' s possession and is in good order and repair
(subject to any undischarged vendor/contractor warranty obligations) .
Lessee further certifies that no event has occurred and is continuing
which constitutes, or would constitute, an event of default but for any
requirement of notice or lapse of time or both.
Property Acceptance Date: , 20
IN WITNESS WHEREOF, the Lessee' s authorized agent confirms the Property
acceptance date specified above by executing this Certificate of
Acceptance .
CITY OF REDLANDS
(lessee)40,
By dir,"304,/ ZO/1
Jo' Harrison
Title -yor
ATTEST:
Lorre Poyzei w Clerk
FA
A
A4
$,
;
rAV
° -Ntttitct
City of ..REcitanc13,
: L
AZOV0:4)
August 7, 2007
Ms, Dixie Matte
Manager of Administration
Municipal Finance Corporation
23945 Calabasas Road, Suite 103
Calabasas, CA 91302
Re: Investment of Financing Amount
Lease with Option to Purchase #07-038-AF
Dear Dixie:
Pursuant to Section 5 of Lease with Option to Purchase #07-038-AF dated
August 7, 2007 between the City of Redlands (the "District") and
Municipal Finance Corporation (the "Corporation") , the District hereby
directs the Corporation (or its assignee) to open an Acquisition
Account at:
Fidelity Investments Public Sector Services Company
82 Devonshire Street
Boston, MA 02109
The Financing Amount deposited to the Acquisition Account shall be
invested in Treasury Portfolio, Class 1 (fund number 695) . The District
hereby acknowledges a receipt of the fund prospectus for its file.
The Financing Amount and interest earnings thereon shall remain
invested in the Acquisition Account until such time as the District
provides the Corporation further notice.
Sincerely,
+gig
"Preserving the Past, Protecting the Future"
P.O. BOX 3005 • REDLANDS, CA 92373
--4(eZIA-MaN
Office of the Daniel J. McHugh
City Attorney
1012117MIV City Attorney Michael Reiter
Assistant City Attorney
City of Redlands
.!1
August 8, 2007
MUNICPAL FINANCE COPORATION
23945 Calabasas Road, Suite 103
Calabasas, CA 91302
RE: Lease with Option to Puchase# 07-038-AF dated as of August 7, 2007 by and between
Municipal Finance Corporation, ("Corporation") as Lessor, and City of Redlands ("Lessee") as
Lessess.
Ladies and Gentlemen:
I have acted as counsel to Lessee with respect to the Lease with Option to Purchase agreement
described above (the "Lease") and in this capacity have reviewed a copy of the executed Lease and
related documents or exhibits attached thereto. Based upon the examination of these and such other
documents as I deem relevant, it is my opinion that:
1. Lessee is a municipal corporation and political subdivision of the State of California (the
"State"), duly organized, existing and operating under the Constitution and Laws of the State.
2. Lessee is authorized and has the power under applicable law to enter into the Lease, and to
carry out its obligations thereunder and the transactions contemplated thereby.
3The Lease has been duly authorized, approved, executed and delivered by and on behalf of
Lessee, and is a legal, valid and binding contract of Lessee enforceable in accordance with its terms,
except to the extent limited by State and Federal laws affecting remedies and by bankruptcy,
reorganization or other laws of general application relating to or affecting the enforcement of creditor's
rights.
4. A resolution duly authorizing the execution and delivery of the Lease and related documents
was duly adopted by the governing body of Lessee on August 7, 2007 and such resolution has not been
amended or repealed and remains in full force and effect
Sincerely,
Daniel J. McHugh
Cc: N. Enrique Martinez, City Manager
Tina Kundig, Finance Director
P.O. Box 3005 • Redlands,CA 92373 (909)798-7595 • FAX(909)798-7503
?-1-4
DThillarsWfuni Finance—Opinion 8/7/07
0 44 00 00 4044404040 0,000,0W0000,I0WW:Vill?
RESOLUTION NO. 6643
AUTHORIZING THE EXECUTION AND DELIVERY OF A LEASE WITH OPTION TO
PURCHASE, AND AUTHORIZING CERTAIN ACTIONS IN CONNECTION THEREWITH
1$!:
WHEREAS, the City of Redlands (the "City") is a municipal corporation organized and existing
under and pursuant to the Constitution and laws of the State of California; and
WHEREAS, the City desires to provide for financing in the approximate amount of$110,000 for
the acquisition of 2 command vehicles and appurtenant equipment (the "Property"); and
WHEREAS, Municipal Finance Corporation (the "Corporation") has proposed a cost-effective
lease purchase financing arrangement at a 4.50% interest rate;
WHEREAS, the City has determined that this lease financing arrangement is the most economical
means for providing the Property to the City.
NOW, THEREFORE, it is resolved by the City Council of the City of Redlands as follows:
SECTION 1. Lease with Option to Purchase. The Mayor is hereby authorized to enter into a Lease
with Option to Purchase (the "Lease") with the Corporation to finance the Property, subject to approval as
to form by the City's legal counsel.
SECTION 2. Attestations. The City Clerk or other appropriate City officer are hereby authorized
and directed to attest the signature of the Mayor or of such other person or persons as may have been
designated by the Mayor, and to affix and attest the seal of the City, as may be required or appropriate in
connection with the execution and delivery of the Lease.
SECTION 3. Other Actions, The Mayor, City Manager or the Finance Director of the City are
each hereby authorized and directed, jointly and severally, to take any and all actions and to execute and
deliver any and all agreements, documents and certificates which they may deem necessary or advisable
in order to carry out, give effect to and comply with the terms of this Resolution and the Lease. Such
actions are hereby ratified, confirmed and approved.
SECTION 4. Qualified Tax-Exempt Obligations. The Lease is hereby designated as "qualified tax-
exempt obligations" within the meaning of Section 265(b)(3) of the Internal Revenue Code of 1986, as
amended (the "Code"), The City, together with all subordinate entities of the City, do not reasonably
expect to issue during the calendar year in which the Lease is issued more than $10,000,000 of obligations
which it could designate as "qualified tax-exempt obligations" under Section 265(b) of the Code.
SECTION 5. Reimbursement of Prior Expenditures. The City declares its official intent to be
reimbursed from the proceeds of the Lease approved hereby for a maximum principal amount of$110,000
of expenditures occurring no earlier than sixty days prior to the adoption of this Resolution. All
• reimbursed expenditures will be capital expenditures as defined in Section 1.150-1(b) of the Federal
Income Tax Regulations.
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SECTION 6, Effect. This Resolution shall take effect immediately upon its passage. -4
24-
ADOPTED, SIGNED AND APPROVED this 7th day of August, 2007.
f.;
CITY OF REDLANDS, CALIFORNIA
411K dr WOW
ATTEST: Jo. arrison, ayor
Lo Poyzer, 4ty l k
I, Lorrie Poyzer, City Clerk of the City of Redlands, hereby certify that Resolution No. 6643 was duly
adopted by the City Council at a regular meeting thereof held on the 7th day of August, 2007, by the
following vote:
AYES: Councilmembers Gilbreath, Gil, Gallagher, Aguilar; Mayor Harrison
NOES: None
ABSENT: None
ABSTAIN: None
CgLorrie Poyzer, t irk
i
6
41
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Form 8038-G Information Return for Tax-Exempt Governmental Obligations
lo. Under Internal Revenue Code section 149(e) OMB No. 1545-0720
(Rev. November 2000)
10- See separate Instructions. 4.
Departmen1 of the Treasury
rg
Caution: If the issue price is under$700,000, use Form 8038-GC.
Internal Revenue SenAce
,....4.
Part I Reporting Authority If Amended Return, check here
1 Issuer's name 2 Issuer's employer identification number a
,4.7.
City of Redlands 95 6000766
3 Number and street(or P.O. box if mail is not delivered to street address) Room/suite 4 Report number
P. O.Box 3005 3 2007-04
5 City, town, or post office, state, and ZIP code 6 Date of issue
Redlands,CA 92373-1505 08-24-2007
7 Name of issue 8 CUSIP number
Lease with Option to Purchase#07-038-AF NA
9 Name and title of officer or legal representative whom the IRS may call for more information 10 Telephone number of officer or legal representative
Tina Kundig, Finance Director ( 909 ) 978-7541
Part II Type of Issue (check applicable box(es) and enter the issue price) See instructions and attach schedule
11 0 Education 11
12 0 Health and hospital 12
13 0 Transportation 13
14 0 Public safety 14
15 0 Environment (including sewage bonds) 15
16 El Housing 16
17 0 Utilities 17
18 Other, Describe P. Two 2008 Ford Expedition vehicles 18 11 0 000
19 If obligations are TANs or RANs, check box PP. til If obligations are BANs, check box
20 If obligations are in the form of a lease or installment sale, check box
Part III Description of Obligations. Complete for the entire issue for which this form is being filed.
(c)Stated redemption (d)Weighted
(a)Final maturity date (b)Issue price (e)Yield
price at maturity average maturity
21 08-24-201 2 _ $ 110, 000 $ NA 5 years 4 . 5000 %
Part IV Uses of Proceeds of Bond Issue (including underwriters' discount)
22 Proceeds used for accrued interest 22
23 Issue price of entire issue (enter amount from line 21, column (b)) 23 11 0, 000
24 Proceeds used for bond issuance costs (including underwriters' discount) . 24
25 Proceeds used for credit enhancement . . . , . . . . . . . 25
26 Proceeds allocated to reasonably required reserve or replacement fund . 26 ,
27 Proceeds used to currently refund prior issues 27
28 Proceeds used to advance refund prior issues 28 I /4e,
29 Total (add lines 24 through 28) 29
30 Nonrefundinq proceeds of the issue (subtract line 29 from line 23 and enter amount here), 30 11 0, 000
Part V Description of Refunded Bonds (Complete this part only for refunding bonds.)
31 Enter the remaining weighted average maturity of the bonds to be currently refunded . „ 1,- NA years
32 Enter the remaining weighted average maturity of the bonds to be advance refunded , . , NA 10- years
33 Enter the last date on which the refunded bonds will be called . . . . , . , . . . . po. NA
34 Enter the date(s) the refunded bonds were issued P. NA
Part VI Miscellaneous
35 Enter the amount of the state volume cap allocated to the issue under section 141(b)(5) 35 NA
NA
36a Enter the amount of gross proceeds invested or to be invested in a guaranteed investment contract(see instructions) 36a
b Enter the final maturity date of the guaranteed investment contract li. .1/A
NA
37 Pooled financings: a Proceeds of this issue that are to be used to make loans to other governmental units 37a
. b If this issue is a loan made from the proceeds of another tax-exempt issue, check box 110. Li and enter the name of the
..
issuer 111. and the date of the issue II*
.:.,
38 If the issuer has designated the issue under section 265(b)(3)(B)(i)(III) (small issuer exception), check box . . 10' PS
i39 If the issuer has elected to pay a penalty in lieu of arbitrage rebate, check box Po- 0
,
ti 40 If the issuer has identified a hedge, check box 0. E]
M 1
Under penalties of perjury,I declare that I have examined this return and accompanying schedules and statements,and to the best of my knowledge
4-4
and belief, they are true, correct,and complete.
Sign de
Here 8/7/07
L Jon Harrison, Mayor
g pr Srgnature of 7ss 75 i;uthorized representative
Date Type or print name and the
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f1-1. For Paperwefk Reduction Act Notice, see page 2 of the Instructions. Cat. No. 63)735 Form 8038-G iRev 11 2000)
Ael
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