HomeMy WebLinkAbout3922_CCv0001.pdf RESOLUTION NO. 3922
A RESOLUTION OF THE CITY COUNCIL OF THE
CITY OF REDLANDS , CALIFORNIA APPROVING AND
AUTHORIZING THE EXECUTION OF INSTALLMENT
SALE AGREEMENTS (SECURITY AGREEMENTS)
RELATING TO RECREATIONAL FACILITIES AND
RELATED DOCUMENTS
BE IT RESOLVED by the City Council of the City of
Redlands , California (the "City Council" and the "City , "
respectively) , as follows :
Section 1 . Findings . It is hereby found, determined
and declared by this City Council as follows :
(a) It is in the best interests of the citizens of the
City that the City purchase certain land (the "Facilities Site" )
and to cause to be constructed thereon a multi-use recreational
facility (the "Building" ) , the Facility Site and the Building
collectively being referred to herein as the "Facilities , " and
it is further in the best interests of the citizens of the City
that the City sell the Facilities to The Young Men' s Christian
Association of Redlands , a California nonprofit corporation
(the "YMCA" ) .
(b) It is further in the best interests and for the
common benefit of the citizens of the citizens of the City that
the City.
(i) Purchase the Facilities from Redlands
Financial Services , Inc . , a California corporation (the
"Initial Seller" ) pursuant to a certain Installment Sale
Agreement (Security Agreement ) Relating to Recreational
Facilities , dated as of September 1983 , (the "First
Installment Sale Agreement" ) ;
(ii) Enter into that certain Installment Sale
Agreement (Security Agreement ) Relating to Recreational
Facilities , dated as of September _, 1983 , (the "Second
Installment Sale Agreement") by and between the City, as seller,
and the YMCA, as purchaser.
(c) The City is authorized:
(i) To purchase property , both real and
personal , and any interest therein for park and recreational
purposes ; and
(ii) To sell or otherwise dispose of any
property , both real and personal , and any interest therein for
park and recreational purposes .
(d) The obligations of the City under and pursuant to
the First Installment Sale Agreement shall be special limited
obligations of the City payable solely from the sources therein
provided and shall not constitute a general obligation
indebtedness of the City within the meaning of any provision of
the Constitution of the State of California, or any statutory
limitation or requirement applicable to the City concerning the
i
creation of indebtedness .
Section 2 . Approval of First Installment Sale
Agreement . The First Installment Sale Agreement , a copy of
which Agreement is on file in the office of the City Clerk, has
been reviewed to the extent deemed necessary and is hereby
approved in the form submitted to this meeting, and
Resolution No. 3922 -2-
the Mayor is hereby authorized and directed to execute ,
acknowledge and deliver said Agreement on behalf of the City ,
with such changes , insertions or omissions therein as do not
change the substance thereof and as may be approved by the City
Attorney, and the City Clerk is hereby authorized to attest to
said signature and to affix thereto the corporate seal of the
City.
Section 3 . Approval of Second installment Sale
Agreement . The Second Installment Sale Agreement , a copy of
which Agreement is on file in the office of the City Clerk, has
been reviewed to the extent deemed necessary and is hereby
approved in the form submitted to this meeting , and the Mayor is
hereby authorized and directed to execute , acknowledge and
deliver said Agreement on behalf of the City, with such changes ,
insertions or omissions therein as do not change the substance
thereof and as may be approved by the City Attorney , and the City
Clerk is hereby authorized to attest to said signature and to
affix thereto the corporate seal of the City.
Section 4 . Grant Deeds . The Mayor is authorized to
accept on behalf of the City a grant deed from the Initial Seller
to the City in the form presented to this meeting and to cause
the recordation of a grant deed from the City to the YMCA in the
form presented to this meeting .
Resolution No . 3922 -3-
Section 5 . Assignment of Interest in Deed of
Trust . That certain Assignment of Beneficial Interest in Deed
of Trust dated as of September _, 1983 , whereby the City
assigns to the Initial Seller its interest as beneficiary under
a Deed of Trust dated as of September _, 1983 , by and among the
YMCA, as trustor, , as trustee , and the City , as
beneficiary, a copy of which Assignment is on file in the office
of the City Clerk, is hereby approved and the Mayor is hereby
authorized and directed to execute said Assignment on behalf of
the City and the City Clerk is hereby authorized to attest to
said signature and to affix thereto the corporate seal of the
City .
Section 6 . Other Acts . The officers of the City ,
including but not limited to the Mayor, the City Clerk and the
City Manager, are hereby authorized and directed, jointly and
severally , to do any and all things , to execute and deliver any
and all documents , which may be required under the terms of the
First Installment Sale Agreement , the Second Installment Sale
Agreement or this Resolution and to execute such instruments and
take such other action as may be required or appropriate for the
performance of the duties imposed thereby or to carry out the
purposes thereof and such actions previously taken by such
officers are hereby ratified and confirmed .
Resolution No. 3922 -4-
LAW OFFICES OF i
BEST, ®EST & KRIEGER
September 14, 1983
MEMORANDUM
TO : MAYOR, CITY COUNCIL AND CITY MANAGER
FROM: SPECIAL COUNSEL
RE : INSTALLMENT SALE FINANCING OF REDLANDS YMCA
The Young Men' s Christian Association of Redlands
(the "YMCA") has requested the City Council to assist the
YMCA in the financing of a multi-use recreational facility
to be located in the City and operated by the YMCA. The
YMCA wishes to reduce its "cost" of borrowed funds for the
project by means of obtaining tax-exempt financing through
the City. Redlands Federal Savings and Loan Association
("Redlands Federal") , in turn, has indicated that it is pre-
pared to make such financing available to the YMCA for the
project at a lower tax-exempt interest rate.
Accordingly , we have prepared the attached documents
in order to make such a tax-exempt arrangement available to
the YMCA by means of an "installment sale" arrangement .
under this arrangement , Redlands Financial Services , Inc .
("Financial Services") , a financial services entity related. I
to Redlands Federal , will acquire title to the project and
sell the project to the City pursuant to the terms of an
Installment Sale Agreement (the "First Installment Sale Agree-
ment'") . The City will be required to make purchase payments
LAW OFFICES OF
BEST, BEST & KRIEGER
(whish obligation will not involve financial liability to
the City as is discussed below) to Financial Services in an
amount equal to the debt service on the funds that will be
advanced by Redlands Federal for the project. A portion of
each of these purchase payments will be treated as tax-exempt
interest.
The City, in turn, will resell the project to the
YMCA pursuant to another Installment Sale Agreement (the
"Second Installment Sale Agreement") . The YMCA will be
required to make purchase payments under the Second Install-
ment Sale Agreement in an amount equal to the purchase pay-
ments required of the City under the First Installment Sale
Agreement.
Additionally, the YMCA will give a Deed of Trust
on the project to further secure its obligation. The City,
in turn, pursuant to the attached Assignment of Beneficial
Interest Under Deed of Trust , will assign the Deed of Trust
to Financial Services .
Finally, Financial Services will assign its rights
to receive purchase payments to Redlands Federal in return
for the advance of funds in the amount of $750 , 000 by Red-
lands Federal for the purpose of completing the project.
Pursuant to the provisions of Section 3 . 07 (b) of
the First Installment Sale Agreement , the obligation of the
City to make purchase payments is a special obligation and
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LAW OFFICES OF
BEST, BEST & KRIEGER
is payable solely from payments made by the YMCA under the
Second Installment Sale Agreement. In the event of default
by the YMCA in repaying Redlands Federal , the City will not
bear any financial liability for such repayment .
The attached Resolution authorizes the City to
enter into this installment sale arrangement , including the
execution of the First Installment Sale Agreement and the
Second Installment Sale Agreement , together with Grant Deeds
relating to the project and the assignment of the City' s
interest in the Deed of Trust on the project .
Also attached is a proposal letter from our firm
for our services being rendered in this transaction as
Special Counsel , which includes the preparation of the legal
documents and the delivery of our approving opinion as to
the validity of the documents and the tax-exempt status of
the interest component of the purchase payments under the
First Installment Sale Agreement under both federal and
California tax laws . These fees , of course , are being paid
from the proceeds of the loan being made by Redlands
Federal to the YMCA.
1
GLEN E . STEPHENS
FRANCIS J . BAUM
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