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HomeMy WebLinkAboutContracts & Agreements_6-11 RDA`"v' RECORDING REQUESTED BY: Ticor Title Company AND WHEN RECORDED, MAIL TO: The Redevelopment Agency of the City of Redlands 210 E. Citrus Redlands, Ca, 92373 YICOR TITLE RIVERSIDE Electronically Recorded in official Records, County of San Bernardino 6121/2011 DENNIS DRAEGER 09:57 AM FV DIV- ASSESSOR - RECORDER - CLERK `f 619 Ticor Title Company Doc #: 2011-0250964 Titles: 1 Pages: 10 FGes 42 1I1 11111111111N 1111II II 1111 H Other ..00 PAID _0o 47.00 ESCROW NO: 25035-SD TITLE ORDER NO:li 600MTWAer 4405346-40 APN: 0169-321-33-0-000 SUBORDINATION AGREEMENT NOTICE: THIS SUBORDINATION AGREEMENT RESULTS IN YOUR SECURITY INTEREST IN THE PROPERTY BECOMING SUBJECT TO AND OF LOWER PRIORITY THAN THE LIEN OF SOME OTHER OR LATER SECURITY INSTRUMENT. THIS AGREEMENT, made May 2, 2011 by Ruth P, Collins and Gerald C. Collins owner of the land hereinafter described and hereinafter referred to as "Owner," and The Redevelopment Agency of the City of Redlands present owner and holder of the deed of trust and note Furst hereinafter described and hereinafter referred to as "Beneficiary"; WITNESSETH THAT WHEREAS, Ruth P. Collins Gerald C. Collins did execute a deed of trust, dated September 11, 2008, to LandAmerica Commonwealth Land Title Company as trustee, covering: Lotl, Hancock Subdivision, In the City of Redlands, County of San Bernardino, State of California, as per Map Recorded in Book 15, Page 55 of Maps, In the Office of the County Recorder of said County, Excepting therefrom that portion conveyed to the San Bernardino County Flood Control District by that certain Deed Recorded October 23, 1968 In the Book 7116, Page 612. To secure a note in the sum of $45,000.00, dated September 11, 2008, in favor of Redevelopment Agency of the City of Redlands which deed of trust was recorded on September 24, 2008 as Instrument No. 2008-0429674, Official Records of said county; and WHEREAS, Owner has executed, or is about to execute, a deed of trust and note in the sum of $168,50().0() dated in favor of HicrhTndinq,Inc hereinafter referred to as "Lender," payable with interest and upon the terms and conditions described therein, which deed of trust is to be recorded concurrently herewith; and WHEREAS, it is a condition precedent to obtaining said loan that said deed of trust last above mentioned shall unconditionally be and remain at all times a lien or charge upon the land hereinbefore described, prior and superior to the lien or charge of the deed of trust first above mentioned; and WHEREAS, lender is willing to make said loan provided the deed of trust securing the same is a lien or charge upon the above described property prior and superior to the lien or charge of the deed of trust first above mentioned and provided that Beneficiary will specifically and unconditionally subordinate the lien or charge of the deed of trust first above mentioned to the lien or charge of the deed of trust in favor of Lender; and APN: 0169-321-3 3-0-000 D-46A (Rev. 4>94) CLTA SUBORDINATION "A" INITIALS: GcC�C Page No, 1 of 3 (EXISTING DEED OF TRUST TO NEW DEED OF'rRUST) RECORDING REQUESTED BY: Ticor Title Company AND WHEN RECORDED, MAIL TO: The Redevelopment Agency of the City of Redlands 210 E. Citrus Redlands, Ca. 92373 TICOR TITLE RIVERSIDE THIS SPACE FOR RECORDER'S USE ONLY ESCROW NO: 25035-SD �f j TITLE ORDER NO: P,��'/ L,L) N 4405346-40 APN: 0169-321-33-0-000 SUBORDINATION AGREEMENT NOTICE: THIS SUBORDINATION AGREEMENT RESULTS IN YOUR SECURITY INTEREST 13Ni THE PROPERTY BECOMING SUBJECT TO AND OF LOWER PRIORITY THAN THE LIEN OF SOME OTHER OR LATER SECURITY INSTRUMENT. THIS AGREEMENT, made May 2, 2011 by Ruth P. Collins and Gerald C. Collins owner of the land hereinafter described and hereinafter referred to as "Owner," and The Redevelopment Agency of the City of Redlands present owner and holder of the deed of trust and note fast hereinafter described and hereinafter referred to as "Beneficiary"; WITNESSETH THAT WHEREAS, Ruth P. Collins Gerald C. Collins did execute a deed of trust, dated September 11, 2008, to LandAmerica Commonwealth Land Title Company as trustee, covering: Lotl, Hancock Subdivision, In the City of Redlands, County of San Bernardino, State of California, as per Map Recorded in Book 15, Page 55 of Maps, In the Office of the County Recorder of said County, Excepting therefrom that portion conveyed to the San Bernardino County Flood Control District by that certain Deed Recorded October 23, 1968 In the Book 7116, Page 612. To secure a note in the sum of $45,000.00, dated September 11, 2008, in favor of Redevelopment Agency of the City of Redlands which deed of trust was recorded on September 24, 2008 as Instrument No, 2008-0429674, Official Records of said county; and WHEREAS, Owner has executed, or is about to execute, a deed of trust and note in the sum of $168,500.00 dated June 7, 9011 , in favor of HiqhTechLending, Inc. hereinafter referred to as "Lender," payable with interest and upon the terms and conditions described therein, which deed of trust is to be recorded concurrently herewith; and WHEREAS, it is a condition precedent to obtaining said loan that said deed of trust last above mentioned shall unconditionally be and remain at all times a lien or charge upon the land hereinbefore described, prior and superior to the lien or charge of the deed of trust first above mentioned; and WHEREAS, lender is willing to make said Ioan provided the deed of trust securing the same is a lien or charge upon the above described property prior and superior to the lien or charge of the deed of trust first above mentioned and provided that Beneficiary will specifically and unconditionally subordinate the lien or charge of the deed of trust first above mentioned to the lien or charge of the deed of trust in favor of Lender; and APN: 0169-321-33-0-000 D-46A (Rev. 4/94) CLTA SUBORDINATION "A" INITIALS: GAL' C (EXISTING DEED OF TRUST TO NEW DEED OF TRUST) rage No. I of 3 WHEREAS, it is to the mutual benefit of the parties hereto that Lender make such loan to Owner; and Beneficiary is willing that the deed of trust securing the same shall, when recorded, constitute a lien or charge upon said land which is unconditionally prior an({ superior to the lien or charge of the deed of trust first above mentioned. NOW, THEREFORE, in consideration of the mutual benefits accruing to the parties hereto and other valuable consideration, the receipt and sufficiency of which consideration is hereby acknowledged, and in order to induce Lender to make the loan above referred to, it is hereby declared, understood and agreed as follows: (1) That said deed of trust securing said note in favor of Lender, and any renewals or extensions thereof, shall unconditionally be and remain at all times a lien or charge on the property therein described, prior and superior to the lien or charge of the deed of trust above mentioned. (2) That Lender would not make its loan above described without this subordination agreement. (3) That this agreement shall be the whole and only agreement with regard to the subordination of the lien or charge of the deed of trust first above mentioned to the lien or charge of the deed of trust in favor of lender above referred to and shall supersede and cancel, but only insofar as would affect the priority between the deeds of trust hereinbefgre specifically described, any prior agreement as to such subordination including, but not limited, those provisions; if any, contained in the deed of trust first above mentioned, which provide for the subordination of the lien or charge thereof to another deed or deeds of trust or to another mortgage or mortgages. Beneficiary declares, agrees and acknowledges that (a) He consents to and approves (i) all provisions of the note and deed of trust in favor of Lender above referred to, and (ii) all agreements, including but not limited to any loan or escrow agreements, between Owner and Lender for the disbursement of the proceeds of Lender's loan; (b) Lender in making disbursements pursuant to any such agreement is under no obligation or duty to, nor has Lender represented that it will, see to the application of such proceeds by the person or persons to whom Lender disburses' such proceeds and any application or use of such proceeds for purposes other than those provided for in such agreement or agreements shall not defeat the subordination herein made in whole or in part; (c) He intentionally and unconditionally waives, relinquishes and subordinates the lien or charge of the deed of trust first above mentioned in favor of the lien or charge upon said land of the deed of trust in favor of Lender above referred. to; and understands that in reliance upon, and in consideration of, this waiver, relinquishment and subordination, specific` loans and advances are being and will be made and, as part and parcel thereof, specific monetary and other, obligations are being and will be entered into which would not be made or entered into but for said reliance upon this, waiver, relinquishment and subordination; and (d) An endorsement has been placed upon the note secured by the deed of trust first above mentioned that said deed of trust has by this instrument been subordinated to the lien or charge of the deed of trust in favor of Lender above referred to. D-46A (Rev. 4/94) Page No. 2 of 3 CLTA SUBORDINATION"A" (EXISTING DEED OF TRUST TO NEW DEED OF TRUST) INITIALS: CGCCG NOTICE: THIS SUBORDINATION AGREEMENT CONTAINS A PROVISION WHICH ALLOWS THE PERSON OBLIGATED ON YOUR REAL PROPERTY SECURITY TO OBTAIN A LOAN A PORTION OF WHICH MAY BE EXPENDED FOR OTHER PURPOSES THAN IMPROVEMENT OF THE LAND. IT IS RECOMMENDED THAT, PRIOR TO THE EXECUTION OF THIS SUBORDINATION AGREEMENT, THE PARTIES CONSULT WITH THEIR ATTORNEYS WITH RESPECT THERETO. The Redevelopment Agency of the City of Redlands Ruth P. Colli s ATTE BY AGerald C. Collins Chaicman Secr ary {ALL SIGNATURES MUST BE ACKNOWLEDGED) STATE OF CALIFORNIA COUNTY OF SAW I3lP tN AFL Dina O ON XuN1, 15, 2.aik before me, RAJA d. lr-Log-t;,5 notary public, personally appeared —&UT P C�L•t.1 �S lseN CAD C • �t3t.t- 1 rJS who proved to me on the basis of satisfactory evidence to be the person(s) whose name's) is/are subscribed to the within instrument and acknowledged to me that helshehheyexecuted the same in his/her/their authorized capacity ies and that by his/her/thei rsignature(s) on the instrument the person(s), or the entity upon behalf of which the persons acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct Witness my hand and official seal, Signature AM 8. F' $ CoPrYrdl Won #►1865738 / No" Public - CtAtlfanic My Commission Expires; '7 1 2 -2-0 f So lanvOw County My Comm. Exkn Aar 12.2014 STATE OF CALIFORNIA COUNTY OF before me, personally appeared who proved to me on the basis of satisfactory evidence to be the person(s) whose name's) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the some in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct Witness my hand and official seal. Signature My Commission Expires: D-46A (Rev, 4/94) CLTA SUBORDINATION "A" INITIALS: l3 CC• r 0c, Page No, 3 oF3 (EXISTING DEED O1: TRUST TO NEW DEED OF TRUST) —i— NOTARY CLARITY' Under the provisions. of Government Code 27361.7, 1 certify under the penalty of perjury that the notary seal on the document to which this statement' is attached reads as follows: Name 6f Notary: A'NA rLaLS Commission #: 0 i� T v Place of Execution: Date Commission Expires: Date: Signature: Print Name: "Se h=- ALL-PURPOSE ACKNOWLEDGMENT STATE OF CALIFORNIA ) COUNTY OF SAN BERNARDINO } SS CITY OF REDLANDS ) By the authority granted under Chapter 4, Article 3, Section 1181, of the California Civil Code, and Chapter 2, Division 3, Section 40814, of the California Government Code, on June 13, 2011, before me, Teresa Ballinger, Deputy City Clerk, on behalf of Arthur S. Irwin, City Clerk of the City of Redlands, California, personally appeared Pete Aguilar, Chairman, and Arthur S. Irwin, Agency Secretary, who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) mare subscribed to the within instrument and acknowledged to me that he4he/they executed the same in hisAier4their authorized capacity(ies) and that by hisAiefEtheir signature(s) on the instrnrnent the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. �E Dr���j� �,Qorrq r •'' cn * 1888 WITNESS my hand and official seal. ARTHUR S. IRWIN, CITY CLERK Teresa Ballinger, Deputy City Clerk (909)798-7531 CAPACITY CLAIMED BY SIGNER(S) { { Individual(s) signing for oneself/themselves { ) Corporate Officer(s) Title(s) I Company Partner(s) Partnership Attorney -In -Fact Principal(s) { } Trustee(s) Trust { x } Other Title(s): Chairman and Secretary Entity Represented: Redevelopment Agency of the City of Redlands THIS CERTIFICATE MUST BE ATTACHED TO THE DOCUMENT DESCRIBED BELOW: Title or Type of Document: Subordination Agreement Date of Document: April 14, 2011 Signer(s) Other Than Named Above: Ruth P. Collins and Gerald C. Collins, Owners RECORDING REQUESTED BY: Ticor Title Company AND WHEN RECORDED, MAIL TO: The Redevelopment Agency of the City of Redlands 210 E. Citrus Redlands, Ca. 92373 TFUS SPACE FOR RECORDER'S USE ONLY ESCROW NO: 25035-SD r n co—n�e phlt I TITLE ORDER NO: 4405346-40 APN: 0169-321-33-0-000 SUBORDINATION AGREEMENT NOTICE: THIS SUBORDINATION AGREEMENT RESULTS IN YOUR SECURITY INTEREST IN THE PROPERTY BECOMING SUBJECT TO AND OF LOWER PRIORITY THAN THE LIEN OF SOME OTHER OR LATER SECURITY INSTRUMENT. THIS AGREEMENT, made May 2, 2011 by Ruth P. Collins and Gerald C. Collins owner of the land hereinafter described and hereinafter referred to as "Owner," and The Redevelopment Agency of the City of Redlands present owner and holder of the deed of trust and note fast hereinafter described and hereinafter referred to as "Beneficiary"; rAIJ1001*MDVNII THAT WHEREAS, Ruth P. Collins Gerald C. Collins did execute a deed of trust, dated September 11, 2008, to LandAmerica Commonwealth Land Title Company as trustee, covering. Lotl, Hancock Subdivision, In the City of Redlands, County of San Bernardino, State of California, as per Map Recorded in Book 15, Page 55 of Maps, In the Office of the County Recorder of said County, Excepting therefrom that portion conveyed to the San Bernardino County Flood Control District by that certain Deed Recorded October 23, 1968 In the Book 7116, Page 612. To secure a note in the sum of $45,000.00, dated September 11, 2008, in favor of Redevelopment Agency of the City of Redlands which deed of trust was recorded on September 24, 2008 as Instrument No. 2008-0429674, Official Records of said county; and WHEREAS, Owner has executed, or is about to execute, a deed of trust and note in the sum of $168,500.00 dated T'me 7_ 2011 _ , in favor of HiahTechLending, Inc. hereinafter referred to as "Lender," payable with interest and upon the terms and conditions described therein, which deed of trust is to be recorded concurrently herewith; and WHEREAS, it is a condition precedent to obtaining said loan that said deed of trust last above mentioned shall unconditionally be and remain at all times a lien or charge upon the land hereinbefore described, prior and superior to the lien or charge of the deed of trust first above mentioned; and WHEREAS, lender is willing to make said loan provided the deed of trust securing the same is a lien or charge upon the above described property prior and superior to the lien or charge of the deed of trust first above mentioned and provided that Beneficiary will specifically and unconditionally subordinate the lien or charge of the deed of trust first above mentioned to the lien or charge of the deed of trust in favor of Lender; and APN: 0169-3 21-33-0-000 D-46A (Rev. 4r94) CLTA SUBORDINATION "A" INITIALS: C—CC y p C (EXISTING DEED OF TRUST TO NEW DEED OF TRUST) Page No. 1 of 3 WHEREAS, it is to the mutual benefit of the parties hereto that Lender make such loan to Owner; and Beneficiary is willing that the deed of trust securing the same shall, when recorded, constitute a lien or charge upon said land which is unconditionally prior and superior to the lien or charge of the deed of trust first above mentioned. NOW, THEREFORE, in consideration of the mutual benefits accruing to the parties hereto and other valuable consideration, the receipt and sufficiency of which consideration is hereby acknowledged, and in order to induce Lender to make the loan above referred to, it is hereby declared, understood and agreed as follows: (1) That said deed of trust securing said note in favor of Lender, and any renewals or extensions thereof, shall unconditionally be and remain at all times a lien or charge on the property therein described, prior and superior to the lien or charge of the deed of trust above mentioned. (2) That Lender would not make its loan above described without this subordination agreement. (3) That this agreement shall be the whole and only agreement with regard to the subordination of the lien or charge of the deed of trust first above mentioned to the lien or charge of the deed of trust in favor of lender above referred to and shall supersede and cancel, but only insofar as would affect the priority between the deeds of trust hereinbefore specifically described, any prior agreement as to such subordination including, but not limited, those provisions, if any, contained in the deed of trust first above mentioned, which provide for the subordination of the lien or charge thereof to another deed or deeds of trust or to another mortgage or mortgages. Beneficiary declares, agrees and acknowledges that (a) He consents to and approves (i) all provisions of the note and deed of trust in favor of Lender above referred to, and (ii) all agreements, including but not limited to any loan or escrow agreements, between Owner and Lender for the disbursement of the proceeds of Lender's loan; (b) Lender in making disbursements pursuant to any such agreement is under no obligation or duty to, nor has Lender represented that it will, see to the application of such proceeds by the person or persons to whom Lender disburses such proceeds and any application or use of such proceeds for purposes other than those provided for in such agreement or agreements shall not defeat the subordination herein made in whole or in part; (c) He intentionally and unconditionally waives, relinquishes and subordinates the lien or charge of the deed of trust first above mentioned in favor of the lien or charge upon said land of the deed of trust in favor of Lender above referred to and understands that in reliance upon, and in consideration of, this waiver, relinquishment and subordination, specific loans and advances are being and will be made and, as part and parcel thereof, specific monetary and other obligations are being and will be entered into which would not be made or entered into but for said reliance upon this waiver, relinquishment and subordination; and (d) An endorsement has been placed upon the note secured by the deed of trust first above mentioned that said deed of trust has by this instrument been subordinated to the lien or charge of the deed of trust in favor of Lender above referred to. D-46A (Rev. 4N4) CLTA SUBORDINATION"A" INITIALS: i,CC (EXISTING DEED OF TRUST TO NEW DEED OF TRUST) Page No. 2 of 3 NOTICE: THIS SUBORDINATION AGREEMENT CONTAINS A PROVISION WHICH ALLOWS THE PERSON OBLIGATED ON YOUR REAL PROPERTY SECURITY TO OBTAIN A LOAN A PORTION OF WHICH MAY BE EXPENDED FOR OTHER PURPOSES THAN IMPROVEMENT OF THE LAND. IT IS RECOMMENDED THAT, PRIOR TO THE EXECUTION OF THIS SUBORDINATION AGREEMENT, THE PARTIES CONSULT WITH THEIR ATTORNEYS WITH RESPECT THERETO. L%J � The Redevelopment Agency of the City of Redlands Ruth P. Collins BY Gerald C. Collins (ALL SIGNATURES MUST BE ACKNOWLEDGED) STATE OF CALIFORNIA COUNTY OF6� .,, �{r �6f - ON ���C�(� , II t before me i1eV1ntY r ' notary public, personally app VU4 d q. Cott, r; r SHELL Y CG(,il=AM U � c��iw7a # 19�2X53 � a � : ' 1l�ik'Y it(llfLiC CALIFORNIA +n BAN WNARDHID COUNTY 0 C61, l ��IAE� A�Rr4 22 2 15 who proved to me on the basis of satisfactory evidence to be the person(s) whose name's) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalfof which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct l" ne ss my hand d offi al se ___Sig `� My CommissiotTE Tres: ZA COU OF CAI:RNIA &1 ! t r�VID COUNTY OEM 1 (I I ONO U nk cI p before me, C� � f`� "0 personally appeared \Pub) \ L who proved to me on the basis of satisfactory evidence to be the person(s) whose name's) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in histher/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalfof which the person(s) acted, executed the instrument. Loer-tikunder PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct My hand and ion D-46A (Rev. 4P34) ,ram �'• :CAlkI. # 1932153 NDTARY PUBUC - CALIFORNIA 5AN BERNARNNO COUNTY f7 F " ` COMM. EXPIAH APRIL 22, 2015 � Page No. 3 of 3 CLTA SUBORDINATION "A" INITIALS:GC c (EXISTING DEED OF TRUST TO NEW DEED OF TRUST) NOTICE: THIS SUBORDINATION AGREEMENT CONTAINS A PROVISION WHICH ALLOWS THE PERSON OBLIGATED ON YOUR REAL PROPERTY SECURITY TO OBTAIN A LOAN A PORTION OF WHICH MAY BE EXPENDED FOR OTHER PURPOSES THAN IMPROVEMENT OF THE LAND. IT IS RECOMMENDED TI-IAT, PRIOR TO THE EXECUTION OF THIS SUBORDINATION AGREEMENT, THE PARTIES CONSULT WITH THEIR ATTORNEYS WITII RESPECT THERETO. The Redevelopment Agency of the City of Redlands Ruth P. Collins ,�%� ATTE By _ + >� ' `" ' Gerald C. Collins Chairman Secr ary (ALL SIGNATURES MUST BE ACKNOWLEDGED) STATE OF CALIFORNIA COUNTY OF ON before me, , notary public, personally appeared who proved to me on the basis of satisfactory evidence to be the person(s) whose name's) is/are subscribed to the within instrument and acknowledged to me thrif. he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct Witness my hand and official seal. Signature My Commission Expires: STATE OF CALIFORNIA COUNTY OF before me, personally appeared who proved to me on the basis of satisfactory evidence to be the person(s) whose name's) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of. which the person(s) acted, executed the instrument I certify under PENALTY OP PERJURY under the laws of the State of California that the foregoing paragraph is true and correct Witness my hand and official seal. Signature My Commission Expires: D-46A (Rev. 4/94) CLTA SUBORDINATION "A" INITIALS:_ (EXISTING DEED Ot TRUST TO NEW DEED OF TRUST) Page No. 3 of 3 ALL-PURPOSE ACKNOWLEDGMENT STATE OF CALIFORNIA ) COUNTY OF SAN BERNARDINO ) SS CITY OF REDLANDS ) By the authority granted under Chapter 4, Article 3, Section 1181, of the California Civil Code, and Chapter 2, Division 3, Section 40814, of the California Government Code, on June 13, 2011, before me, Teresa Ballinger, Deputy City Clerk, on behalf of Arthur S. Irwin, City Clerk of the City of Redlands, California, personally appeared Pete Aguilar, Chairman, and Arthur S. Irwin, Agency Secretary, who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies) and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. 0�;•GpPPORA rEO: N 1FOR�\P�\ WITNESS my hand and official seal. ARTHUR S. IRWIN, CITY CLERK Teresa Ballinger, Deputy City Clerk (909)798-7531 CAPACITY CLAIMED BY SIGNER(S) { } Individual(s) signing for oneself/themselves { } Corporate Officer(s) Title(s) { } {} Company Partner(s) Partnership Attorney -In -Fact Principal(s) Trustee(s) Trust { x } Other Title(s): Chairman and Secretary Entity Represented: Redevelopment Agency of the City of Redlands THIS CERTIFICATE MUST BE ATTACHED TO TILE DOCUMENT DESCRIBED BELOW: Title or Type of Document: Subordination Agreement Date of Document: April 14, 2011 Signer(s) Other Than Named Above: Ruth P. Collins and Gerald C. Collins, Owners 6*omerset Escrow, Inc. 1221 W. Foodis Blvd. Upland, CA 91786 Ph.: (909) 982-5515 Faz (909)985-5048 May 2, 2011 TO: Somerset Escrow Inc. Escrow No.: 25035-SD Property Address: 509 East Central Avenue, Redlands, CA 92374 ADDITION AND/OR AMENDMENT TO ESCROW INSTRUCTIONS The instructions in this Escrow No. 25035 are hereby modified, amended and/or supplemented in the following particulars only: 1. Escrow holder is authorized and instmcted to prepare a Subordination Agreement to be executed by undersigned parties concerning Note in the original amount of $45,000.00 dated September 11, 2008 secured by Deed of Trust of same date and amount recorded on September 24, 2008 as Instrument No.2008.0429674 on subject property w described on said Deed of Trust and more commonly known as: 509 East Central Avenue, Redlands, CA, 92374. Undersigned parties herein authorize escrow holder to record said Subordination Agreement along with other documents in this transaction at close of escrow when in a position to place undersigned beneficiary in no less than SECOND POSITION on subject property subordinate to a new First Trost Deed and Note secured thereby in favor of in the amount of $168,500.00. Undersigned parties herein advise escrow holder that they have satisfied themselves with the terms and conditions of said new First Trost Deed and Note and herein release escrow holder of any liability or concern for same. Escrow holder is advised that there is to be no consideration or reduction in principal balance or interest accrued thereon paid to undersigned beneficiary through this escrow. 2. Escrow holder is herein authorized to insert date of new First Trust Deed and Note on said Subordination Agreement, above borrowertsy and beneficiary's signatures, if applicable, prior to recording of same. All other terms and conditions remain the same. EACH OF THE BELOW SIGNED STATES THAT HE/StWAMY HASIHAVE READ THE FOREGOING INSTRUCTIONS AND UNDERSTANDS AND AGREES TO THEM. The Redeve,,lop�J, cut Agency of the City of Redlands BY: ` 4, 1 ATTEST: Chairperson Ruth P. Collins Secretary, Gerald C. Collins 04/25/2011 13:10 FAX 0090520342 CRAFFEY FOPS I[a002 Bsorow No.: 25035-81) PAGE NOdl ,set Inc. Lrpland, CA Ph..: (909) 982.5515 Sax: (9095 99 Somerset Escrow Inc. 1221 W. Foothill Blvd. Upland, CA 91706 Escrow Officer: Shelley K. Dunham Escrow No.: 25035-SD April 14, 2011 Somerset Escrow Inc. IS LICENSED BY THE DEPARTMENT OF CORPORATIONS, STATE OF CALtFORNIA, ESCROW LICENSE NO.963-1395 Lender will hand you a First Deed of Trust securing a NOW for S167,000.00, executed by Borrowers) herein which you are inswered to use, provided that on or before May 13, 2011 you rra Inc poshlen to order a policy of title insurance with uma This Company's exceptions, with a OabRhy ofnot less than SI67,000.00, covering teal property in the County of San Bernardino, Stain of CA, described as follows. Lotl, Hancock Subdivision, In the City of Redlands, County of San Bemardlao, State of California, as per Map Recorded in Book 15, Page 55 of Maps, In the Office of the County Recorder of said County, Excepting therefrom that portion conveyed to the San Bernardino County Flood Control District by that certain Deed Recorded October 23, 1968 In the Book 7116, Page 612. PROPERTY ADDRESS: 509 East Central Avenue, Redlands, CA 92374 (NOT VERIFIED BY ESCROW HOLDER) SHOWING TITLE VESTED IN: Ruth P. Collins and Gerald C. Collins, Wife and Husband as Joint Tenants >'isLa�aiiliPf9i iTiA I. Installments of the General and Special County, and City (if any) Taxes, including and special district levies, payments which am included therein and collected dhnewitb, far current fiscal year, not delinquent' Including taxes for ensuing year, if any, a lien not yet due or payable. The lien of supplemental taxes, If any, pursuant to the provisions of Senate Bill $13, 1983 Starnes of the State ofColifornia. 2. Bond-Assessmant of record, all payments due paid 3. Covenants, conditions, restrictions, reservations, rights and rights of way of record, easements and the exception of minerals, oil, gas, water, carbons and hydrocartrons an or under said land, not of record and in deed to file (if any). 4. New First Trust Deed to file in the principal amount ofS167,000.00, The close of this escrow Is subJect to borrower and property qualifying for and obtaining a new First Trust Deed loan as per lender's terns and conditions. Borowers)' execution of lender's loan docunrenta shall be deemed borrowers), fill approval of all torms and conditions contained therein. Borrower to pay ail torts in connection with this transaction. Lender is to be at no expense. Deposit of lender's funds shall evidence lender's approval of all terms and conditions contained herein tender wW hand escrow holder written instructions on lender's own form. Escmw holder to comply with lender instructions with the exception of those requiring the per{brmaaw of obligations or duties exceeding those imposed by California ao mmry surhorhy, Of which require escrow holder to assume liability for dta lender's regulatory responsibilities. Burrower to provide lender with a hazard hismance policy acceptable to leader as per lender's terns and conditions prior to the close of escrow. Escrow holder is authorized to have lender's loss payee affixed thereto. Escrow holder is authorized to pay premlmn as required by lender, ;£applicable, and debit borrower at close of escrow for setae, in the event that the conditions of thin escrow have not been complied with at the expiration of the time provided for herein, escrow, bolder (hereinafter referred to set you') is hhsiructed to complete the same at the earliest date possible thereathu, unless wa, or either of us, shall have made written demand upon you for the return of the money or instruments deposited by either of us, in which case you are instructed m return all instruments and/or cab m the respoctive parties hereto and this escrow will, without fuller notice, be considered as terminated. In the event conflicting claims are made upon you In this escrow, you may relnse to take any f iiher action hereunder or you may BORROWLR(S) iNITIAIS VV ac G 04,25/2011 13:10 FAX 9090520342 CRAFFEY FOPS Q003 Esurow No.: 25035-SD PAGE NO.a interplead the pardes in any court of comperentjurisdiction, in which case you shall be entitled to your costs, including reasonable nnorney's fees Incurred therein. Party electing to cancel this escrow hereby promises and agrees to pay your cancellation expenses. You are hereby authorized to deposit any funds in documents handed you tinder these escrow instructions, or cause the same to be deposited with any duly authorized sub -escrow agent, subject to your order at or prior to the close of escrow, W the event you deem such deposit necessary or convenient for the consummation of Otis escrow, All disbursements ere to be made by check ofSomerset Escrow Inc., Title Company, or Lender. All disbursements of funds and/or instruents of tits escrow.shall be mailed, unregistered, to the designated party in accordance with subject escrow, instructions. However, at your discretion, you may send and/or receive fluids and/or other instruments or documents by certified or registered mail, overnight delivery, messenger service, facsimile machine, or via E-Mail, in which case undersigned borrower(s) agree to pay the special handling fees its charged by you tar same. AO the conditions and demands above are hereby approved mid Vwe wilt hand you due necessary documents called for on my/our pan to cause title to be shown m above, which you are mithorized to deliver upon payment to you for my/our aecounf-tho above sum widdn the time at above provided. Pay your escrow charges and my/um proper recording fees, also charges for evidence of title called for above (whether or not this escrow is consummated), and you are hereby authorized to pay any bonds, assessments and/or was and any encumbrances of record to show title as called for or necessary to comply with same. All of the demands of the beneftclary(ies) of the Trust Deeds) as set forth above are hereby agreed to and tire provisions for extension of time within which escrow may be closed, cancellation of same, mmm of m ttumeres and/or money applies equally to Reins. In the event hoar proceeds am not sufficient to cover loan payofl(s) and all costs and charges through this escrow, borrower(s) agree(s) to deposit funds to cover any shortage. Disburse the remaining loan funds to the undersigned borrowers. Somerset Escrow hie. is authori"A to destroy or otherwise dispose of any and all documents, papers, instructions, correspondence and other material pertaining to this escrow at the expiration of few years from the close of escrow, regardless of any subsequent amendments, additional or supplemental instructions after date of close of escrow without liability and without further notice. in the event parties to this escrow require a copy of documentation pertinent to their interest in the escrow, contained in the escrow file after said file has been placed in storage, parties are aware that Somerset Escrow Inc.'s fee for the retrieval of said file from storage is $30.00 up front and requires 15 business day advance notice. PRIVACY NOTi" This notification is in compliance with Somerset Escrow Ine.'s obligation to comply with Federal (and State) law to safeguard your nonpublic personal infortandia . We collect nonpublic personal information about you from die following soaves: 1.) information we receive from you on applications or other forms; 2.) Information about your transactions with us, or others involved in the processing of your transaction and 3.) Information we receivefrom a commenoreportbrg agency. We do not disclose any nonpublic information about you to those employees who need to know that hrformadon to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your non-public personal information. My/Our signature(A) on all instruments and instructions per Wining to this escrow Indicates my/our unconditional approval of same. BORROWER'S SIGNATURE: ✓'-' Rath P. Coilhu � Gerald C. Cou•n Mailing Address: 509 East Central Avenue. Redlands, CA 92374 Forwarding Address: 509 East Centel Avenue, Redlands, CA 92374 BORROWER(S) INITWL,G;.r""pG, C GG