HomeMy WebLinkAboutContracts & Agreements_86-1997_CCv0001.pdf WORKERS' COMPENSATION
SELF-INSURANCE
SERVICE AGREEMENT
This Agreement is entered into by and between the CITY OF REDLANDS, hereinafter referred
to as "CLIENT," and SOUTHERN CALIFORNIA RISK MANAGEMENT ASSOCIATES,
INC., a California Corporation, hereinafter referred to as "SCRMA.
RECITALS
1. WHEREAS, CLIENT has elected to self-insure its workers' compensation programs in
the State of California effective January 1, 1979; and
2. WHEREAS, SCRMA is specially trained, experienced and competent to render the
services and advice as outlined in connection with the duties and responsibilities of
administering specific claims for a self-administered workers' compensation program; and
3 WHEREAS, CLIENT and SCRMA have agreed to enter into a Service Agreement
effective October 1, 1997.
4. The foregoing recitals are agreed to by the parties,
TERMS AND CONDITIONS
1. Term.of Agreement
a. This Agreement is effective October 1, 1997, and shall be continuous through
September 30, 2001. The contract will renew on an annual basis unless otherwise
terminated as stated in Section 6.
2. Consideration
a. SCR?v1A's service fee for the period of October !, 19119171 through Septi-;--milber -10,
1998, shall be $42,500.00.
b. The service fee is payable quarterly in advance by CLIENT upon receipt of
SCRMA's invoice.
C. SCRMA's service fee for the contract years beginning October 1, 1998 and
October 1, 1999 will be negotiated based on the first year experience, limited to
a maximum increase of 5% each year.
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Insurance Service Agreement
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d. It is recognized that the service fee as negotiated each year represents the expense
of administering and adjusting Workers' Compensation claims that occur during
the current contract period, and the fee does not cover the expense involved in
processing claims to their ultimate conclusion.
e. CLIENT retains the right of refusal for any outside vendor.
3. Responsibilities of SCRMA
a. Claims Administration
(1) SCRMA agrees to provide claims service for CLIENT's Workers'
Compensation exposure in the State of California as required by the
regulatory bodies of said State and at a level acceptable to CLIENT.
b. Management Infort-nation Syste
(1) SCRMA agrees to maintain claims and cost data as well as estimates of
future claims liability on an individual claim basis.
(2) SCRMA will provide management information services to CLIENT as
agreed upon by the parties.
(3) SCRMA retains sole right of ownership to its programs. However,
CLIENT has a right to the data. In the event of a cancellation of
SCRMA's service, CLIENT is entitled to a complete history file (tape) of
all claims and payment information, as well as a complete format of the
tape.
4. Responsibilities of CLIENT
a. CLIENT shall report to SCRMA all Workers' Compensation claims information
on specific cases in a timely manner and shall cooperate with SCRMA in all
aspects of investigation, communication, the providing of recorded material, and
any other area pertinent to SCRMA being able to provide the agreed service to
CLIENT. SCRMA shall not be responsible, nor deemed liable for damages, real
or otherwise, resulting from SC A's lack of knowledge of information in the
possession of CLIENT, but withheld from SCRMA.
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Insurance Service Agreement
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5. Claim Payment Fund
a. The parties agree that SCRMA will pay claim expenses from a fund established
by CLIENT and funded by CLIENT. The fund will be maintained by CLIENT
at an amount sufficient to cover the expense of the Workers' Compensation
claims. SCRMA agrees to make its records available to CLIENT for audit
purposes at all times.
b. Claim expenses are defined as medical, temporary or permanent disability,
allocated claim expense, rehabilitation expense, claim and all other Workers'
Compensation benefits payable to the injured employees or dependents of
CLIENT.
C. Allocated claim expense includes such costs as legal fees, court costs, court
reporters, expert witnesses, investigation,photocopy, subpena, photographic, fees
to undercover operatives, depositions, and certain special costs as may be
required.
6. Termination
a. This Agreement may be terminated by either party by providing written notice
sixty (60) days in advance to the other. In the event of termination, SCRMA will
be obligated to provide all data, records and information developed with respect
to CLIENT's business including all loss records to CLIENT or its designated
agent on the date established by CLIENT. It is recognized that SCRMA will
provide the records in good condition and assist in any transition as may be
desired by CLIENT.
b. CLIENT may, at its option, designate SCRMA to continue to manage all claim
files with injury dates prior to the termination date of this Agreement, for a fee
of 17.5% of paid claims, or on a time and charges basis at a rate agreed to by the
parties.
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Insurance Service Agreement
Page 4 of 6
7. Insurance Coverage
a. Blanket Fidelity Bond
SCRMA shall maintain a blanket fidelity bond in an amount not less than Five
Hundred Thousand Dollars ($500,000.00), with an approved corporate surety
covering any and all principals, officers, and employees involved in performance
of the Agreement and the trust fund (imprest) account.
b. Errors and Omissions Insurance
SCRMA shall maintain Errors and Omissions Insurance in an amount not less
than One Million Dollars ($1,000,000.00) per occurrence and aggregate.
C. Public Liability and Property Damage Insurance
SCRMA shall maintain commercial general liability insurance in the amount not
less than One Million Dollars ($1,000,000.00) which shall be primary over any
other insurance carried by your company. Certificates of insurance shall name
CLIENT as an additional insured.
8. General Conditions
a. SCRMA shall indemnify, hold free and harmless and defend CLIENT, its agents,
servants, employees, officers and directors against any and all loss, damage,
fines, liability, costs and expenses (including, but not limited to, attorney fees,
court costs and reasonable investigative and delivery costs) and other such sums
which CLIENT, its agents, servants, employees, officers and/or directors may
reasonably pay or become obligated to pay on account of the acts or negligence
of SCRMA, its agents, employees, officers or directors. CLIENT agrees to
notify SCRMA promptly in writing in the event such claim. demand, assertion
of liability or action is brought to CLIENT's attention.
b. CLIENT shall indemnify, hold free and harmless and defend SCRMA, its agents,
servants, employees, officers and directors against any and all loss, damage,
fines, liability, costs and expenses (including, but not limited to, attorney fees,
court costs and reasonable investigative and delivery costs) and other such sums
which SCRMA, its agents, servants, employees, officers, and/or directors may
reasonably pay or become obligated to pay on account of the acts or negligence
I tn
of CLIENT, its agents or employees, officers or directors. SCRMA agrees to
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Insurance Service Agreement
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notify CLIENT promptly in writing in the event such claim, demand, assertion
of liability or action is brought to SCRMA's attention.
C. SCRMA agrees to perform the services of adjustment of Workers' Compensation
claims and, at all times, administer the disposition of such claims including those
in litigation subject to the direction of CLIENT. The services to be rendered to
be within the standards acceptable in the field of Workers' Compensation. In the
event CLIENT directs SCRMA to follow a specific request of CLIENT in the
handling of any claim adjustment, CLIENT agrees to hold SCRMA harmless for
any loss, cost, or expense should a claim or lawsuit thereafter be filed involving
SCRMA. This Agreement is not intended to hold SCRMA harmless for any
independent negligence of SCRMA in any matter arising from this Agreement.
d. CLIENT shall not be liable to SCRMA for personal injury of SCRMA employees
or property damage sustained by SCRMA in the performance of the services
specified in this Agreement.
e. Penalties and assessments arising from the failure of CLIENT to provide timely
notice of claims or such other employer obligations as provided under the
California Workers' Compensation Reform Act of 1989, shall be and remain the
sole responsibility of CLIENT and CLIENT hereby agrees to indemnify, defend
and hold SCRMA harmless from all claims arising from the imposition of such
penalties and assessments. Administrative penalties arising solely from the failure
of SCRMA to comply in a timely and proper manner with its duties as a claim
administrator shall be and remain the sole responsibility of SCRMA. and SCRMA
hereby agrees to indemnify, defend and hold CLIENT harmless from all claims
arising from the imposition of such administrative penalties.
f. More specifically, the parties acknowledge that the California Workers'
Compensation Reform Act of 1989 requires first payment of Temporary Disability
Indemnity within 14 days of CLIENT's knowledge of the injury and generally
imposes an automatic penalty of 10% of the amount delayed for late indemnity
payments which shall be payable directly to the injured employee without
application. Furthermore, the parties agree that unless SCRMA is provided with
notice of the claim within 7 days of CLIENT's knowledge of the injury, the
above-referenced automatic penalty of 10% shall be and remain the sole
responsibility of CLIENT.
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Insurance Service Agreement
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g. Any controversy arising out of this Agreement between the parties shall be
resolved under the provisions of the California laws pertaining to arbitration.
Attorney's fees, if any, shall be set by the arbitrator as to payment thereof. In
the event either party incurs attorney's fees, court costs and other expenses in an
action brought to enforce rights hereunder, the prevailing party shall be paid by
the other party a reasonable amount therefore to be fixed by the court in any such
action.
h. While performing the specified services, SCRMA is an independent contractor
and not an agent or employee of CLIENT.
i. Changes and modifications to this Agreement may be made by the mutual written
consent of the parties.
Accepted By: Accepted By:
CITY OF REDLANDS SOUTHERN CALIFORNIA RISK
MANAGEMENT ASSOCIATES, INC.
By: /I"4e
Authorized Signa re AuthortzVd Sig tore
Swen Larson Jody A. Gray
Name (type or print) Name (type or print)
Mayor Vice President
Title Title
35 Cajon Street/P 0.. Box 3005 250 W. First St. Suite 222
Street Address Street Address
Redlands, California 02373 Claremont California 91711-4740
City, State, Zip City, State, Zip
Septeznl r ,1 tom._.
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Date Date;
ATTEST
By
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